Ledgy vs Qonto Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
Launch
- Cap Table Management
Scale
- Cap Table Management
Enterprise
Basic
- Move money fast with a local IBAN & instant SEPA transfers
- Get paid easily via payment links, Tap to Pay & POS terminals*
- Enjoy fully compliant e-invoicing
- Plan for the future with a suite of cash flow management tools
Smart
Popular- 5% AER remuneration, then 1.25% after 2 months
- Make up to 100 transfers/month
- Delegate bookkeeping via accountant access & integrated tools
- Manage expenses with 1 sub-account
Premium
- 5% AER remuneration, then 1.25% after 2 months
- Make up to 200 transfers/month
- Access priority support 7 days a week
- Manage recurring costs, budgets & expenses with 4 sub-accounts
Ledgy vs Qonto FAQ
- Which one is cheaper?
- One or both use custom pricing, so it depends on your specific needs.
- Can I use either one for free?
- Ledgy has a free plan. Qonto doesn't — though they do offer a free trial.
- How do they charge?
- Different approach here. Ledgy uses custom pricing, while Qonto goes with flat-rate. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. Qonto: Qonto sits in the low-to-mid range for neobank/business account platforms — cheaper than legacy business banking but pricier than pure fintech challengers with free tiers. They're clearly going after SMBs and freelancers who want a bank alternative with some finance-ops tooling, not enterprises needing deep integrations.
Still deciding? See the best Ledgy alternatives or the best Qonto alternatives, ranked with verified pricing.
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