Pleo Pricing (2026)

Flat-rate base tiers with a per-seat add-on layer on top — Essential charges £11/user/month and Advanced charges £15/user/month, so the 'flat-rate' label is a bit misleading once your team grows. You're essentially paying for spend management infrastructure, with the base fee buying you the platform and each additional user driving the real variable cost.

From $9/mo 4 plans flat-rate Free trial
Starter
$9/mo
Essential
$45/mo
Advanced
$109/mo
Business
$249/mo
Verified Jul 26, 2026 Official pricing page

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Starter

$9/mo
  • Physical and virtual cards
  • Accounts payable
  • Real-time expense tracking
  • Automated expense reports
  • Accounting system integrations
  • Chat support
  • 1 vendor card
  • Credit limit up to GBP 5,000*

Essential

$45/mo $39/mo annual
  • Reimbursements
  • Mileage
  • AI-powered spend guidelines
  • Flexible card limits
  • Up to 25 vendor cards
  • Approval workflows
  • Recurring vendor tracking
  • Credit limit up to GBP 20,000*

Advanced

$109/mo $99/mo annual
  • Cashback*
  • Advanced card controls
  • Up to 100 vendor cards
  • Budgets
  • HRIS integrations
  • Advanced approval workflows
  • Credit limit up to GBP 250,000*

Business

$249/mo
  • Multi-entity management
  • Premium integrations**
  • AI-powered expense review
  • Advanced vendor management
  • Cash management
  • Spending insights
  • Assisted onboarding
  • Credit limit up to GBP 500,000*

AI Pricing Analysis

Pricing Model

Flat-rate base tiers with a per-seat add-on layer on top — Essential charges £11/user/month and Advanced charges £15/user/month, so the 'flat-rate' label is a bit misleading once your team grows. You're essentially paying for spend management infrastructure, with the base fee buying you the platform and each additional user driving the real variable cost.

Tier Strategy

Starter is a solo or micro-team entry point, but the £29 chargeback fee and £15 card replacement cost are friction designed to push you up fast. Essential suits small teams that need multi-user access, Advanced fits finance teams wanting more controls and approvals, and Business is for orgs that need custom limits and dedicated support — the jump from £109 to £249 is steep enough that it's clearly meant for companies with serious spend volume.

Competitive Positioning

Pleo sits in the mid-market of corporate spend management — not as cheap as basic expense tools, but undercutting enterprise players like Spendesk or Payhawk at the top end. They're clearly targeting European SMBs and scaling startups who've outgrown manual expense reports but aren't ready for a full procurement suite.

Growth Lever

Per-user fees on Essential and Advanced mean every new hire is a revenue event — that's the primary expansion mechanic. The cashback offer (0.5%, capped at subscription cost) is a clever retention hook that also nudges teams toward higher tiers to unlock more cashback headroom, since the cap scales with what you're paying.

Pleo Pricing FAQ

How much does Pleo cost?
Paid plans start at $9/mo, going up to $249/mo for larger teams.
Is there a free plan?
No free plan. But there is a free trial, so you can test it out before paying.
Can I try it before paying?
Yes — there's a free trial. You don't need a credit card to start.
How does the pricing work?
Flat-rate base tiers with a per-seat add-on layer on top — Essential charges £11/user/month and Advanced charges £15/user/month, so the 'flat-rate' label is a bit misleading once your team grows. You're essentially paying for spend management infrastructure, with the base fee buying you the platform and each additional user driving the real variable cost.
Is there a discount for annual billing?
Yes — you save up to 13% if you pay annually instead of month-to-month.
Which plan makes sense for me?
Starter is a solo or micro-team entry point, but the £29 chargeback fee and £15 card replacement cost are friction designed to push you up fast. Essential suits small teams that need multi-user access, Advanced fits finance teams wanting more controls and approvals, and Business is for orgs that need custom limits and dedicated support — the jump from £109 to £249 is steep enough that it's clearly meant for companies with serious spend volume.

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Comparing Pleo to something specific? Try Pleo vs Bill.com, Pleo vs Brex, or Pleo vs ChartMogul.

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