ADP vs Gusto Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
| ADP pricing | Gusto pricing | |
|---|---|---|
| Starts at | Custom | $49/mo |
| Number of plans | 4 | 3 |
| Free plan | — | — |
| Free trial | — | — |
| Pricing model | custom | hybrid |
Price is one row. To weigh the features too, use our feature comparison template →
Essential Payroll
- Payroll: Computer, Mobile App, Phone Call
- Direct Deposit
- 24/7 Customer Support
- Robust Reporting
- General Ledger Interface
- New-Hire Reporting
- W-2 & 1099 Forms
- Tax Filing
- Payroll Delivery
- ADP Assist™ virtual assistant
- ADP Assist™ payroll inspector
- ADP Assist™ smart timesheet import
- Multi-company Management
- Multi-jurisdiction Payroll
- Wisely® Direct Debit Card
- Bill Pay and Client Invoicing
- ADP® Employee Access
- New Hire Onboarding
- Employee Discounts
- Background Checks
- HR Tracking
Enhanced Payroll
Popular- Payroll: Computer, Mobile App, Phone Call
- Direct Deposit
- 24/7 Customer Support
- Robust Reporting
- General Ledger Interface
- New-Hire Reporting
- W-2 & 1099 Forms
- Tax Filing
- Payroll Delivery
- ADP Assist™ virtual assistant
- ADP Assist™ payroll inspector
- ADP Assist™ smart timesheet import
- Multi-company Management
- Multi-jurisdiction Payroll
- Wisely® Direct Debit Card
- Bill Pay and Client Invoicing
- Check Signing: Security
- State Unemployment Insurance (SUI) Management
- Garnishment Payment Service
- Job Costing
- Labor Law Poster Compliance
- ADP® Employee Access
- New Hire Onboarding
- Employee Discounts
- Background Checks
- HR Tracking
- ZipRecruiter®
- Electronic Form I-9
Complete Payroll & HR Plus
- Payroll: Computer, Mobile App, Phone Call
- Direct Deposit
- 24/7 Customer Support
- Robust Reporting
- General Ledger Interface
- New-Hire Reporting
- W-2 & 1099 Forms
- Tax Filing
- Payroll Delivery
- ADP Assist™ virtual assistant
- ADP Assist™ payroll inspector
- ADP Assist™ smart timesheet import
- Multi-company Management
- Multi-jurisdiction Payroll
- Wisely® Direct Debit Card
- Bill Pay and Client Invoicing
- Check Signing: Security
- State Unemployment Insurance (SUI) Management
- Garnishment Payment Service
- Job Costing
- Labor Law Poster Compliance
- ADP® Employee Access
- New Hire Onboarding
- Employee Discounts
- Background Checks
- HR Tracking
- ZipRecruiter®
- Electronic Form I-9
- HR HelpDesk
- Employee Handbook Wizard
- Salary Benchmarks
- HR Forms and Documents
- HR Training and Toolkits
HR Pro Payroll & HR
- Payroll: Computer, Mobile App, Phone Call
- Direct Deposit
- 24/7 Customer Support
- Robust Reporting
- General Ledger Interface
- New-Hire Reporting
- W-2 & 1099 Forms
- Tax Filing
- Payroll Delivery
- ADP Assist™ virtual assistant
- ADP Assist™ payroll inspector
- ADP Assist™ smart timesheet import
- Multi-company Management
- Multi-jurisdiction Payroll
- Wisely® Direct Debit Card
- Bill Pay and Client Invoicing
- Check Signing: Security
- State Unemployment Insurance (SUI) Management
- Garnishment Payment Service
- Job Costing
- Labor Law Poster Compliance
- ADP® Employee Access
- New Hire Onboarding
- Employee Discounts
- Background Checks
- HR Tracking
- ZipRecruiter®
- Electronic Form I-9
- HR HelpDesk
- Employee Handbook Wizard
- Salary Benchmarks
- HR Forms and Documents
- HR Training and Toolkits
- Applicant Tracking System, powered by CareerPlug
- Learning Management System
- Sexual Harassment Prevention Training
- Legal Assistance from Upnetic Legal Services, powered by Legal Club®
Simple
- Single-state payroll
- Unlimited payrolls per month
- Tax filings and payments
- Basic PTO policies and holiday pay
- Direct deposits or printable checks
- Payroll approvals
- Payroll on AutoPilot®
- Gusto employee app
- Multiple pay rates and schedules
- Employer mobile app
- Domestic contractor payments
Plus
Popular- Multi-state payroll
- Next-day pay
- Time Tracking
- Unlimited payrolls per month
- Direct deposits or printable checks
- Tax filings and payments
- Payroll approvals
- Payroll on AutoPilot®
- Gusto employee app
- Multiple pay rates and schedules
- Employer mobile app
- Domestic contractor payments
- Expenses and reimbursements
- Workforce cost reports
- Unlimited custom earning types
Premium
- Dedicated Service Advisor
- Access to certified HR experts
- Performance & compensation management
- Custom reports
- Priority support
- Payroll migration and account setup
- Unlimited payrolls per month
- Direct deposits or printable checks
- Tax filings and payments
- Payroll approvals
- Payroll on AutoPilot®
- Gusto employee app
- Multiple pay rates and schedules
- Employer mobile app
- Domestic contractor payments
- Expenses and reimbursements
- Workforce cost reports
- Unlimited custom earning types
- Unlimited custom admin roles
- Same-day pay
- Instant pay
ADP vs Gusto FAQ
- Which one is cheaper?
- One or both use custom pricing, so it depends on your specific needs.
- Can I use either one for free?
- Neither has a free plan.
- How do they charge?
- Different approach here. ADP uses custom pricing, while Gusto goes with hybrid. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. ADP: ADP plays in the premium/legacy lane against Gusto, Rippling, and Paychex — it's rarely the cheap option, and hiding all pricing behind a sales call reinforces that it's built for buyers who want a rep, an SLA, and enterprise-grade compliance backup rather than a self-checkout SaaS experience. They're chasing small-to-mid businesses that are willing to trade transparency and speed for ADP's brand trust and hand-holding. Gusto: Gusto sits mid-market — pricier than bare-bones payroll tools but cheaper than enterprise HRIS platforms like Rippling or Justworks once you factor in per-person costs at scale. They're chasing small businesses and startups who want payroll + light HR in one place without needing a dedicated HR hire.
Still deciding? See the best ADP alternatives or the best Gusto alternatives, ranked with verified pricing.
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