Airwallex vs Bill.com Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
| Airwallex pricing | Bill.com pricing | |
|---|---|---|
| Starts at | $12/mo | $49/mo |
| Number of plans | 3 | 4 |
| Free plan | — | |
| Free trial | — | — |
| Pricing model | per-seat | per-seat |
Price is one row. To weigh the features too, use our feature comparison template →
Explore
- Open multiple accounts per entity
- Collect and hold in 20+ currencies
- Free batch transfers to 120+ countries
- Access to interbank FX rates
- Earn 3.42% on USD with Yield*
- Unlimited multi-currency corporate cards with zero international fees²
- Up to 2% cash rebates on local USD spend⁴
- Advanced card controls to limit spend and freeze/cancel cards
- Expense management, reimbursement, and spend requests
- Domestic and international bill pay with AI coding
- Batched Bill Payments
- Accounting hub for accountants (Coming soon)
- AI receipt matching with email forwarding and bulk uploading
- Online card and local payment method acceptance globally
- Like-for-like settlement in 20+ currencies
- Optimize 360 for AI payment optimization and fraud prevention
- Custom payment integration paths
- Create and send invoices globally
- Manage simple and hybrid multi-frequency subscription pricing models
- Bill customers based on actual usage
- Sync bank feeds, expenses, and bills with Xero and QuickBooks
Grow
- Earn 3.57% on USD with Yield*
- Late submission policies and automatic card freezing rules
- Credit line for corporate cards (Coming soon)
- Customizable, multi-conditional approvals
- Advanced rules-based automation for expenses
- Track planned budgets vs. actuals (Coming soon)
- AI expense policy agent
- Rules-based automation for bills
- Approval workflows for vendors
- Remittance advice for bills
- Sync bank feeds, expenses, and bills with Netsuite and Dynamics 365 Business Central
- HRIS platform integrations
- Single sign-on (Coming soon)
Accelerate
- Earn 3.69% on USD with Yield*
- Purchase orders and requests
- 3-way matching for goods receipts and invoices powered by AI
- Custom direct Spend API integration with ERP
- Add multiple legal entities to your organization with Global Entity Management³
- Dedicated account manager
- Onboarding support
Essentials
- Manually integrate with accounting software via CSV file import/export
- Easily enter bills
- Automate approval workflows
- Pay by ACH, virtual card, credit card, and more
- Manage bills from a centralized inbox
- Automatic W-9 collection and verification with the W-9 Agent
- Securely connect with +4M vendors via the BILL network
- Set standard approval policies
- Access 6 standard user roles
- Create professional, custom invoices
- Send invoices flexibly
- Track invoices flexibly
- Automate payment reminders
- Get paid by ACH and credit card
- Set auto-charge and auto-pay
Team
- Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero
- Easily enter bills
- Automate approval workflows
- Pay by ACH, virtual card, credit card, and more
- Manage bills from a centralized inbox
- Automatic W-9 collection and verification with the W-9 Agent
- Automatic AI multi-line bill coding with the Invoice Coding Agent
- Securely connect with +4M vendors via the BILL network
- Access custom user roles
- Create professional, custom invoices
- Send invoices flexibly
- Track invoices flexibly
- Set up automated payment reminders
- Get paid by ACH and credit card
- Set auto-charge and auto-pay
Corporate
Popular- Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero
- Manage bills from a centralized inbox
- Easily enter bills
- Automatic W-9 collection and verification with the W-9 Agent
- Automatic AI multi-line bill coding with the Invoice Coding Agent
- Connect with +4M vendors via the BILL network
- Access unlimited document storage
- Pay by ACH, virtual card, credit card, and more
- Set custom approval policies
- Set custom user roles
- Get discounts for approver-only users
- Create professional, custom invoices
- Send single or recurring invoices
- Track payment status with ease
- Set up automated payment reminders
- Get paid by ACH and credit card
- Set auto-charge and auto-pay
- Easily create purchase requests
- Create and send purchase orders
- Set tolerance rules
- 2-way matching
- Add unlimited Purchase Requesters for free
Enterprise
- Automatic 2-way sync with QuickBooks Enterprise, Oracle NetSuite, Sage Intacct, Microsoft Dynamics, & more
- Sync purchasing orders and automatic 2 and 3-way matching
- Single Sign-On
- Dual control
- Multi-entity, multi-location accounting capabilities
- API access
- Priority support
Airwallex vs Bill.com FAQ
- Which one is cheaper?
- Airwallex starts lower at $12/mo, compared to $49/mo for Bill.com.
- Can I use either one for free?
- Airwallex has a free plan. Bill.com doesn't — you'll need to pay from day one.
- How do they charge?
- Both use a per-seat model, so the comparison is straightforward — it comes down to features and limits at each price point.
- Which one is a better deal?
- Depends on what you need. Airwallex: Airwallex plays the low-entry-cost game to hook businesses with a free tier, then makes its money on FX spreads and transaction fees rather than subscription revenue — closer to Wise or Revolut Business than to flat-fee platforms like Brex. It's not the cheapest at scale, but it's designed to look cheap upfront. Bill.com: At $49 entry per user with no free tier or trial, Bill.com is priced as a premium, established player rather than a land-grab option, well above lighter-weight rivals. It's betting that accountants and finance teams will pay for the network effect and the ecosystem of ERP integrations, not just the core AP/AR tooling.
Still deciding? See the best Airwallex alternatives or the best Bill.com alternatives, ranked with verified pricing.
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