Pleo vs Soldo Pricing (2026)

How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.

Pleo Soldo
Starts at $9/mo $21/mo
Number of plans 4 3
Free plan
Free trial
Pricing model flat-rate per-seat

Starter

$9/mo
  • Physical and virtual cards
  • Accounts payable
  • Real-time expense tracking
  • Automated expense reports
  • Accounting system integrations
  • Chat support
  • 1 vendor card
  • Credit limit up to GBP 5,000*

Essential

$45/mo
  • Reimbursements
  • Mileage
  • AI-powered spend guidelines
  • Flexible card limits
  • Up to 25 vendor cards
  • Approval workflows
  • Recurring vendor tracking
  • Credit limit up to GBP 20,000*

Advanced

$109/mo
  • Cashback*
  • Advanced card controls
  • Up to 100 vendor cards
  • Budgets
  • HRIS integrations
  • Advanced approval workflows
  • Credit limit up to GBP 250,000*

Business

$249/mo
  • Multi-entity management
  • Premium integrations**
  • AI-powered expense review
  • Advanced vendor management
  • Cash management
  • Spending insights
  • Assisted onboarding
  • Credit limit up to GBP 500,000*

Standard

$21/mo
  • Set user permissions and manage roles
  • Spend via Apple and Google Pay 
  • Capture receipts using the mobile app
  • Connect to your accounting software
  • Access support during business hours
  • Main Wallet
  • User Wallet
  • Company Wallet
  • Reserved Wallet
  • Currency Support
  • Auto-transfer Presets 
  • Move Transaction
  • Funding Source Selection
  • Multi-Entity Account Setup
  • Groups
  • Hierarchical Groups
  • Resource Sets
  • Advance User Profiles
  • User Permissions
  • Out-of-office Delegation
  • Advanced Card Rules
  • Card Rules Presets
  • Expense Policies  
  • Request Pre-Approved Spend
  • Request Funds
  • Business Trips
  • Bank Transfer Access
  • Single-User Employee Card
  • Multi-User Company Card
  • Temporary Virtual Card
  • Fuel Card
  • Subscriptions and Online Ads Card
  • Instant Card Issuance
  • Apple and Google Pay Support
  • Bank Transfers (Pay Someone)
  • Transaction Attachments and Notes Capture
  • Receipt Matching and Verification vis OCR
  • Expense Review Workflow Builder
  • Out-of-pocket Transactions
  • Mileage Reimbursement
  • Vehicles Management
  • Standard Reminders
  • Advanced Reminders
  • Bulk Reimbursements via Bank Transfers
  • Overview Dashboard
  • Bank Statement
  • Transaction Reports
  • CO2e Tracker
  • Expense Reports
  • Expense Report Archiving
  • Reimbursement Reports
  • Magic Table Data Export
  • Legge di Bilancio Report Enhancements
  • Lists
  • Expense Categories
  • VAT Rate
  • Split Transactions
  • Split Transactions (multi VAT)
  • Autotags
  • Fuel Invoice Reconciliation
  • Fuel Transactions – MCC
  • Automatic Export to Accounting Systems
  • Xero Integration
  • QuickBooks Integration
  • Sage Intacct Integration
  • Exact Online Integration
  • DATEV Integration
  • NetSuite Integration
  • Microsoft Dynamics 365
  • ZTravel (Zucchetti) Integration
  • SAP Concur Integration
  • Digital Archiving
  • Payroll CSV
  • TravelPerk Integration
  • Amazon Business Integration
  • Single-Sign-On (SSO)
  • HRIS Integration (Standard)
  • HRIS Integration (Advanced)
  • HRIS Integration (Bespoke)
  • Sandbox
  • Mastercard® Smart Data
  • Custom Integrations
  • Custom Template Export
  • Soldo Business API
  • Soldo Knowledge Base
  • Live Chat, Email Support and Training Webinars
  • Custom Reporting
  • Assigned Customer Success Managers
  • Tailored Training and Onboarding

Plus

$33/mo
  • Create wallets for team budgets
  • Manage multi-currency spending
  • Automate receipt capture with OCR
  • Integrate with Amazon Business account
  • Export data using templates
  • Additional support for setup
  • Main Wallet
  • User Wallet
  • Company Wallet
  • Reserved Wallet
  • Currency Support
  • Auto-transfer Presets 
  • Move Transaction
  • Funding Source Selection
  • Multi-Entity Account Setup
  • Groups
  • Hierarchical Groups
  • Resource Sets
  • Advance User Profiles
  • User Permissions
  • Out-of-office Delegation
  • Advanced Card Rules
  • Card Rules Presets
  • Expense Policies  
  • Request Pre-Approved Spend
  • Request Funds
  • Business Trips
  • Bank Transfer Access
  • Single-User Employee Card
  • Multi-User Company Card
  • Temporary Virtual Card
  • Fuel Card
  • Subscriptions and Online Ads Card
  • Instant Card Issuance
  • Apple and Google Pay Support
  • Bank Transfers (Pay Someone)
  • Transaction Attachments and Notes Capture
  • Receipt Matching and Verification vis OCR
  • Expense Review Workflow Builder
  • Out-of-pocket Transactions
  • Mileage Reimbursement
  • Vehicles Management
  • Standard Reminders
  • Advanced Reminders
  • Bulk Reimbursements via Bank Transfers
  • Overview Dashboard
  • Bank Statement
  • Transaction Reports
  • CO2e Tracker
  • Expense Reports
  • Expense Report Archiving
  • Reimbursement Reports
  • Magic Table Data Export
  • Legge di Bilancio Report Enhancements
  • Lists
  • Expense Categories
  • VAT Rate
  • Split Transactions
  • Split Transactions (multi VAT)
  • Autotags
  • Fuel Invoice Reconciliation
  • Fuel Transactions – MCC
  • Automatic Export to Accounting Systems
  • Xero Integration
  • QuickBooks Integration
  • Sage Intacct Integration
  • Exact Online Integration
  • DATEV Integration
  • NetSuite Integration
  • Microsoft Dynamics 365
  • ZTravel (Zucchetti) Integration
  • SAP Concur Integration
  • Digital Archiving
  • Payroll CSV
  • TravelPerk Integration
  • Amazon Business Integration
  • Single-Sign-On (SSO)
  • HRIS Integration (Standard)
  • HRIS Integration (Advanced)
  • HRIS Integration (Bespoke)
  • Sandbox
  • Mastercard® Smart Data
  • Custom Integrations
  • Custom Template Export
  • Soldo Business API
  • Soldo Knowledge Base
  • Live Chat, Email Support and Training Webinars
  • Custom Reporting
  • Assigned Customer Success Managers
  • Tailored Training and Onboarding

Unlimited

Custom
  • Set role-based access and controls at scale
  • Delegate bank transfers to colleagues
  • Automate expense categorisation
  • Build custom expense approval workflows
  • Integrate with SAP Concur
  • Integrate with 100+ software systems
  • Receive tailored integration setup support
  • Access to our Customer Success team
  • Access to our Professional Services team
  • Main Wallet
  • User Wallet
  • Company Wallet
  • Reserved Wallet
  • Currency Support
  • Auto-transfer Presets 
  • Move Transaction
  • Funding Source Selection
  • Multi-Entity Account Setup
  • Groups
  • Hierarchical Groups
  • Resource Sets
  • Advance User Profiles
  • User Permissions
  • Out-of-office Delegation
  • Advanced Card Rules
  • Card Rules Presets
  • Expense Policies  
  • Request Pre-Approved Spend
  • Request Funds
  • Business Trips
  • Bank Transfer Access
  • Single-User Employee Card
  • Multi-User Company Card
  • Temporary Virtual Card
  • Fuel Card
  • Subscriptions and Online Ads Card
  • Instant Card Issuance
  • Apple and Google Pay Support
  • Bank Transfers (Pay Someone)
  • Transaction Attachments and Notes Capture
  • Receipt Matching and Verification vis OCR
  • Expense Review Workflow Builder
  • Out-of-pocket Transactions
  • Mileage Reimbursement
  • Vehicles Management
  • Standard Reminders
  • Advanced Reminders
  • Bulk Reimbursements via Bank Transfers
  • Overview Dashboard
  • Bank Statement
  • Transaction Reports
  • CO2e Tracker
  • Expense Reports
  • Expense Report Archiving
  • Reimbursement Reports
  • Magic Table Data Export
  • Legge di Bilancio Report Enhancements
  • Lists
  • Expense Categories
  • VAT Rate
  • Split Transactions
  • Split Transactions (multi VAT)
  • Autotags
  • Fuel Invoice Reconciliation
  • Fuel Transactions – MCC
  • Automatic Export to Accounting Systems
  • Xero Integration
  • QuickBooks Integration
  • Sage Intacct Integration
  • Exact Online Integration
  • DATEV Integration
  • NetSuite Integration
  • Microsoft Dynamics 365
  • ZTravel (Zucchetti) Integration
  • SAP Concur Integration
  • Digital Archiving
  • Payroll CSV
  • TravelPerk Integration
  • Amazon Business Integration
  • Single-Sign-On (SSO)
  • HRIS Integration (Standard)
  • HRIS Integration (Advanced)
  • HRIS Integration (Bespoke)
  • Sandbox
  • Mastercard® Smart Data
  • Custom Integrations
  • Custom Template Export
  • Soldo Business API
  • Soldo Knowledge Base
  • Live Chat, Email Support and Training Webinars
  • Custom Reporting
  • Assigned Customer Success Managers
  • Tailored Training and Onboarding

Pleo vs Soldo FAQ

Which one is cheaper?
Pleo starts lower at $9/mo, compared to $21/mo for Soldo.
Can I use either one for free?
Neither has a free plan. But Pleo and Soldo offer a free trial.
How do they charge?
Different approach here. Pleo uses flat-rate pricing, while Soldo goes with per-seat. That changes the math depending on your team size and usage.
Which one is a better deal?
Depends on what you need. Pleo: Pleo sits in the mid-market of corporate spend management — not as cheap as basic expense tools, but undercutting enterprise players like Spendesk or Payhawk at the top end. They're clearly targeting European SMBs and scaling startups who've outgrown manual expense reports but aren't ready for a full procurement suite. Soldo: Soldo sits in the mid-market of business spend management, competing with Pleo and Payhawk rather than undercutting them on price. They're not the cheapest option, but the per-card and per-transfer fees mean total cost can creep well above the headline seat price for active teams.

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