Melio vs Zoho Inventory Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
| Melio | Zoho Inventory | |
|---|---|---|
| Starts at | $25/mo | $29/mo |
| Number of plans | 5 | 5 |
| Free plan | ||
| Free trial | ||
| Pricing model | hybrid | flat-rate |
Go
- 5 free ACH/month
- Pay by ACH, wire, or check
- Fast/Instant payments
- Set auto-pay
- Pay any bill by card
- AI bill capture
- Dedicated bills inbox
- Pay internationally
- Free AR & Invoicing
- Create invoices
- Get paid by card or bank
- Create payment links
Core
- 20 free ACH/month
- Pay by ACH, wire, or check
- Fast/Instant payments
- Set auto-pay
- Pay any bill by card
- AI bill capture
- Dedicated bills inbox
- Pay internationally
- QuickBooks Online sync
- Xero sync
- Batch payments
- Custom approval workflows
- W-9 collection
- 1099 automation
- AI assistant
- Priority chat support
- Free AR & Invoicing
- Create invoices
- Get paid by card or bank
- Create payment links
- Create branded invoices
Boost
- 50 free ACH/month
- Pay by ACH, wire, or check
- Fast/Instant payments
- Set auto-pay
- Pay any bill by card
- AI bill capture
- Dedicated bills inbox
- Pay internationally
- QuickBooks Online sync
- Xero sync
- Batch payments
- Custom approval workflows
- W-9 collection
- 1099 automation
- AI assistant
- Priority chat support
- Advanced user roles
- Apply vendor credits
- QuickBooks Desktop sync
- Premium phone support
- Free AR & Invoicing
- Create invoices
- Get paid by card or bank
- Create payment links
- Create branded invoices
Unlimited
Popular- Unlimited free ACH
- Pay by ACH, wire, or check
- Fast/Instant payments
- Set auto-pay
- Pay any bill by card
- AI bill capture
- Dedicated bills inbox
- Pay internationally
- QuickBooks Online sync
- Xero sync
- Batch payments
- Custom approval workflows
- W-9 collection
- 1099 automation
- AI assistant
- Priority chat support
- Advanced user roles
- Apply vendor credits
- QuickBooks Desktop sync
- Premium phone support
- Unlimited user seats
- NetSuite sync
- Free AR & Invoicing
- Create invoices
- Get paid by card or bank
- Create payment links
- Create branded invoices
Platinum
- Custom transaction fees
- Preferred card fees
- Priority payment processing
- Faster settlement times
- White-glove account management
- Discounted exchange rates
- Custom integrations & API access
STANDARD
- 500 orders / month
- 3 users
- 2 locations
- Composite items
- Dropshipment
- Backordering
- Customer portal
PREMIUM
- 3000 orders / month
- 5 users
- 4 locations
- 500 bins / location
- Contextual chat
- UoM conversion
- Customization & Automation
- Barcode generation
- Stock counting
- Profit margin
- Serial number tracking
- Batch tracking
- Vendor portal
PLUS
Popular- 7500 orders / month
- 10 users
- 6 locations
- 500 bins / location
- Online Store Builder
- WhatsApp Commerce
- Smart Product Recommendations
- Built-in marketing tools
- Abandoned cart recovery
- Loyalty and coupon management
ENTERPRISE
- 15000 orders / month
- 10 users
- 10 locations
- 5000 bins / location
- Zoho Analytics
- Multi-currency transactions for each contact
Free plan
- 50 orders
- 1 user
- 1 location
- Composite items
- Dropshipment
- Backordering
Melio vs Zoho Inventory FAQ
- Which one is cheaper?
- Melio starts lower at $25/mo, compared to $29/mo for Zoho Inventory.
- Can I use either one for free?
- Both offer free plans, so you can try each without paying. Start with whichever fits your workflow better and upgrade when you hit the limits.
- How do they charge?
- Different approach here. Melio uses hybrid pricing, while Zoho Inventory goes with flat-rate. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. Melio: Melio is positioned as the SMB-friendly alternative to heavier AP platforms like Bill.com — cheaper entry point, simpler UX, and a free plan that actually works. They're not chasing enterprise, but the Platinum tier signals they want a piece of high-volume mid-market before those accounts graduate to something like Tipalti. Zoho Inventory: Zoho sits firmly in the budget-to-mid-market band, undercutting Cin7 and Fishbowl significantly while offering more native integrations than most tools at this price. They're clearly hunting QuickBooks Commerce refugees and small manufacturers who can't justify $500+/mo for a full ERP.
Still deciding? See the best Melio alternatives or the best Zoho Inventory alternatives, ranked with verified pricing.
Keep tabs on both.
We'll monitor pricing changes for Melio and Zoho Inventory and let you know when something moves.