Maxio vs Melio Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
Grow
Popular- Automated invoicing and billing
- Subscription management
- Payment processing
- 1-click financial reports
- A/R management
- Revenue recognition
- Advanced revenue management
- Expense amortization
- Metering and rating
- Multi-entity support
- Fixed billing
- Usage-based billing
- Milestone-based billing
- e-Invoicing
- Proforma invoices
- Consolidated invoicing
- Discounts and coupons
- Product catalog
- Customer hierarchies
- Contract terms
- Self-service signup pages
- Free trials
- Customer portal
- Renewal management
- Scheduled revenue
- Recognized revenue
- Deferred revenue
- Performance obligations
- SSPs
- Carveouts
- Multiple revenue books
- Advanced revenue summary
- A/R aging
- Contract details
- Roll forwards
- Deferred revenue by transaction
- Contract summary
- Open balance diagnostic
- Payment summary
- State sales
- Expense summary
- A/R aging health trend
- Days sales outstanding
- Basic financials
- Projections
- Top customers
- Count
- Renewal rate
- Cohorts
- Subscription momentum
- Collections and dunning
- Message templates
- Statements
- DSO reporting
- QuickBooks
- Xero
- NetSuite
- Salesforce
- HubSpot
- Pipedrive
- 20+ payment gateways
- Maxio payments
- Advanced revenue management
- A/R management
- Expense amortization
- Milestone-based projects
- Multi-entity
- Event-based billing
- EU hosting
Scale
- Automated invoicing and billing
- Subscription management
- Payment processing
- 1-click financial reports
- A/R management
- Revenue recognition
- Advanced revenue management
- Expense amortization
- Metering and rating
- Multi-entity support
- Fixed billing
- Usage-based billing
- Milestone-based billing
- e-Invoicing
- Proforma invoices
- Consolidated invoicing
- Discounts and coupons
- Product catalog
- Customer hierarchies
- Contract terms
- Self-service signup pages
- Free trials
- Customer portal
- Renewal management
- Scheduled revenue
- Recognized revenue
- Deferred revenue
- Performance obligations
- SSPs
- Carveouts
- Multiple revenue books
- Advanced revenue summary
- A/R aging
- Contract details
- Roll forwards
- Deferred revenue by transaction
- Contract summary
- Open balance diagnostic
- Payment summary
- State sales
- Expense summary
- A/R aging health trend
- Days sales outstanding
- Basic financials
- Projections
- Top customers
- Count
- Renewal rate
- Cohorts
- Subscription momentum
- Collections and dunning
- Message templates
- Statements
- DSO reporting
- QuickBooks
- Xero
- NetSuite
- Salesforce
- HubSpot
- Pipedrive
- 20+ payment gateways
- Maxio payments
- Advanced revenue management
- A/R management
- Expense amortization
- Milestone-based projects
- Multi-entity
- Event-based billing
- EU hosting
Go
- 5 free ACH/month
- Pay by ACH, wire, or check
- Fast/Instant payments
- Set auto-pay
- Pay any bill by card
- AI bill capture
- Dedicated bills inbox
- Pay internationally
- Free AR & Invoicing
- Create invoices
- Get paid by card or bank
- Create payment links
Core
- 20 free ACH/month
- Pay by ACH, wire, or check
- Fast/Instant payments
- Set auto-pay
- Pay any bill by card
- AI bill capture
- Dedicated bills inbox
- Pay internationally
- QuickBooks Online sync
- Xero sync
- Batch payments
- Custom approval workflows
- W-9 collection
- 1099 automation
- AI assistant
- Priority chat support
- Free AR & Invoicing
- Create invoices
- Get paid by card or bank
- Create payment links
- Create branded invoices
Boost
- 50 free ACH/month
- Pay by ACH, wire, or check
- Fast/Instant payments
- Set auto-pay
- Pay any bill by card
- AI bill capture
- Dedicated bills inbox
- Pay internationally
- QuickBooks Online sync
- Xero sync
- Batch payments
- Custom approval workflows
- W-9 collection
- 1099 automation
- AI assistant
- Priority chat support
- Advanced user roles
- Apply vendor credits
- QuickBooks Desktop sync
- Premium phone support
- Free AR & Invoicing
- Create invoices
- Get paid by card or bank
- Create payment links
- Create branded invoices
Unlimited
Popular- Unlimited free ACH
- Pay by ACH, wire, or check
- Fast/Instant payments
- Set auto-pay
- Pay any bill by card
- AI bill capture
- Dedicated bills inbox
- Pay internationally
- QuickBooks Online sync
- Xero sync
- Batch payments
- Custom approval workflows
- W-9 collection
- 1099 automation
- AI assistant
- Priority chat support
- Advanced user roles
- Apply vendor credits
- QuickBooks Desktop sync
- Premium phone support
- Unlimited user seats
- NetSuite sync
- Free AR & Invoicing
- Create invoices
- Get paid by card or bank
- Create payment links
- Create branded invoices
Platinum
- Custom transaction fees
- Preferred card fees
- Priority payment processing
- Faster settlement times
- White-glove account management
- Discounted exchange rates
- Custom integrations & API access
Maxio vs Melio FAQ
- Which one is cheaper?
- Melio is the cheaper option, starting at $25/mo vs $599/mo for Maxio.
- Can I use either one for free?
- Melio has a free plan. Maxio doesn't — you'll need to pay from day one.
- How do they charge?
- Different approach here. Maxio uses usage-based pricing, while Melio goes with hybrid. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. Maxio: At $599/mo with no per-seat fees, Maxio is positioning as a mid-market alternative to Zuora and Chargebee for companies that have outgrown Stripe Billing but aren't ready for enterprise pricing. They're not the cheapest option in the space, but they're betting on unlimited users and modular add-ons to justify the price against seat-heavy competitors. Melio: Melio is positioned as the SMB-friendly alternative to heavier AP platforms like Bill.com — cheaper entry point, simpler UX, and a free plan that actually works. They're not chasing enterprise, but the Platinum tier signals they want a piece of high-volume mid-market before those accounts graduate to something like Tipalti.
Still deciding? See the best Maxio alternatives or the best Melio alternatives, ranked with verified pricing.
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