Melio vs Precoro Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
Go
- 5 free ACH/month
- Pay by ACH, wire, or check
- Fast/Instant payments
- Set auto-pay
- Pay any bill by card
- AI bill capture
- Dedicated bills inbox
- Pay internationally
- Free AR & Invoicing
- Create invoices
- Get paid by card or bank
- Create payment links
Core
- 20 free ACH/month
- Pay by ACH, wire, or check
- Fast/Instant payments
- Set auto-pay
- Pay any bill by card
- AI bill capture
- Dedicated bills inbox
- Pay internationally
- QuickBooks Online sync
- Xero sync
- Batch payments
- Custom approval workflows
- W-9 collection
- 1099 automation
- AI assistant
- Priority chat support
- Free AR & Invoicing
- Create invoices
- Get paid by card or bank
- Create payment links
- Create branded invoices
Boost
- 50 free ACH/month
- Pay by ACH, wire, or check
- Fast/Instant payments
- Set auto-pay
- Pay any bill by card
- AI bill capture
- Dedicated bills inbox
- Pay internationally
- QuickBooks Online sync
- Xero sync
- Batch payments
- Custom approval workflows
- W-9 collection
- 1099 automation
- AI assistant
- Priority chat support
- Advanced user roles
- Apply vendor credits
- QuickBooks Desktop sync
- Premium phone support
- Free AR & Invoicing
- Create invoices
- Get paid by card or bank
- Create payment links
- Create branded invoices
Unlimited
Popular- Unlimited free ACH
- Pay by ACH, wire, or check
- Fast/Instant payments
- Set auto-pay
- Pay any bill by card
- AI bill capture
- Dedicated bills inbox
- Pay internationally
- QuickBooks Online sync
- Xero sync
- Batch payments
- Custom approval workflows
- W-9 collection
- 1099 automation
- AI assistant
- Priority chat support
- Advanced user roles
- Apply vendor credits
- QuickBooks Desktop sync
- Premium phone support
- Unlimited user seats
- NetSuite sync
- Free AR & Invoicing
- Create invoices
- Get paid by card or bank
- Create payment links
- Create branded invoices
Platinum
- Custom transaction fees
- Preferred card fees
- Priority payment processing
- Faster settlement times
- White-glove account management
- Discounted exchange rates
- Custom integrations & API access
Core
- PRs
- POs
- Receipts
- Invoices
- 2- and 3-way match
- Automated approvals
- Custom fields and workflows
- Service & item catalog
- Payments
- Vendor management
- Contract repository
- Expense management
- Quickbooks Online
- Xero
- Slack
- Reporting and analytics
- Mobile app
Automation
Popular- Intelligent AP Automation
- E-invoicing
- Intake management
- Inventory
- PunchOuts: official / via connector
- AI Document Scanning
- Vendor onboarding and approval
- Supplier Portal
- RFPs
- Real-time budget tracking
- AI Assistant
- Advanced integrations
- API access
- SSO
Enterprise
- Unlimited users
- Advanced admin controls
- ERP systems
- Custom-built integrations
- US-based
- EU-based
- IP white-listing
- Enterprise-grade data protection
AP Module
- Invoices
- Intelligent AP Automation
- E-invoicing
- Budget management
- AI expenses
- Payments
- AI Assistant
- Vendor management
- Vendor onboarding
- Automated approvals
- Reporting and analytics
- Accounting integrations
- API access
- SSO
- Mobile app
Melio vs Precoro FAQ
- Which one is cheaper?
- Melio starts lower at $25/mo, compared to $499/mo for Precoro.
- Can I use either one for free?
- Melio has a free plan. Precoro doesn't — you'll need to pay from day one.
- How do they charge?
- Different approach here. Melio uses hybrid pricing, while Precoro goes with flat-rate. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. Melio: Melio is positioned as the SMB-friendly alternative to heavier AP platforms like Bill.com — cheaper entry point, simpler UX, and a free plan that actually works. They're not chasing enterprise, but the Platinum tier signals they want a piece of high-volume mid-market before those accounts graduate to something like Tipalti. Precoro: They're mid-market priced — not trying to compete with Coupa or Jaggaer at the enterprise end, but not a scrappy SMB tool either. At $499/mo flat, they're positioning against tools like Procurify or Kissflow Procurement, targeting companies that have outgrown spreadsheets but aren't ready for six-figure procurement suites.
Still deciding? See the best Melio alternatives or the best Precoro alternatives, ranked with verified pricing.
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