Zoho Books vs Zoho Invoice Pricing (2026)

How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.

Zoho Books Zoho Invoice
Starts at $20/mo Custom
Number of plans 6 1
Free plan
Free trial
Pricing model flat-rate flat-rate

FREE

$0/mo
  • Create invoices, quotes, expenses & journals
  • Receipt autoscans
  • Sales receipts
  • Manage vendors
  • Mileage tracking
  • Accept online payments
  • Enable self-service customer portal
  • Retention payments
  • Automate payment reminders
  • Bank reconciliation
  • Setup recurring invoices
  • W-9 management
  • Track 1099 contractors
  • Prepare and file 1099s
  • P&L, Balance Sheet & 50+ Reports

STANDARD

$20/mo
  • Progress invoicing
  • Track sales tax and use tax
  • E-File 1099-MISC & 1099-NEC
  • Connect bank feeds
  • Setup recurring expenses
  • Enable transaction period locking
  • Add custom fields
  • Create custom reports
  • Create journal templates
  • API Access

PROFESSIONAL

$50/mo
  • Track sales and purchase orders
  • Record multi-currency transactions
  • Bill timesheets
  • Project profitability
  • Manage retainers
  • Track inventory
  • Create price lists
  • Setup sales and purchase approvals
  • Customize business workflows
  • Collaborate with users (chat, voice, video and screen sharing)
  • Create custom user roles

PREMIUM

$70/mo
  • Revenue recognition - Basic
  • Fixed asset management
  • Profit Margin
  • Manage budgets
  • Cashflow forecasting
  • Enable self-service vendor portal
  • Set up custom domain
  • Create business-specific custom modules
  • Add custom button
  • Create custom field validation rules
  • Embed contextual web pages/apps
  • Manage custom functions

ELITE

$150/mo
  • Revenue recognition - Advanced
  • Dashboard customization
  • Advanced Inventory Control
  • Manage warehouses
  • Composite items
  • Track serial numbers
  • Batch tracking
  • Print shipping label
  • Track shipments
  • Connect online sales channels (Etsy, eBay, Amazon)
  • Integrate Shopify stores (Up to 2)
  • Track bin locations

ULTIMATE

$275/mo
  • Advanced analytics
  • 50+ Pre-built data visualization
  • Add and track KPIs for your business
  • Analyze along with other data sources (with Zoho Analytics add-on)
  • Collaboratively create reports with colleagues
  • Embed reports in web sites/applications
  • Records/Rows (3 Million)

Zoho Invoice

$0/mo
  • Quotes
  • Recurring invoices
  • Sales receipts
  • Payment reminders
  • Expenses
  • Time tracking
  • Customer portal
  • Business reports
  • Stay tax-compliant
  • AI-powered invoicing

Zoho Books vs Zoho Invoice FAQ

Which one is cheaper?
One or both use custom pricing, so it depends on your specific needs.
Can I use either one for free?
Both offer free plans, so you can try each without paying. Start with whichever fits your workflow better and upgrade when you hit the limits.
How do they charge?
Both use a flat-rate model, so the comparison is straightforward — it comes down to features and limits at each price point.
Which one is a better deal?
Depends on what you need. Zoho Books: Zoho Books is the aggressive underdog play against QuickBooks and Xero — a free tier that actually works, and paid plans that undercut competitors at nearly every level. They're going after cost-conscious SMBs and bootstrapped businesses who don't want to pay Intuit prices. Zoho Invoice: This is the most aggressive price point in the invoicing category — it undercuts FreshBooks, Wave's paid features, and even most freemium tools by just being fully free. They're explicitly targeting freelancers and small businesses who balk at paying $15-30/mo for invoicing alone.

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