Bill.com vs Brex Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
Essentials
- Manually integrate with accounting software via CSV file import/export
- Easily enter bills
- Automate approval workflows
- Pay by ACH, virtual card, credit card, and more
- Manage bills from a centralized inbox
- Automatic W-9 collection and verification with the W-9 Agent
- Securely connect with +4M vendors via the BILL network
- Set standard approval policies
- Access 6 standard user roles
- Manually integrate with accounting software via CSV file import/export
- Create professional, custom invoices
- Send invoices flexibly
- Track invoices flexibly
- Automate payment reminders
- Get paid by ACH and credit card
- Set auto-charge and auto-pay
Team
- Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero
- Easily enter bills
- Automate approval workflows
- Pay by ACH, virtual card, credit card, and more
- Manage bills from a centralized inbox
- Automatic W-9 collection and verification with the W-9 Agent
- Automatic AI multi-line bill coding with the Invoice Coding Agent
- Securely connect with +4M vendors via the BILL network
- Access custom user roles
- Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero
- Create professional, custom invoices
- Send invoices flexibly
- Track invoices flexibly
- Set up automated payment reminders
- Get paid by ACH and credit card
- Set auto-charge and auto-pay
Corporate
Popular- Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero
- Manage bills from a centralized inbox
- Easily enter bills
- Automatic W-9 collection and verification with the W-9 Agent
- Automatic AI multi-line bill coding with the Invoice Coding Agent
- Connect with +4M vendors via the BILL network
- Access unlimited document storage
- Pay by ACH, virtual card, credit card, and more
- Set custom approval policies
- Set custom user roles
- Get discounts for approver-only users
- Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero
- Create professional, custom invoices
- Send single or recurring invoices
- Track payment status with ease
- Set up automated payment reminders
- Get paid by ACH and credit card
- Set auto-charge and auto-pay
- Easily create purchase requests
- Create and send purchase orders
- Set tolerance rules
- 2-way matching
- Add unlimited Purchase Requesters for free
Enterprise
- Automatic 2-way sync with QuickBooks Enterprise, Oracle NetSuite, Sage Intacct, Microsoft Dynamics, & more
- Sync purchasing orders and automatic 2 and 3-way matching
- Single Sign-On
- Dual control
- Multi-entity, multi-location accounting capabilities
- API access
- Priority support
Essentials
- Global card acceptance and 1 local card program
- AI-powered custom rules
- Up to two entities (1 global entity)
- Accounting integrations
- Local currency wires
- Travel booking (free on Essentials)
- Real-time reporting
- Brex API access
- Bill pay
- Reimbursements
Premium
- Multiple, customizable expense policies (category rules, role-based policy exceptions, and auto-approval rules)
- Dynamic expense review chains
- AI-powered compliance audit detection and insights
- Advanced approvals with dynamic Spend Limit approval chains
- Multi-entity (US & International)
- Customizable ERP integrations and HRIS integrations
- VAT documentation
- Group travel and advanced travel rules
- Live budgets
Enterprise
- Unlimited US or global entities
- Local card issuance, collections, reimbursements, and policies
- Named account manager for personalized support
- Admin center
- Fully customizable implementation services
Bill.com vs Brex FAQ
- Which one is cheaper?
- Brex is the cheaper option, starting at $12/mo vs $49/mo for Bill.com.
- Can I use either one for free?
- Brex has a free plan. Bill.com doesn't — you'll need to pay from day one.
- How do they charge?
- Both use a per-seat model, so the comparison is straightforward — it comes down to features and limits at each price point.
- Which one is a better deal?
- Depends on what you need. Bill.com: Bill.com sits in the mid-market sweet spot — not as cheap as entry-level tools like Melio, not as expensive as full ERP-adjacent platforms like Tipalti or Coupa. They're clearly targeting finance teams at growth-stage and mid-market companies who've outgrown basic bookkeeping but aren't ready to justify enterprise spend management suites. Brex: Brex undercuts on sticker price compared to Ramp and Airbase, especially with a genuinely free tier, but the $12/seat Premium plan signals they're not trying to win on being the budget option forever. This is a land-grab strategy — get startups in free, then monetize as they scale and become harder to rip out.
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