Maxio vs Qonto Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
Grow
Popular- Automated invoicing and billing
- Subscription management
- Payment processing
- 1-click financial reports
- A/R management
- Revenue recognition
- Advanced revenue management
- Expense amortization
- Metering and rating
- Multi-entity support
- Fixed billing
- Usage-based billing
- Milestone-based billing
- e-Invoicing
- Proforma invoices
- Consolidated invoicing
- Discounts and coupons
- Product catalog
- Customer hierarchies
- Contract terms
- Self-service signup pages
- Free trials
- Customer portal
- Renewal management
- Scheduled revenue
- Recognized revenue
- Deferred revenue
- Performance obligations
- SSPs
- Carveouts
- Multiple revenue books
- Advanced revenue summary
- A/R aging
- Contract details
- Roll forwards
- Deferred revenue by transaction
- Contract summary
- Open balance diagnostic
- Payment summary
- State sales
- Expense summary
- A/R aging health trend
- Days sales outstanding
- Basic financials
- Projections
- Top customers
- Count
- Renewal rate
- Cohorts
- Subscription momentum
- Collections and dunning
- Message templates
- Statements
- DSO reporting
- QuickBooks
- Xero
- NetSuite
- Salesforce
- HubSpot
- Pipedrive
- 20+ payment gateways
- Maxio payments
- Advanced revenue management
- A/R management
- Expense amortization
- Milestone-based projects
- Multi-entity
- Event-based billing
- EU hosting
Scale
- Automated invoicing and billing
- Subscription management
- Payment processing
- 1-click financial reports
- A/R management
- Revenue recognition
- Advanced revenue management
- Expense amortization
- Metering and rating
- Multi-entity support
- Fixed billing
- Usage-based billing
- Milestone-based billing
- e-Invoicing
- Proforma invoices
- Consolidated invoicing
- Discounts and coupons
- Product catalog
- Customer hierarchies
- Contract terms
- Self-service signup pages
- Free trials
- Customer portal
- Renewal management
- Scheduled revenue
- Recognized revenue
- Deferred revenue
- Performance obligations
- SSPs
- Carveouts
- Multiple revenue books
- Advanced revenue summary
- A/R aging
- Contract details
- Roll forwards
- Deferred revenue by transaction
- Contract summary
- Open balance diagnostic
- Payment summary
- State sales
- Expense summary
- A/R aging health trend
- Days sales outstanding
- Basic financials
- Projections
- Top customers
- Count
- Renewal rate
- Cohorts
- Subscription momentum
- Collections and dunning
- Message templates
- Statements
- DSO reporting
- QuickBooks
- Xero
- NetSuite
- Salesforce
- HubSpot
- Pipedrive
- 20+ payment gateways
- Maxio payments
- Advanced revenue management
- A/R management
- Expense amortization
- Milestone-based projects
- Multi-entity
- Event-based billing
- EU hosting
Basic
- Move money fast with a local IBAN & instant SEPA transfers
- Get paid easily via payment links, Tap to Pay & POS terminals*
- Enjoy fully compliant e-invoicing
- Plan for the future with a suite of cash flow management tools
Smart
Popular- 5% AER remuneration, then 1.25% after 2 months
- Make up to 100 transfers/month
- Delegate bookkeeping via accountant access & integrated tools
- Manage expenses with 1 sub-account
Premium
- 5% AER remuneration, then 1.25% after 2 months
- Make up to 200 transfers/month
- Access priority support 7 days a week
- Manage recurring costs, budgets & expenses with 4 sub-accounts
Maxio vs Qonto FAQ
- Which one is cheaper?
- Qonto is the cheaper option, starting at $9/mo vs $599/mo for Maxio.
- Can I use either one for free?
- Neither has a free plan. But Qonto offers a free trial.
- How do they charge?
- Different approach here. Maxio uses usage-based pricing, while Qonto goes with flat-rate. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. Maxio: At $599/mo with no per-seat fees, Maxio is positioning as a mid-market alternative to Zuora and Chargebee for companies that have outgrown Stripe Billing but aren't ready for enterprise pricing. They're not the cheapest option in the space, but they're betting on unlimited users and modular add-ons to justify the price against seat-heavy competitors. Qonto: Qonto sits in the low-to-mid range for neobank/business account platforms — cheaper than legacy business banking but pricier than pure fintech challengers with free tiers. They're clearly going after SMBs and freelancers who want a bank alternative with some finance-ops tooling, not enterprises needing deep integrations.
Still deciding? See the best Maxio alternatives or the best Qonto alternatives, ranked with verified pricing.
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