Maxio vs Mercury Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
Grow
Popular- Automated invoicing and billing
- Subscription management
- Payment processing
- 1-click financial reports
- A/R management
- Revenue recognition
- Advanced revenue management
- Expense amortization
- Metering and rating
- Multi-entity support
- Fixed billing
- Usage-based billing
- Milestone-based billing
- e-Invoicing
- Proforma invoices
- Consolidated invoicing
- Discounts and coupons
- Product catalog
- Customer hierarchies
- Contract terms
- Self-service signup pages
- Free trials
- Customer portal
- Renewal management
- Scheduled revenue
- Recognized revenue
- Deferred revenue
- Performance obligations
- SSPs
- Carveouts
- Multiple revenue books
- Advanced revenue summary
- A/R aging
- Contract details
- Roll forwards
- Deferred revenue by transaction
- Contract summary
- Open balance diagnostic
- Payment summary
- State sales
- Expense summary
- A/R aging health trend
- Days sales outstanding
- Basic financials
- Projections
- Top customers
- Count
- Renewal rate
- Cohorts
- Subscription momentum
- Collections and dunning
- Message templates
- Statements
- DSO reporting
- QuickBooks
- Xero
- NetSuite
- Salesforce
- HubSpot
- Pipedrive
- 20+ payment gateways
- Maxio payments
- Advanced revenue management
- A/R management
- Expense amortization
- Milestone-based projects
- Multi-entity
- Event-based billing
- EU hosting
Scale
- Automated invoicing and billing
- Subscription management
- Payment processing
- 1-click financial reports
- A/R management
- Revenue recognition
- Advanced revenue management
- Expense amortization
- Metering and rating
- Multi-entity support
- Fixed billing
- Usage-based billing
- Milestone-based billing
- e-Invoicing
- Proforma invoices
- Consolidated invoicing
- Discounts and coupons
- Product catalog
- Customer hierarchies
- Contract terms
- Self-service signup pages
- Free trials
- Customer portal
- Renewal management
- Scheduled revenue
- Recognized revenue
- Deferred revenue
- Performance obligations
- SSPs
- Carveouts
- Multiple revenue books
- Advanced revenue summary
- A/R aging
- Contract details
- Roll forwards
- Deferred revenue by transaction
- Contract summary
- Open balance diagnostic
- Payment summary
- State sales
- Expense summary
- A/R aging health trend
- Days sales outstanding
- Basic financials
- Projections
- Top customers
- Count
- Renewal rate
- Cohorts
- Subscription momentum
- Collections and dunning
- Message templates
- Statements
- DSO reporting
- QuickBooks
- Xero
- NetSuite
- Salesforce
- HubSpot
- Pipedrive
- 20+ payment gateways
- Maxio payments
- Advanced revenue management
- A/R management
- Expense amortization
- Milestone-based projects
- Multi-entity
- Event-based billing
- EU hosting
Mercury
Mercury Plus
- Invoice with ACH debit ($1/transaction)
- Recurring invoices
- Invoicing API (500 invoices created/month)
- Unlimited 1099 tax filings
- $50 off eligible LegalZoom Compliance Plans
- 6 months free Xero
Mercury Pro
- Relationship manager
- Invoice with ACH debit ($0/transaction)
- Invoicing API (unlimited invoices created/mo)
- NetSuite categorizations
- Unlimited 1099 tax filings
- $50 off eligible LegalZoom Compliance Plans
- 6 months free Xero
Maxio vs Mercury FAQ
- Which one is cheaper?
- Mercury is the cheaper option, starting at $35/mo vs $599/mo for Maxio.
- Can I use either one for free?
- Mercury has a free plan. Maxio doesn't — you'll need to pay from day one.
- How do they charge?
- Different approach here. Maxio uses usage-based pricing, while Mercury goes with flat-rate. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. Maxio: At $599/mo with no per-seat fees, Maxio is positioning as a mid-market alternative to Zuora and Chargebee for companies that have outgrown Stripe Billing but aren't ready for enterprise pricing. They're not the cheapest option in the space, but they're betting on unlimited users and modular add-ons to justify the price against seat-heavy competitors. Mercury: Mercury is the affordable fintech banking alternative to Brex and Ramp — they're not trying to be the premium play, they're trying to be the obvious default for startups who don't want to deal with a legacy bank. At $0 to start and $350 at the top, they're well below what traditional banks charge for comparable business services.
Still deciding? See the best Maxio alternatives or the best Mercury alternatives, ranked with verified pricing.
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