Mercury vs Precoro Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
Mercury
Mercury Plus
- Invoice with ACH debit ($1/transaction)
- Recurring invoices
- Invoicing API (500 invoices created/month)
- Unlimited 1099 tax filings
- $50 off eligible LegalZoom Compliance Plans
- 6 months free Xero
Mercury Pro
- Relationship manager
- Invoice with ACH debit ($0/transaction)
- Invoicing API (unlimited invoices created/mo)
- NetSuite categorizations
- Unlimited 1099 tax filings
- $50 off eligible LegalZoom Compliance Plans
- 6 months free Xero
Core
- PRs
- POs
- Receipts
- Invoices
- 2- and 3-way match
- Automated approvals
- Custom fields and workflows
- Service & item catalog
- Payments
- Vendor management
- Contract repository
- Expense management
- Quickbooks Online
- Xero
- Slack
- Reporting and analytics
- Mobile app
Automation
Popular- Intelligent AP Automation
- E-invoicing
- Intake management
- Inventory
- PunchOuts: official / via connector
- AI Document Scanning
- Vendor onboarding and approval
- Supplier Portal
- RFPs
- Real-time budget tracking
- AI Assistant
- Advanced integrations
- API access
- SSO
Enterprise
- Unlimited users
- Advanced admin controls
- ERP systems
- Custom-built integrations
- US-based
- EU-based
- IP white-listing
- Enterprise-grade data protection
AP Module
- Invoices
- Intelligent AP Automation
- E-invoicing
- Budget management
- AI expenses
- Payments
- AI Assistant
- Vendor management
- Vendor onboarding
- Automated approvals
- Reporting and analytics
- Accounting integrations
- API access
- SSO
- Mobile app
Mercury vs Precoro FAQ
- Which one is cheaper?
- Mercury starts lower at $35/mo, compared to $499/mo for Precoro.
- Can I use either one for free?
- Mercury has a free plan. Precoro doesn't — you'll need to pay from day one.
- How do they charge?
- Both use a flat-rate model, so the comparison is straightforward — it comes down to features and limits at each price point.
- Which one is a better deal?
- Depends on what you need. Mercury: Mercury is the affordable fintech banking alternative to Brex and Ramp — they're not trying to be the premium play, they're trying to be the obvious default for startups who don't want to deal with a legacy bank. At $0 to start and $350 at the top, they're well below what traditional banks charge for comparable business services. Precoro: They're mid-market priced — not trying to compete with Coupa or Jaggaer at the enterprise end, but not a scrappy SMB tool either. At $499/mo flat, they're positioning against tools like Procurify or Kissflow Procurement, targeting companies that have outgrown spreadsheets but aren't ready for six-figure procurement suites.
Still deciding? See the best Mercury alternatives or the best Precoro alternatives, ranked with verified pricing.
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