Pleo vs Tipalti Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
Starter
- Physical and virtual cards
- Accounts payable
- Real-time expense tracking
- Automated expense reports
- Accounting system integrations
- Chat support
- 1 vendor card
- Credit limit up to GBP 5,000*
Essential
- Reimbursements
- Mileage
- AI-powered spend guidelines
- Flexible card limits
- Up to 25 vendor cards
- Approval workflows
- Recurring vendor tracking
- Credit limit up to GBP 20,000*
Advanced
- Cashback*
- Advanced card controls
- Up to 100 vendor cards
- Budgets
- HRIS integrations
- Advanced approval workflows
- Credit limit up to GBP 250,000*
Business
- Multi-entity management
- Premium integrations**
- AI-powered expense review
- Advanced vendor management
- Cash management
- Spending insights
- Assisted onboarding
- Credit limit up to GBP 500,000*
Tipalti Accounts Payable
- Unlimited users
- Self-service supplier portal
- Core automation features
- Transaction pricing per invoice and payments
- Expand to other modules: Procurement, Expenses, Treasury
Tipalti Mass Payments
- Unlimited users
- Payee portal
- Core automation features
- Transaction pricing for payments
Pleo vs Tipalti FAQ
- Which one is cheaper?
- Pleo starts lower at $9/mo, compared to $99/mo for Tipalti.
- Can I use either one for free?
- Neither has a free plan. But Pleo offers a free trial.
- How do they charge?
- Different approach here. Pleo uses flat-rate pricing, while Tipalti goes with hybrid. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. Pleo: Pleo sits in the mid-market of corporate spend management — not as cheap as basic expense tools, but undercutting enterprise players like Spendesk or Payhawk at the top end. They're clearly targeting European SMBs and scaling startups who've outgrown manual expense reports but aren't ready for a full procurement suite. Tipalti: Tipalti sits in the mid-to-premium range for AP automation — not the cheapest option (tools like Melio or Bill.com undercut them on entry price), but they're not trying to win SMBs. They're going after finance teams at growth-stage and mid-market companies that have outgrown basic AP tools and need serious global payment rails.
Still deciding? See the best Pleo alternatives or the best Tipalti alternatives, ranked with verified pricing.
Keep tabs on both.
We'll monitor pricing changes for Pleo and Tipalti and let you know when something moves.