Katana vs Qonto Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
| Katana | Qonto | |
|---|---|---|
| Starts at | $299/mo | $9/mo |
| Number of plans | 3 | 3 |
| Free plan | — | |
| Free trial | — | |
| Pricing model | hybrid | flat-rate |
Price is one row. To weigh the features too, use our feature comparison template →
Free Plan
- 30 SKUs
- Unlimited users
- Unlimited integrations
- Unlimited locations
- All Katana features and add-ons
- Access to Katana's API
Core Plan
Popular- Unlimited SKUs
- Unlimited users
- Unlimited integrations
- World-class support available 24/7
- Access to Katana add ons
- Access to Katana's API
Advantage Plan
- Custom integrations built for your stack
- Custom dashboards and reports
- Custom automations and workflows
- Dedicated Solutions Engineer for scoping and build
- SLA-backed maintenance
- Regular CSM check-ins
Basic
- Business account with local IBAN
- 30 transfers/month
- 1 physical payment card + 2 virtual cards
- Payment links, Tap to Pay & POS
- Compliant electronic invoicing
- 24/7 customer support
- Qonto AI agent & Claude MCP
Smart
Popular- Account remuneration: 5% AER for 2 months, then 1.25% AER
- 1 sub-account
- 100 transfers/month
- 2 physical payment cards + 50 virtual cards
- Cash-flow tracking & forecasting
- Accountant access & accounting integrations
Premium
- Account remuneration: 5% AER for 2 months, then 1.25% AER
- 4 sub-accounts
- 200 transfers/month
- 2 physical payment cards + 50 virtual cards + 50 Instant cards
- Lower international FX (0.56%)
- Priority support, 7 days a week
- Subscription tracking & renewal alerts
Katana vs Qonto FAQ
- Which one is cheaper?
- Qonto is the cheaper option, starting at $9/mo vs $299/mo for Katana.
- Can I use either one for free?
- Katana has a free plan. Qonto doesn't — though they do offer a free trial.
- How do they charge?
- Different approach here. Katana uses hybrid pricing, while Qonto goes with flat-rate. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. Katana: At $299/mo minimum with no free trial, Katana's planting its flag well above the bargain-bin inventory tools and squarely in premium SMB territory. They're not competing on price — they're betting manufacturers will pay up for a purpose-built tool instead of duct-taping spreadsheets to a generic e-commerce platform. Qonto: At $9-39/month, Qonto sits in the affordable-to-mid range for neobank/business account tools aimed at freelancers, undercutting legacy business banking and positioning against other European neobanks like Revolut Business. They're clearly chasing self-employed and micro-business owners who find traditional bank fees absurd but still want a polished, feature-rich account.
Still deciding? See the best Katana alternatives or the best Qonto alternatives, ranked with verified pricing.
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