Soldo Pricing (2026)

Per-seat with a 3-user minimum, so you're paying for headcount — but the real meter is running on cards and bank transfers too. It's a hybrid model in practice: base seat fee plus transactional costs (£0.75/transfer, £6/month per extra card) that compound as usage scales.

From $21/mo 3 plans per-seat Free trial
Standard
$21/mo per seat
Plus
$33/mo per seat
Unlimited
Contact Sales
Verified Jul 26, 2026 Official pricing page

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Standard

$21/mo per seat
  • Set user permissions and manage roles
  • Spend via Apple and Google Pay 
  • Capture receipts using the mobile app
  • Connect to your accounting software
  • Access support during business hours
  • Main Wallet
  • User Wallet
  • Company Wallet
  • Reserved Wallet
  • Currency Support
  • Auto-transfer Presets 
  • Move Transaction
  • Funding Source Selection
  • Multi-Entity Account Setup
  • Groups
  • Hierarchical Groups
  • Resource Sets
  • Advance User Profiles
  • User Permissions
  • Out-of-office Delegation
  • Advanced Card Rules
  • Card Rules Presets
  • Expense Policies  
  • Request Pre-Approved Spend
  • Request Funds
  • Business Trips
  • Bank Transfer Access
  • Single-User Employee Card
  • Multi-User Company Card
  • Temporary Virtual Card
  • Fuel Card
  • Subscriptions and Online Ads Card
  • Instant Card Issuance
  • Apple and Google Pay Support
  • Bank Transfers (Pay Someone)
  • Transaction Attachments and Notes Capture
  • Receipt Matching and Verification vis OCR
  • Expense Review Workflow Builder
  • Out-of-pocket Transactions
  • Mileage Reimbursement
  • Vehicles Management
  • Standard Reminders
  • Advanced Reminders
  • Bulk Reimbursements via Bank Transfers
  • Overview Dashboard
  • Bank Statement
  • Transaction Reports
  • CO2e Tracker
  • Expense Reports
  • Expense Report Archiving
  • Reimbursement Reports
  • Magic Table Data Export
  • Legge di Bilancio Report Enhancements
  • Lists
  • Expense Categories
  • VAT Rate
  • Split Transactions
  • Split Transactions (multi VAT)
  • Autotags
  • Fuel Invoice Reconciliation
  • Fuel Transactions – MCC
  • Automatic Export to Accounting Systems
  • Xero Integration
  • QuickBooks Integration
  • Sage Intacct Integration
  • Exact Online Integration
  • DATEV Integration
  • NetSuite Integration
  • Microsoft Dynamics 365
  • ZTravel (Zucchetti) Integration
  • SAP Concur Integration
  • Digital Archiving
  • Payroll CSV
  • TravelPerk Integration
  • Amazon Business Integration
  • Single-Sign-On (SSO)
  • HRIS Integration (Standard)
  • HRIS Integration (Advanced)
  • HRIS Integration (Bespoke)
  • Sandbox
  • Mastercard® Smart Data
  • Custom Integrations
  • Custom Template Export
  • Soldo Business API
  • Soldo Knowledge Base
  • Live Chat, Email Support and Training Webinars
  • Custom Reporting
  • Assigned Customer Success Managers
  • Tailored Training and Onboarding

Plus

$33/mo per seat
  • Create wallets for team budgets
  • Manage multi-currency spending
  • Automate receipt capture with OCR
  • Integrate with Amazon Business account
  • Export data using templates
  • Additional support for setup
  • Main Wallet
  • User Wallet
  • Company Wallet
  • Reserved Wallet
  • Currency Support
  • Auto-transfer Presets 
  • Move Transaction
  • Funding Source Selection
  • Multi-Entity Account Setup
  • Groups
  • Hierarchical Groups
  • Resource Sets
  • Advance User Profiles
  • User Permissions
  • Out-of-office Delegation
  • Advanced Card Rules
  • Card Rules Presets
  • Expense Policies  
  • Request Pre-Approved Spend
  • Request Funds
  • Business Trips
  • Bank Transfer Access
  • Single-User Employee Card
  • Multi-User Company Card
  • Temporary Virtual Card
  • Fuel Card
  • Subscriptions and Online Ads Card
  • Instant Card Issuance
  • Apple and Google Pay Support
  • Bank Transfers (Pay Someone)
  • Transaction Attachments and Notes Capture
  • Receipt Matching and Verification vis OCR
  • Expense Review Workflow Builder
  • Out-of-pocket Transactions
  • Mileage Reimbursement
  • Vehicles Management
  • Standard Reminders
  • Advanced Reminders
  • Bulk Reimbursements via Bank Transfers
  • Overview Dashboard
  • Bank Statement
  • Transaction Reports
  • CO2e Tracker
  • Expense Reports
  • Expense Report Archiving
  • Reimbursement Reports
  • Magic Table Data Export
  • Legge di Bilancio Report Enhancements
  • Lists
  • Expense Categories
  • VAT Rate
  • Split Transactions
  • Split Transactions (multi VAT)
  • Autotags
  • Fuel Invoice Reconciliation
  • Fuel Transactions – MCC
  • Automatic Export to Accounting Systems
  • Xero Integration
  • QuickBooks Integration
  • Sage Intacct Integration
  • Exact Online Integration
  • DATEV Integration
  • NetSuite Integration
  • Microsoft Dynamics 365
  • ZTravel (Zucchetti) Integration
  • SAP Concur Integration
  • Digital Archiving
  • Payroll CSV
  • TravelPerk Integration
  • Amazon Business Integration
  • Single-Sign-On (SSO)
  • HRIS Integration (Standard)
  • HRIS Integration (Advanced)
  • HRIS Integration (Bespoke)
  • Sandbox
  • Mastercard® Smart Data
  • Custom Integrations
  • Custom Template Export
  • Soldo Business API
  • Soldo Knowledge Base
  • Live Chat, Email Support and Training Webinars
  • Custom Reporting
  • Assigned Customer Success Managers
  • Tailored Training and Onboarding

Unlimited

Contact Sales
  • Set role-based access and controls at scale
  • Delegate bank transfers to colleagues
  • Automate expense categorisation
  • Build custom expense approval workflows
  • Integrate with SAP Concur
  • Integrate with 100+ software systems
  • Receive tailored integration setup support
  • Access to our Customer Success team
  • Access to our Professional Services team
  • Main Wallet
  • User Wallet
  • Company Wallet
  • Reserved Wallet
  • Currency Support
  • Auto-transfer Presets 
  • Move Transaction
  • Funding Source Selection
  • Multi-Entity Account Setup
  • Groups
  • Hierarchical Groups
  • Resource Sets
  • Advance User Profiles
  • User Permissions
  • Out-of-office Delegation
  • Advanced Card Rules
  • Card Rules Presets
  • Expense Policies  
  • Request Pre-Approved Spend
  • Request Funds
  • Business Trips
  • Bank Transfer Access
  • Single-User Employee Card
  • Multi-User Company Card
  • Temporary Virtual Card
  • Fuel Card
  • Subscriptions and Online Ads Card
  • Instant Card Issuance
  • Apple and Google Pay Support
  • Bank Transfers (Pay Someone)
  • Transaction Attachments and Notes Capture
  • Receipt Matching and Verification vis OCR
  • Expense Review Workflow Builder
  • Out-of-pocket Transactions
  • Mileage Reimbursement
  • Vehicles Management
  • Standard Reminders
  • Advanced Reminders
  • Bulk Reimbursements via Bank Transfers
  • Overview Dashboard
  • Bank Statement
  • Transaction Reports
  • CO2e Tracker
  • Expense Reports
  • Expense Report Archiving
  • Reimbursement Reports
  • Magic Table Data Export
  • Legge di Bilancio Report Enhancements
  • Lists
  • Expense Categories
  • VAT Rate
  • Split Transactions
  • Split Transactions (multi VAT)
  • Autotags
  • Fuel Invoice Reconciliation
  • Fuel Transactions – MCC
  • Automatic Export to Accounting Systems
  • Xero Integration
  • QuickBooks Integration
  • Sage Intacct Integration
  • Exact Online Integration
  • DATEV Integration
  • NetSuite Integration
  • Microsoft Dynamics 365
  • ZTravel (Zucchetti) Integration
  • SAP Concur Integration
  • Digital Archiving
  • Payroll CSV
  • TravelPerk Integration
  • Amazon Business Integration
  • Single-Sign-On (SSO)
  • HRIS Integration (Standard)
  • HRIS Integration (Advanced)
  • HRIS Integration (Bespoke)
  • Sandbox
  • Mastercard® Smart Data
  • Custom Integrations
  • Custom Template Export
  • Soldo Business API
  • Soldo Knowledge Base
  • Live Chat, Email Support and Training Webinars
  • Custom Reporting
  • Assigned Customer Success Managers
  • Tailored Training and Onboarding

AI Pricing Analysis

Pricing Model

Per-seat with a 3-user minimum, so you're paying for headcount — but the real meter is running on cards and bank transfers too. It's a hybrid model in practice: base seat fee plus transactional costs (£0.75/transfer, £6/month per extra card) that compound as usage scales.

Tier Strategy

Standard targets small teams that need basic spend controls without complexity; Plus is for teams that need more sophisticated policy or reporting features and can justify the ~57% price jump per seat. The upgrade trigger is likely hitting feature walls around approvals, integrations, or visibility — not seat count.

Competitive Positioning

Soldo sits in the mid-market of business spend management, competing with Pleo and Payhawk rather than undercutting them on price. They're not the cheapest option, but the per-card and per-transfer fees mean total cost can creep well above the headline seat price for active teams.

Growth Lever

Expansion revenue comes from three directions: more seats, more cards (£6/month each after the first free one), and outbound transfer volume. Add-on features that appear 'included' in competitor tiers being paywalled here is another quiet upsell lever that catches buyers post-contract.

Soldo Pricing FAQ

How much does Soldo cost?
Paid plans start at $21/mo, going up to $33/mo for larger teams. There's also an Enterprise tier with custom pricing.
Is there a free plan?
No free plan. But there is a free trial, so you can test it out before paying.
Can I try it before paying?
Yes — there's a free trial that lasts 30 days. You don't need a credit card to start.
How does the pricing work?
Per-seat with a 3-user minimum, so you're paying for headcount — but the real meter is running on cards and bank transfers too. It's a hybrid model in practice: base seat fee plus transactional costs (£0.75/transfer, £6/month per extra card) that compound as usage scales.
Which plan makes sense for me?
Standard targets small teams that need basic spend controls without complexity; Plus is for teams that need more sophisticated policy or reporting features and can justify the ~57% price jump per seat. The upgrade trigger is likely hitting feature walls around approvals, integrations, or visibility — not seat count.

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Comparing Soldo to something specific? Try Soldo vs Bill.com, Soldo vs Brex, or Soldo vs ChartMogul.

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