Brex vs Tipalti Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
| Brex pricing | Tipalti pricing | |
|---|---|---|
| Starts at | $12/mo | $99/mo |
| Number of plans | 3 | 2 |
| Free plan | — | |
| Free trial | — | — |
| Pricing model | per-seat | hybrid |
Price is one row. To weigh the features too, use our feature comparison template →
Essentials
- Global card acceptance and 1 local card program
- AI-powered custom rules
- Up to two entities (1 global entity)
- Accounting integrations
- Local currency wires
- Travel booking (free on Essentials)
- Real-time reporting
- Brex API access
- Bill pay
- Reimbursements
Premium
- Multiple, customizable expense policies (category rules, role-based policy exceptions, and auto-approval rules)
- Dynamic expense review chains
- AI-powered compliance audit detection and insights
- Advanced approvals with dynamic Spend Limit approval chains
- Multi-entity (US & International)
- Customizable ERP integrations and HRIS integrations
- VAT documentation
- Group travel and advanced travel rules
- Live budgets
Enterprise
- Unlimited US or global entities
- Local card issuance, collections, reimbursements, and policies
- Named account manager for personalized support
- Admin center
- Fully customizable implementation services
Tipalti Accounts Payable
- Transaction pricing per invoice and payments
- Expand to other modules: Procurement, Expenses, Treasury
Tipalti Mass Payments
- Transaction pricing for payments
Brex vs Tipalti FAQ
- Which one is cheaper?
- Brex starts lower at $12/mo, compared to $99/mo for Tipalti.
- Can I use either one for free?
- Brex has a free plan. Tipalti doesn't — you'll need to pay from day one.
- How do they charge?
- Different approach here. Brex uses per-seat pricing, while Tipalti goes with hybrid. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. Brex: Free-to-start puts Brex in the same low-friction bucket as Ramp, aiming squarely at startups and growth-stage companies rather than enterprises with entrenched Concur or SAP contracts. The $12/seat Premium tier is cheap enough to not be a blocker, suggesting Brex makes its real money on card spend and float, not software fees. Tipalti: Tipalti sits mid-to-premium in the AP automation space — pricier out of the gate than tools like BILL, but justified by the global payments and multi-entity infrastructure baked in. They're clearly targeting mid-market to enterprise finance teams with international payout complexity, not small businesses cutting a handful of domestic checks.
Still deciding? See the best Brex alternatives or the best Tipalti alternatives, ranked with verified pricing.
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