Bill.com Pricing (2026)

Per-seat SaaS with a meaningful usage layer on top — you're paying for user access, but transaction fees ($0.59 ACH, $1.99 checks, $19.99 international wires) mean high-volume AP teams will see their real cost climb well above the sticker price. It's effectively a hybrid model where the seat fee is just the entry point.

From $49/mo 4 plans per-seat Best Bill.com alternatives →
Essentials
$49/mo per seat
Team
$65/mo per seat
Corporate Popular
$89/mo per seat
Enterprise
Contact Sales
Verified Aug 18, 2026 Official pricing page
Screenshot of Bill.com's pricing page showing its plans and prices
Their pricing page, captured Aug 18, 2026

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Essentials

$49/mo per seat
  • Manually integrate with accounting software via CSV file import/export
  • Easily enter bills
  • Automate approval workflows
  • Pay by ACH, virtual card, credit card, and more
  • Manage bills from a centralized inbox
  • Automatic W-9 collection and verification with the W-9 Agent
  • Securely connect with +4M vendors via the BILL network
  • Set standard approval policies
  • Access 6 standard user roles
  • Manually integrate with accounting software via CSV file import/export
  • Create professional, custom invoices
  • Send invoices flexibly
  • Track invoices flexibly
  • Automate payment reminders
  • Get paid by ACH and credit card
  • Set auto-charge and auto-pay

Team

$65/mo per seat
  • Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero
  • Easily enter bills
  • Automate approval workflows
  • Pay by ACH, virtual card, credit card, and more
  • Manage bills from a centralized inbox
  • Automatic W-9 collection and verification with the W-9 Agent
  • Automatic AI multi-line bill coding with the Invoice Coding Agent
  • Securely connect with +4M vendors via the BILL network
  • Access custom user roles
  • Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero
  • Create professional, custom invoices
  • Send invoices flexibly
  • Track invoices flexibly
  • Set up automated payment reminders
  • Get paid by ACH and credit card
  • Set auto-charge and auto-pay

Corporate

Popular
$89/mo per seat
  • Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero
  • Manage bills from a centralized inbox
  • Easily enter bills
  • Automatic W-9 collection and verification with the W-9 Agent
  • Automatic AI multi-line bill coding with the Invoice Coding Agent
  • Connect with +4M vendors via the BILL network
  • Access unlimited document storage
  • Pay by ACH, virtual card, credit card, and more
  • Set custom approval policies
  • Set custom user roles
  • Get discounts for approver-only users
  • Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero
  • Create professional, custom invoices
  • Send single or recurring invoices
  • Track payment status with ease
  • Set up automated payment reminders
  • Get paid by ACH and credit card
  • Set auto-charge and auto-pay
  • Easily create purchase requests
  • Create and send purchase orders
  • Set tolerance rules
  • 2-way matching
  • Add unlimited Purchase Requesters for free

Enterprise

Contact Sales
  • Automatic 2-way sync with QuickBooks Enterprise, Oracle NetSuite, Sage Intacct, Microsoft Dynamics, & more
  • Sync purchasing orders and automatic 2 and 3-way matching
  • Single Sign-On
  • Dual control
  • Multi-entity, multi-location accounting capabilities
  • API access
  • Priority support

Does Bill.com have a free plan?

No. Bill.com lists no free plan or trial on its pricing page. Paid plans start at $49/mo.

Want free? Brex, Airwallex, and Expensify have free plans: see all Bill.com alternatives →

AI Pricing Analysis

Pricing Model

Per-seat SaaS with a meaningful usage layer on top — you're paying for user access, but transaction fees ($0.59 ACH, $1.99 checks, $19.99 international wires) mean high-volume AP teams will see their real cost climb well above the sticker price. It's effectively a hybrid model where the seat fee is just the entry point.

Tier Strategy

Essentials and Team are for SMBs getting basic AP/AR workflows off spreadsheets — the jump from $49 to $65 is modest enough that it's rarely a hard decision. Corporate at $89 is where mid-market teams land when they need Procurement built in rather than bolted on, and Enterprise is the play for anyone running QuickBooks Enterprise, NetSuite, or Dynamics who needs native 2-way sync without a middleware headache.

Competitive Positioning

Bill.com sits in the mid-market sweet spot — not as cheap as entry-level tools like Melio, not as expensive as full ERP-adjacent platforms like Tipalti or Coupa. They're clearly targeting finance teams at growth-stage and mid-market companies who've outgrown basic bookkeeping but aren't ready to justify enterprise spend management suites.

Growth Lever

Procurement features are the sharpest upgrade trigger — locking them behind a paid add-on on lower tiers pushes growing teams toward Corporate. Beyond that, the accountant partner channel (with 10-20% discounts tied to client volume) is a deliberate land-and-expand motion, and transaction fee accumulation quietly makes the per-seat price feel like a floor, not a ceiling.

Bill.com Pricing FAQ

How much does Bill.com cost?
Paid plans start at $49/mo, going up to $89/mo for larger teams. There's also an Enterprise tier with custom pricing.
Is there a free plan?
No free plan. You'll need to commit to a paid plan to get started.
Can I try it before paying?
Not at the moment. There's no free trial or free plan listed on their pricing page.
How does the pricing work?
Per-seat SaaS with a meaningful usage layer on top — you're paying for user access, but transaction fees ($0.59 ACH, $1.99 checks, $19.99 international wires) mean high-volume AP teams will see their real cost climb well above the sticker price. It's effectively a hybrid model where the seat fee is just the entry point.
Which plan makes sense for me?
Essentials and Team are for SMBs getting basic AP/AR workflows off spreadsheets — the jump from $49 to $65 is modest enough that it's rarely a hard decision. Corporate at $89 is where mid-market teams land when they need Procurement built in rather than bolted on, and Enterprise is the play for anyone running QuickBooks Enterprise, NetSuite, or Dynamics who needs native 2-way sync without a middleware headache.

More Finance pricing

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Comparing Bill.com to something specific? Try Bill.com vs Brex, Bill.com vs ChartMogul, or Bill.com vs Cin7. Or see the best Bill.com alternatives, ranked.

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