Airwallex vs Ledgy Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
Explore
- Open multiple accounts per entity
- Collect and hold in 20+ currencies
- Free batch transfers to 120+ countries
- Access to interbank FX rates
- Earn 3.21% on USD with Yield*
- Unlimited multi-currency corporate cards with zero international fees²
- Up to 2% cash rebates on local USD spend⁴
- Advanced card controls to limit spend and freeze/cancel cards
- Expense management, reimbursement, and spend requests
- Domestic and international bill pay with AI coding
- Batched Bill Payments
- Accounting hub for accountants (Coming soon)
- AI receipt matching with email forwarding and bulk uploading
- Online card and local payment method acceptance globally
- Like-for-like settlement in 20+ currencies
- Optimize 360 for AI payment optimization and fraud prevention
- Custom payment integration paths
- Create and send invoices globally
- Manage simple and hybrid multi-frequency subscription pricing models
- Bill customers based on actual usage
- Sync bank feeds, expenses, and bills with Xero and QuickBooks
Grow
- Earn 3.36% on USD with Yield*
- Late submission policies and automatic card freezing rules
- Credit line for corporate cards (Coming soon)
- Customizable, multi-conditional approvals
- Advanced rules-based automation for expenses
- Track planned budgets vs. actuals (Coming soon)
- AI expense policy agent
- Rules-based automation for bills
- Approval workflows for vendors
- Remittance advice for bills
- Sync bank feeds, expenses, and bills with Netsuite and Dynamics 365 Business Central
- HRIS platform integrations
- Single sign-on (Coming soon)
Accelerate
- Earn 3.48% on USD with Yield*
- Purchase orders and requests
- 3-way matching for goods receipts and invoices powered by AI
- Custom direct Spend API integration with ERP
- Centralized management of finances across global entities³ (up to 3 entities)
- Dedicated account manager
- Onboarding support
Launch
- Cap Table Management
Scale
- Cap Table Management
Enterprise
Airwallex vs Ledgy FAQ
- Which one is cheaper?
- One or both use custom pricing, so it depends on your specific needs.
- Can I use either one for free?
- Both offer free plans, so you can try each without paying. Start with whichever fits your workflow better and upgrade when you hit the limits.
- How do they charge?
- Different approach here. Airwallex uses per-seat pricing, while Ledgy goes with custom. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. Airwallex: Airwallex sits in the middle-to-value zone compared to legacy banking and enterprise treasury platforms — cheap enough to start free, but the real spend shows up in transaction fees once you're moving real money. They're chasing global-first SMBs and scaling startups who'd otherwise get nickel-and-dimed by traditional banks on FX spreads.
Still deciding? See the best Airwallex alternatives or the best Ledgy alternatives, ranked with verified pricing.
Keep tabs on both.
We'll monitor pricing changes for Airwallex and Ledgy and let you know when something moves. See how competitor pricing monitoring works.