Melio vs Unleashed Pricing (2026)

How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.

Melio Unleashed
Starts at $25/mo $99/mo
Number of plans 5 3
Free plan
Free trial
Pricing model hybrid hybrid

Go

$0/mo
  • 5 free ACH/month
  • Pay by ACH, wire, or check
  • Fast/Instant payments
  • Set auto-pay
  • Pay any bill by card
  • AI bill capture
  • Dedicated bills inbox
  • Pay internationally
  • Free AR & Invoicing
  • Create invoices
  • Get paid by card or bank
  • Create payment links

Core

$25/mo
  • 20 free ACH/month
  • Pay by ACH, wire, or check
  • Fast/Instant payments
  • Set auto-pay
  • Pay any bill by card
  • AI bill capture
  • Dedicated bills inbox
  • Pay internationally
  • QuickBooks Online sync
  • Xero sync
  • Batch payments
  • Custom approval workflows
  • W-9 collection
  • 1099 automation
  • AI assistant
  • Priority chat support
  • Free AR & Invoicing
  • Create invoices
  • Get paid by card or bank
  • Create payment links
  • Create branded invoices

Boost

$55/mo
  • 50 free ACH/month
  • Pay by ACH, wire, or check
  • Fast/Instant payments
  • Set auto-pay
  • Pay any bill by card
  • AI bill capture
  • Dedicated bills inbox
  • Pay internationally
  • QuickBooks Online sync
  • Xero sync
  • Batch payments
  • Custom approval workflows
  • W-9 collection
  • 1099 automation
  • AI assistant
  • Priority chat support
  • Advanced user roles
  • Apply vendor credits
  • QuickBooks Desktop sync
  • Premium phone support
  • Free AR & Invoicing
  • Create invoices
  • Get paid by card or bank
  • Create payment links
  • Create branded invoices

Unlimited

Popular
$80/mo
  • Unlimited free ACH
  • Pay by ACH, wire, or check
  • Fast/Instant payments
  • Set auto-pay
  • Pay any bill by card
  • AI bill capture
  • Dedicated bills inbox
  • Pay internationally
  • QuickBooks Online sync
  • Xero sync
  • Batch payments
  • Custom approval workflows
  • W-9 collection
  • 1099 automation
  • AI assistant
  • Priority chat support
  • Advanced user roles
  • Apply vendor credits
  • QuickBooks Desktop sync
  • Premium phone support
  • Unlimited user seats
  • NetSuite sync
  • Free AR & Invoicing
  • Create invoices
  • Get paid by card or bank
  • Create payment links
  • Create branded invoices

Platinum

Custom
  • Custom transaction fees
  • Preferred card fees
  • Priority payment processing
  • Faster settlement times
  • White-glove account management
  • Discounted exchange rates
  • Custom integrations & API access

Unleashed Lite

$99/mo
  • Inventory Management
  • Sales Order Management
  • Standard Reporting
  • Xero
  • Quickbooks Online

Unleashed Core

Popular
$399/mo
  • Inventory Management
  • Sales Order Management
  • Purchasing
  • Standard Reporting
  • Business Intelligence
  • Evo: Feed
  • Xero
  • Quickbooks Online

Unleashed Pro

$729/mo
  • Inventory Management
  • Sales Order Management
  • Purchasing
  • Production & Manufacturing
  • Advanced Inventory Manager (AIM)
  • Warehouse Management and Multi-Bin
  • Warehouse Devices
  • Standard Reporting
  • Business Intelligence
  • Evo: Analytics
  • Evo: Feed
  • Evo: Copilot
  • Xero
  • Quickbooks Online

Melio vs Unleashed FAQ

Which one is cheaper?
Melio starts lower at $25/mo, compared to $99/mo for Unleashed.
Can I use either one for free?
Melio has a free plan. Unleashed doesn't — though they do offer a free trial.
How do they charge?
Both use a hybrid model, so the comparison is straightforward — it comes down to features and limits at each price point.
Which one is a better deal?
Depends on what you need. Melio: Melio is positioned as the SMB-friendly alternative to heavier AP platforms like Bill.com — cheaper entry point, simpler UX, and a free plan that actually works. They're not chasing enterprise, but the Platinum tier signals they want a piece of high-volume mid-market before those accounts graduate to something like Tipalti. Unleashed: Unleashed sits mid-to-premium in the inventory management space — it's priced well above lightweight tools like inFlow or Sortly but competes with the likes of Cin7 and Fishbowl for mid-market manufacturers and wholesalers who've outgrown spreadsheets. They're not chasing the SMB bargain crowd; the pricing (plus the add-on ecosystem) signals they want established businesses with real inventory complexity and budget to match.

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