Brex vs Spendesk Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
| Brex | Spendesk | |
|---|---|---|
| Starts at | $12/mo | Custom |
| Number of plans | 3 | 1 |
| Free plan | — | |
| Free trial | — | — |
| Pricing model | per-seat | custom |
Price is one row. To weigh the features too, use our feature comparison template →
Essentials
- Global card acceptance and 1 local card program
- AI-powered custom rules
- Up to two entities (1 global entity)
- Accounting integrations
- Local currency wires
- Travel booking (free on Essentials)
- Real-time reporting
- Brex API access
- Bill pay
- Reimbursements
Premium
- Multiple, customizable expense policies (category rules, role-based policy exceptions, and auto-approval rules)
- Dynamic expense review chains
- AI-powered compliance audit detection and insights
- Advanced approvals with dynamic Spend Limit approval chains
- Multi-entity (US & International)
- Customizable ERP integrations and HRIS integrations
- VAT documentation
- Group travel and advanced travel rules
- Live budgets
Enterprise
- Unlimited US or global entities
- Local card issuance, collections, reimbursements, and policies
- Named account manager for personalized support
- Admin center
- Fully customizable implementation services
Foundations
- Issue unlimited physical cards to empower teams and stay in control
- Use single-use cards for secure, one-off payments
- Manage subscriptions with recurring virtual cards
- Track project or event spend with multi-use cards
- Create custom rules to ensure receipt collection and set up automated reminders
- Extract receipt data automatically with OCR and save valuable time
- Reimburse and track expenses in one place
- Match receipts instantly to the right spend
- Set up SSO, SAML and connect Spendesk with your company Slack
- Integrate Spendesk with Xero, Quickbooks, Datev and more
- Monitor budgets in real-time
- Scale with multi-entity workflows and reporting
- Connect spend data to your AI assistant with Spendesk AI Connect (MCP)
- Connect your spend data to every system that needs it with Spendesk's open API
- Become a member of CFO Connnect
Brex vs Spendesk FAQ
- Which one is cheaper?
- One or both use custom pricing, so it depends on your specific needs.
- Can I use either one for free?
- Brex has a free plan. Spendesk doesn't — you'll need to pay from day one.
- How do they charge?
- Different approach here. Brex uses per-seat pricing, while Spendesk goes with custom. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. Brex: Brex undercuts on sticker price compared to Ramp and Airbase, especially with a genuinely free tier, but the $12/seat Premium plan signals they're not trying to win on being the budget option forever. This is a land-grab strategy — get startups in free, then monetize as they scale and become harder to rip out. Spendesk: Spendesk plays in the premium, mid-market-to-enterprise spend management space, going after finance teams that need procurement-to-pay depth, not just corporate cards. The custom-quote-only approach signals they're not competing on price transparency or chasing small businesses — they want you talking to sales so they can price to your transaction volume.
Still deciding? See the best Brex alternatives or the best Spendesk alternatives, ranked with verified pricing.
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