Airwallex Pricing (2026)

It's a hybrid setup dressed up as per-seat: you pay a flat monthly fee per legal entity (which scales with team size on Grow), then get hit with transaction fees on top for FX, transfers, and payments. So the sticker price is almost a cover charge — the real cost lives in your transaction volume.

From $12/mo 3 plans per-seat Free plan Best Airwallex alternatives → Airwallex's competitors →
Explore
$0/mo per seat
Grow
$12/mo per seat
Accelerate
Contact Sales
Verified Sep 28, 2026 Official pricing page
Screenshot of Airwallex's pricing page showing its plans and prices
Their pricing page, captured Sep 28, 2026

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Explore

$0/mo
  • Open multiple accounts per entity
  • Collect and hold in 20+ currencies
  • Free batch transfers to 120+ countries
  • Access to interbank FX rates
  • Earn 3.42% on USD with Yield*
  • Unlimited multi-currency corporate cards with zero international fees²
  • Up to 2% cash rebates on local USD spend⁴
  • Advanced card controls to limit spend and freeze/cancel cards
  • Expense management, reimbursement, and spend requests
  • Domestic and international bill pay with AI coding
  • Batched Bill Payments
  • Accounting hub for accountants (Coming soon)
  • AI receipt matching with email forwarding and bulk uploading
  • Online card and local payment method acceptance globally
  • Like-for-like settlement in 20+ currencies
  • Optimize 360 for AI payment optimization and fraud prevention
  • Custom payment integration paths
  • Create and send invoices globally
  • Manage simple and hybrid multi-frequency subscription pricing models
  • Bill customers based on actual usage
  • Sync bank feeds, expenses, and bills with Xero and QuickBooks

Grow

$12/mo per seat
  • Earn 3.57% on USD with Yield*
  • Late submission policies and automatic card freezing rules
  • Credit line for corporate cards (Coming soon)
  • Customizable, multi-conditional approvals
  • Advanced rules-based automation for expenses
  • Track planned budgets vs. actuals (Coming soon)
  • AI expense policy agent
  • Rules-based automation for bills
  • Approval workflows for vendors
  • Remittance advice for bills
  • Sync bank feeds, expenses, and bills with Netsuite and Dynamics 365 Business Central
  • HRIS platform integrations
  • Single sign-on (Coming soon)

Accelerate

Contact Sales
  • Earn 3.69% on USD with Yield*
  • Purchase orders and requests
  • 3-way matching for goods receipts and invoices powered by AI
  • Custom direct Spend API integration with ERP
  • Add multiple legal entities to your organization with Global Entity Management³
  • Dedicated account manager
  • Onboarding support

Does Airwallex have a free plan?

Yes: the Explore plan is free forever, not a time-limited trial. When you outgrow it, paid plans start at $12/mo.

What the free plan includes

  • Open multiple accounts per entity
  • Collect and hold in 20+ currencies
  • Free batch transfers to 120+ countries
  • Access to interbank FX rates
  • Earn 3.42% on USD with Yield*
  • Unlimited multi-currency corporate cards with zero international fees²
  • Up to 2% cash rebates on local USD spend⁴
  • Advanced card controls to limit spend and freeze/cancel cards
  • Expense management, reimbursement, and spend requests
  • Domestic and international bill pay with AI coding
  • Batched Bill Payments
  • Accounting hub for accountants (Coming soon)
  • AI receipt matching with email forwarding and bulk uploading
  • Online card and local payment method acceptance globally
  • Like-for-like settlement in 20+ currencies
  • Optimize 360 for AI payment optimization and fraud prevention
  • Custom payment integration paths
  • Create and send invoices globally
  • Manage simple and hybrid multi-frequency subscription pricing models
  • Bill customers based on actual usage
  • Sync bank feeds, expenses, and bills with Xero and QuickBooks

AI Pricing Analysis

Pricing Model

It's a hybrid setup dressed up as per-seat: you pay a flat monthly fee per legal entity (which scales with team size on Grow), then get hit with transaction fees on top for FX, transfers, and payments. So the sticker price is almost a cover charge — the real cost lives in your transaction volume.

Tier Strategy

Explore is the free on-ramp for solo founders or small teams just testing multi-currency accounts. Grow kicks in once you need more seats or heavier transaction throughput, and the jump to Accelerate (custom pricing) happens when a business needs dedicated support, higher limits, or multi-entity structuring that Grow can't handle.

Competitive Positioning

Airwallex plays the low-entry-cost game to hook businesses with a free tier, then makes its money on FX spreads and transaction fees rather than subscription revenue — closer to Wise or Revolut Business than to flat-fee platforms like Brex. It's not the cheapest at scale, but it's designed to look cheap upfront.

Growth Lever

Expansion is driven by team size (via the platform fee baked into Grow) and by transaction volume across FX, payouts, and card payments — the more entities and money movement you run through it, the more you pay, regardless of feature usage.

Want the strategist's read on the live page? Read the AI teardown of Airwallex's pricing page →

Airwallex Pricing FAQ

How much does Airwallex cost?
Paid plans start at $12/mo. There's also an Enterprise tier with custom pricing. You can get started on the free plan before committing.
Is there a free plan?
Yes. The "Explore" plan is free forever, not just a trial. You get open multiple accounts per entity, collect and hold in 20+ currencies, free batch transfers to 120+ countries — plus 18 more features. It's enough to evaluate the product before upgrading.
Can I try it before paying?
There's no trial per se, but the free plan lets you use the product indefinitely with some limits.
How does the pricing work?
It's a hybrid setup dressed up as per-seat: you pay a flat monthly fee per legal entity (which scales with team size on Grow), then get hit with transaction fees on top for FX, transfers, and payments. So the sticker price is almost a cover charge — the real cost lives in your transaction volume.
Which plan makes sense for me?
Explore is the free on-ramp for solo founders or small teams just testing multi-currency accounts. Grow kicks in once you need more seats or heavier transaction throughput, and the jump to Accelerate (custom pricing) happens when a business needs dedicated support, higher limits, or multi-entity structuring that Grow can't handle.

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Comparing Airwallex to something specific? Try Airwallex vs Anrok, Airwallex vs Avalara, or Airwallex vs Bill.com. Or see the best Airwallex alternatives, ranked.

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