Soldo vs Bill.com Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
Standard
- Set user permissions and manage roles
- Spend via Apple and Google Pay
- Capture receipts using the mobile app
- Connect to your accounting software
- Access support during business hours
- Main Wallet
- User Wallet
- Company Wallet
- Reserved Wallet
- Currency Support
- Auto-transfer Presets
- Move Transaction
- Funding Source Selection
- Multi-Entity Account Setup
- Groups
- Hierarchical Groups
- Resource Sets
- Advance User Profiles
- User Permissions
- Out-of-office Delegation
- Advanced Card Rules
- Card Rules Presets
- Expense Policies
- Request Pre-Approved Spend
- Request Funds
- Business Trips
- Bank Transfer Access
- Single-User Employee Card
- Multi-User Company Card
- Temporary Virtual Card
- Fuel Card
- Subscriptions and Online Ads Card
- Instant Card Issuance
- Apple and Google Pay Support
- Bank Transfers (Pay Someone)
- Transaction Attachments and Notes Capture
- Receipt Matching and Verification vis OCR
- Expense Review Workflow Builder
- Out-of-pocket Transactions
- Mileage Reimbursement
- Vehicles Management
- Standard Reminders
- Advanced Reminders
- Bulk Reimbursements via Bank Transfers
- Overview Dashboard
- Bank Statement
- Transaction Reports
- CO2e Tracker
- Expense Reports
- Expense Report Archiving
- Reimbursement Reports
- Magic Table Data Export
- Legge di Bilancio Report Enhancements
- Lists
- Expense Categories
- VAT Rate
- Split Transactions
- Split Transactions (multi VAT)
- Autotags
- Fuel Invoice Reconciliation
- Fuel Transactions – MCC
- Automatic Export to Accounting Systems
- Xero Integration
- QuickBooks Integration
- Sage Intacct Integration
- Exact Online Integration
- DATEV Integration
- NetSuite Integration
- Microsoft Dynamics 365
- ZTravel (Zucchetti) Integration
- SAP Concur Integration
- Digital Archiving
- Payroll CSV
- TravelPerk Integration
- Amazon Business Integration
- Single-Sign-On (SSO)
- HRIS Integration (Standard)
- HRIS Integration (Advanced)
- HRIS Integration (Bespoke)
- Sandbox
- Mastercard® Smart Data
- Custom Integrations
- Custom Template Export
- Soldo Business API
- Soldo Knowledge Base
- Live Chat, Email Support and Training Webinars
- Custom Reporting
- Assigned Customer Success Managers
- Tailored Training and Onboarding
Plus
- Create wallets for team budgets
- Manage multi-currency spending
- Automate receipt capture with OCR
- Integrate with Amazon Business account
- Export data using templates
- Additional support for setup
- Main Wallet
- User Wallet
- Company Wallet
- Reserved Wallet
- Currency Support
- Auto-transfer Presets
- Move Transaction
- Funding Source Selection
- Multi-Entity Account Setup
- Groups
- Hierarchical Groups
- Resource Sets
- Advance User Profiles
- User Permissions
- Out-of-office Delegation
- Advanced Card Rules
- Card Rules Presets
- Expense Policies
- Request Pre-Approved Spend
- Request Funds
- Business Trips
- Bank Transfer Access
- Single-User Employee Card
- Multi-User Company Card
- Temporary Virtual Card
- Fuel Card
- Subscriptions and Online Ads Card
- Instant Card Issuance
- Apple and Google Pay Support
- Bank Transfers (Pay Someone)
- Transaction Attachments and Notes Capture
- Receipt Matching and Verification vis OCR
- Expense Review Workflow Builder
- Out-of-pocket Transactions
- Mileage Reimbursement
- Vehicles Management
- Standard Reminders
- Advanced Reminders
- Bulk Reimbursements via Bank Transfers
- Overview Dashboard
- Bank Statement
- Transaction Reports
- CO2e Tracker
- Expense Reports
- Expense Report Archiving
- Reimbursement Reports
- Magic Table Data Export
- Legge di Bilancio Report Enhancements
- Lists
- Expense Categories
- VAT Rate
- Split Transactions
- Split Transactions (multi VAT)
- Autotags
- Fuel Invoice Reconciliation
- Fuel Transactions – MCC
- Automatic Export to Accounting Systems
- Xero Integration
- QuickBooks Integration
- Sage Intacct Integration
- Exact Online Integration
- DATEV Integration
- NetSuite Integration
- Microsoft Dynamics 365
- ZTravel (Zucchetti) Integration
- SAP Concur Integration
- Digital Archiving
- Payroll CSV
- TravelPerk Integration
- Amazon Business Integration
- Single-Sign-On (SSO)
- HRIS Integration (Standard)
- HRIS Integration (Advanced)
- HRIS Integration (Bespoke)
- Sandbox
- Mastercard® Smart Data
- Custom Integrations
- Custom Template Export
- Soldo Business API
- Soldo Knowledge Base
- Live Chat, Email Support and Training Webinars
- Custom Reporting
- Assigned Customer Success Managers
- Tailored Training and Onboarding
Unlimited
- Set role-based access and controls at scale
- Delegate bank transfers to colleagues
- Automate expense categorisation
- Build custom expense approval workflows
- Integrate with SAP Concur
- Integrate with 100+ software systems
- Receive tailored integration setup support
- Access to our Customer Success team
- Access to our Professional Services team
- Main Wallet
- User Wallet
- Company Wallet
- Reserved Wallet
- Currency Support
- Auto-transfer Presets
- Move Transaction
- Funding Source Selection
- Multi-Entity Account Setup
- Groups
- Hierarchical Groups
- Resource Sets
- Advance User Profiles
- User Permissions
- Out-of-office Delegation
- Advanced Card Rules
- Card Rules Presets
- Expense Policies
- Request Pre-Approved Spend
- Request Funds
- Business Trips
- Bank Transfer Access
- Single-User Employee Card
- Multi-User Company Card
- Temporary Virtual Card
- Fuel Card
- Subscriptions and Online Ads Card
- Instant Card Issuance
- Apple and Google Pay Support
- Bank Transfers (Pay Someone)
- Transaction Attachments and Notes Capture
- Receipt Matching and Verification vis OCR
- Expense Review Workflow Builder
- Out-of-pocket Transactions
- Mileage Reimbursement
- Vehicles Management
- Standard Reminders
- Advanced Reminders
- Bulk Reimbursements via Bank Transfers
- Overview Dashboard
- Bank Statement
- Transaction Reports
- CO2e Tracker
- Expense Reports
- Expense Report Archiving
- Reimbursement Reports
- Magic Table Data Export
- Legge di Bilancio Report Enhancements
- Lists
- Expense Categories
- VAT Rate
- Split Transactions
- Split Transactions (multi VAT)
- Autotags
- Fuel Invoice Reconciliation
- Fuel Transactions – MCC
- Automatic Export to Accounting Systems
- Xero Integration
- QuickBooks Integration
- Sage Intacct Integration
- Exact Online Integration
- DATEV Integration
- NetSuite Integration
- Microsoft Dynamics 365
- ZTravel (Zucchetti) Integration
- SAP Concur Integration
- Digital Archiving
- Payroll CSV
- TravelPerk Integration
- Amazon Business Integration
- Single-Sign-On (SSO)
- HRIS Integration (Standard)
- HRIS Integration (Advanced)
- HRIS Integration (Bespoke)
- Sandbox
- Mastercard® Smart Data
- Custom Integrations
- Custom Template Export
- Soldo Business API
- Soldo Knowledge Base
- Live Chat, Email Support and Training Webinars
- Custom Reporting
- Assigned Customer Success Managers
- Tailored Training and Onboarding
Essentials
- Manually integrate with accounting software via CSV file import/export
- Easily enter bills
- Automate approval workflows
- Pay by ACH, virtual card, credit card, and more
- Manage bills from a centralized inbox
- Automatic W-9 collection and verification with the W-9 Agent
- Securely connect with +4M vendors via the BILL network
- Set standard approval policies
- Access 6 standard user roles
- Manually integrate with accounting software via CSV file import/export (AR)
- Create professional, custom invoices
- Send invoices flexibly
- Track invoices flexibly
- Automate payment reminders
- Get paid by ACH and credit card
- Set auto-charge and auto-pay
Team
- Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero
- Easily enter bills
- Automate approval workflows
- Pay by ACH, virtual card, credit card, and more
- Manage bills from a centralized inbox
- Automatic W-9 collection and verification with the W-9 Agent
- Automatic AI multi-line bill coding with the Invoice Coding Agent
- Securely connect with +4M vendors via the BILL network
- Access custom user roles
- Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero (AR)
- Create professional, custom invoices
- Send invoices flexibly
- Track invoices flexibly
- Set up automated payment reminders
- Get paid by ACH and credit card
- Set auto-charge and auto-pay
Corporate
Popular- Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero
- Manage bills from a centralized inbox
- Easily enter bills
- Automatic W-9 collection and verification with the W-9 Agent
- Automatic AI multi-line bill coding with the Invoice Coding Agent
- Connect with +4M vendors via the BILL network
- Access unlimited document storage
- Pay by ACH, virtual card, credit card, and more
- Set custom approval policies
- Set custom user roles
- Get discounts for approver-only users
- Automatic 2-way sync with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero (AR)
- Create professional, custom invoices
- Send single or recurring invoices
- Track payment status with ease
- Set up automated payment reminders
- Get paid by ACH and credit card
- Set auto-charge and auto-pay
- Easily create purchase requests
- Create and send purchase orders
- Set tolerance rules
- 2-way matching
- Add unlimited Purchase Requesters for free
Enterprise
- Automatic 2-way sync with QuickBooks Enterprise, Oracle NetSuite, Sage Intacct, Microsoft Dynamics, & more
- Sync purchasing orders and automatic 2 and 3-way matching
- Single Sign-On
- Dual control
- Multi-entity, multi-location accounting capabilities
- API access
- Priority support
Spend & Expense
- Get as many physical and virtual cards as you need
- Access budgets with proactive spend controls
- Activate AI-powered touchless expense management
- Manage spend and expense from the mobile app
- Unlock real-time transaction tracking
- Reimburse employees easily
- AI-powered receipt capture, matching, and transaction coding
- Integrate with apps you use everyday
- Earn flexible rewards
- Access API and developer resources
BILL AP & AR Partner
- Access both BILL Accounts Payable and BILL Accounts Receivable
- Get wholesale client subscription pricing, which you can resell to clients at substantial margins or pass the savings on to them
- Get an additional 10-20% client subscription discount based on number of clients onboarded
BILL Spend & Expense Partner
- Access BILL Spend & Expense
- Get the credit your clients need and the software to manage it with no contracts and no hidden fees
- Access API and developer resources
Soldo vs Bill.com FAQ
- Which one is cheaper?
- Soldo starts lower at $21/mo, compared to $49/mo for Bill.com.
- Can I use either one for free?
- Bill.com has a free plan. Soldo doesn't — though they do offer a free trial.
- How do they charge?
- Both use a per-seat model, so the comparison is straightforward — it comes down to features and limits at each price point.
- Which one is a better deal?
- Depends on what you need. Soldo: Soldo sits in the mid-market of business spend management, competing with Pleo and Payhawk rather than undercutting them on price. They're not the cheapest option, but the per-card and per-transfer fees mean total cost can creep well above the headline seat price for active teams. Bill.com: Bill.com sits in the mid-market sweet spot — not as cheap as entry-level tools like Melio, not as expensive as full ERP-adjacent platforms like Tipalti or Coupa. They're clearly targeting finance teams at growth-stage and mid-market companies who've outgrown basic bookkeeping but aren't ready to justify enterprise spend management suites.
Keep tabs on both.
We'll monitor pricing changes for Soldo and Bill.com and let you know when something moves.