Expensify Pricing (2026)
Per-seat billing with an active member twist — you only pay for users who actually submit expenses in a given month, not everyone on the roster. The Expensify Card adds a revenue-share angle, letting Expensify monetize transaction volume on top of seat fees.
- Collect Popular
- $5/mo per seat
- Control
- Contact Sales
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Collect
Popular- Receipt scanning
- Reimbursements
- Corporate card management
- Expense and travel approvals
- Travel booking and rules
- QuickBooks/Xero integrations
- Chat on expenses, reports, and rooms
- AI and human support
- Unlimited SmartScans
- Distance tracking
- Expense approvals
- Third-party card feeds and reconciliation
- Expense categories and tags
- ACH reimbursement
- QuickBooks Online and Xero
- Delegated access
- In-product reporting
- NetSuite, Sage Intacct, and QuickBooks Desktop
- Certinia, Workday, Gusto and Zenefits
- Multiple expense approvers
- SAML/SSO
- Admin-enforced controls
- Custom insights and reporting
- Budgeting
- Unlimited cards
- Smart Limits
- Up to 2% cash back*
- Virtual cards
- Save up to 50% on Expensify
- Unlimited travel bookings
- Flights, hotels, cars, and rail
- Customizable travel rules
- Unlimited group policies
- Integrated with expense rules
- Trip approvals
- 24/7 travel support line
- Travel reporting
- 24/7 realtime chat with humans
- AI-driven alerts
- Account executive
- Account manager
- Quarterly business reviews
- Expense and report-level commenting
- Customized chat rooms
- Employee DMs
- Detailed audit history
- Invoice/bill scanning
- Digital address for processing
- Automated payments
- Invoice chat rooms for collaboration
Control
- Multiple approval flows
- Custom expense rules
- ERP integration (NetSuite, Sage Intacct)
- HR integrations with Workday/Certinia
- SAML/SSO
- Custom insights and reporting
- Budgeting
- Unlimited SmartScans
- Distance tracking
- Expense approvals
- Third-party card feeds and reconciliation
- Expense categories and tags
- ACH reimbursement
- QuickBooks Online and Xero
- Delegated access
- In-product reporting
- NetSuite, Sage Intacct, and QuickBooks Desktop
- Certinia, Workday, Gusto and Zenefits
- Multiple expense approvers
- Admin-enforced controls
- Unlimited cards
- Smart Limits
- Up to 2% cash back*
- Virtual cards
- Save up to 50% on Expensify
- Unlimited travel bookings
- Flights, hotels, cars, and rail
- Customizable travel rules
- Unlimited group policies
- Integrated with expense rules
- Trip approvals
- 24/7 travel support line
- Travel reporting
- 24/7 realtime chat with humans
- AI-driven alerts
- Account executive
- Account manager
- Quarterly business reviews
- Expense and report-level commenting
- Customized chat rooms
- Employee DMs
- Detailed audit history
- Invoice/bill scanning
- Digital address for processing
- Automated payments
- Invoice chat rooms for collaboration
Does Expensify have a free plan?
Yes: the Free plan is free forever, not a time-limited trial. When you outgrow it, paid plans start at $5/mo.
AI Pricing Analysis
Pricing Model
Per-seat billing with an active member twist — you only pay for users who actually submit expenses in a given month, not everyone on the roster. The Expensify Card adds a revenue-share angle, letting Expensify monetize transaction volume on top of seat fees.
Tier Strategy
Collect at $5/seat is clearly aimed at small teams or individuals who just need receipt scanning and basic reimbursements. The jump to Control (custom, starting ~$9) is triggered the moment a team needs approval workflows, corporate cards, or deeper accounting integrations like NetSuite or Sage.
Competitive Positioning
At $5-9 per active user, they're undercutting Concur and Certinia significantly while sitting in the same ballpark as Ramp and Brex — but those are card-first products. Expensify is going after mid-market finance teams that want a dedicated expense tool without enterprise pricing.
Growth Lever
The Expensify Card is the real growth engine here — it unlocks 2% cash back at scale and deeper platform discounts, creating a financial incentive to consolidate spend on their card. On the software side, policy controls, multi-level approval, and ERP sync are all gated behind Control, which is what pushes growing teams off the entry tier.
Expensify Pricing FAQ
- How much does Expensify cost?
- Paid plans start at $5/mo. There's also an Enterprise tier with custom pricing. You can get started on the free plan before committing.
- Is there a free plan?
- Yes. The "Free" plan is free forever, not just a trial. It's enough to evaluate the product before upgrading.
- Can I try it before paying?
- There's no trial per se, but the free plan lets you use the product indefinitely with some limits.
- How does the pricing work?
- Per-seat billing with an active member twist — you only pay for users who actually submit expenses in a given month, not everyone on the roster. The Expensify Card adds a revenue-share angle, letting Expensify monetize transaction volume on top of seat fees.
- Is there a discount for annual billing?
- Discounts available for annual commitments.
- Which plan makes sense for me?
- Collect at $5/seat is clearly aimed at small teams or individuals who just need receipt scanning and basic reimbursements. The jump to Control (custom, starting ~$9) is triggered the moment a team needs approval workflows, corporate cards, or deeper accounting integrations like NetSuite or Sage.
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Comparing Expensify to something specific? Try Expensify vs Bill.com, Expensify vs Brex, or Expensify vs ChartMogul. Or see the best Expensify alternatives, ranked.
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