Anrok vs Qonto Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
| Anrok | Qonto | |
|---|---|---|
| Starts at | $100/mo | $9/mo |
| Number of plans | 2 | 3 |
| Free plan | — | — |
| Free trial | — | |
| Pricing model | hybrid | flat-rate |
Price is one row. To weigh the features too, use our feature comparison template →
Starter
- Anrok Atlas: AI tax intelligence
- Global exposure monitoring
- Real-time tax calculation
- Filing and remittance
- Exemption certificate management
- Physical nexus tracking
Popular
Popular- E-invoicing
- Advanced integrations
- Multi-billing and multi-entity management
- Enhanced exemption certificate management
- Audit-ready reporting
- Reconciliation tool
- Global tax consults
- Advanced data API
- Address resolution API
- MSA & single sign-on
- Priority support
Basic
- Business account with local IBAN
- 30 transfers/month
- 1 physical payment card + 2 virtual cards
- Payment links, Tap to Pay & POS
- Compliant electronic invoicing
- 24/7 customer support
- Qonto AI agent & Claude MCP
Smart
Popular- Account remuneration: 5% AER for 2 months, then 1.25% AER
- 1 sub-account
- 100 transfers/month
- 2 physical payment cards + 50 virtual cards
- Cash-flow tracking & forecasting
- Accountant access & accounting integrations
Premium
- Account remuneration: 5% AER for 2 months, then 1.25% AER
- 4 sub-accounts
- 200 transfers/month
- 2 physical payment cards + 50 virtual cards + 50 Instant cards
- Lower international FX (0.56%)
- Priority support, 7 days a week
- Subscription tracking & renewal alerts
Anrok vs Qonto FAQ
- Which one is cheaper?
- Qonto is the cheaper option, starting at $9/mo vs $100/mo for Anrok.
- Can I use either one for free?
- Neither has a free plan. But Qonto offers a free trial.
- How do they charge?
- Different approach here. Anrok uses hybrid pricing, while Qonto goes with flat-rate. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. Anrok: At $100/mo (or $50 for eCommerce sellers), Anrok undercuts the enterprise tax-compliance incumbents on entry price, positioning itself as the accessible option for startups and mid-market SaaS/eCommerce companies. But hiding the real cost behind 'contact sales' for anyone scaling up means they're not competing purely on price once you're a serious volume player. Qonto: At $9-39/month, Qonto sits in the affordable-to-mid range for neobank/business account tools aimed at freelancers, undercutting legacy business banking and positioning against other European neobanks like Revolut Business. They're clearly chasing self-employed and micro-business owners who find traditional bank fees absurd but still want a polished, feature-rich account.
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