Canopy vs Wave Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
Standard
- CRM and client management
- Document management and eSign
- Client portal and secure messaging
- Automated and recurring task workflows
- Invoicing and payments
Plus
Popular- User roles and access controls
- More client intake capacity
- Advanced task views and filters
- Capacity planning and forecasting
- Custom reporting
Premium
- Advanced workflows and automation
- Advanced billing scenarios
- Deep reporting and insights
Enterprise
STARTER
- Create unlimited estimates, invoices, bills, and bookkeeping records
- Option to accept online payments
- Invoice on-the-go with the mobile app
- Manage cash flow and customers in one dashboard
Pro
Popular- Option to accept online payments at a discounted rate
- Auto-import bank transactions
- Auto-merge and categorize bank transactions
- Digitally capture unlimited receipts and track expenses
- Automate late payment reminders
Canopy vs Wave FAQ
- Which one is cheaper?
- Wave is the cheaper option, starting at $19/mo vs $74/mo for Canopy.
- Can I use either one for free?
- Wave has a free plan. Canopy doesn't — you'll need to pay from day one.
- How do they charge?
- Different approach here. Canopy uses per-seat pricing, while Wave goes with flat-rate. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. Canopy: No free trial and no free tier is an aggressive stance in a category where competitors often let you test-drive — Canopy's betting its brand and sales process can close deals without a safety net. Pricing lands mid-to-upper range for per-seat SaaS in this space, so they're not competing on cheap access; they're leaning on being a serious, considered purchase for firms that already know they want it. Wave: Wave undercuts QuickBooks and Xero hard, positioning itself as the budget-friendly entry point for tiny businesses that don't want to pay $30-70/mo for accounting software. The $9.50 promo pricing for the first 3 months is clearly aimed at nudging free-tier users to just try paying before they've fully committed.
Still deciding? See the best Canopy alternatives or the best Wave alternatives, ranked with verified pricing.
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