Ledgy vs Mercury Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
Launch
- Cap Table Management
Scale
- Cap Table Management
Enterprise
Mercury
Mercury Plus
- Invoice with ACH debit ($1/transaction)
- Recurring invoices
- Invoicing API (500 invoices created/month)
- Unlimited 1099 tax filings
- $50 off eligible LegalZoom Compliance Plans
- 6 months free Xero
Mercury Pro
- Relationship manager
- Invoice with ACH debit ($0/transaction)
- Invoicing API (unlimited invoices created/mo)
- NetSuite categorizations
- Unlimited 1099 tax filings
- $50 off eligible LegalZoom Compliance Plans
- 6 months free Xero
Ledgy vs Mercury FAQ
- Which one is cheaper?
- One or both use custom pricing, so it depends on your specific needs.
- Can I use either one for free?
- Both offer free plans, so you can try each without paying. Start with whichever fits your workflow better and upgrade when you hit the limits.
- How do they charge?
- Different approach here. Ledgy uses custom pricing, while Mercury goes with flat-rate. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. Mercury: Mercury is the affordable fintech banking alternative to Brex and Ramp — they're not trying to be the premium play, they're trying to be the obvious default for startups who don't want to deal with a legacy bank. At $0 to start and $350 at the top, they're well below what traditional banks charge for comparable business services.
Still deciding? See the best Ledgy alternatives or the best Mercury alternatives, ranked with verified pricing.
Keep tabs on both.
We'll monitor pricing changes for Ledgy and Mercury and let you know when something moves.