ChartMogul vs Qonto Pricing (2026)

How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.

ChartMogul Qonto
Starts at $59/mo $9/mo
Number of plans 4 3
Free plan
Free trial
Pricing model usage-based flat-rate

Free

$0/mo
  • Track investor-grade SaaS metrics — free up to $10K MRR
  • Unify lead, trial, and billing data
  • Segment customers and revenue with flexible filters
  • Automate workflows based on subscriber activity

Starter

$59/mo
  • Up to 3 team members
  • Connect 1 billing system (e.g. Stripe)
  • Sync data to your CRM
  • Share updates in Slack

Pro

Popular
$99/mo
  • Unlimited team members
  • Connect multiple billing systems in one view
  • Two-way CRM sync
  • Push data to your warehouse

Enterprise

Custom
  • Power your BI and analytics workflows
  • Get dedicated expert support

Basic

$9/mo
  • Move money fast with a local IBAN & instant SEPA transfers
  • Get paid easily via payment links, Tap to Pay & POS terminals*
  • Enjoy fully compliant e-invoicing
  • Plan for the future with a suite of cash flow management tools

Smart

Popular
$19/mo
  • 5% AER remuneration, then 1.25% after 2 months
  • Make up to 100 transfers/month
  • Delegate bookkeeping via accountant access & integrated tools
  • Manage expenses with 1 sub-account

Premium

$39/mo
  • 5% AER remuneration, then 1.25% after 2 months
  • Make up to 200 transfers/month
  • Access priority support 7 days a week
  • Manage recurring costs, budgets & expenses with 4 sub-accounts

ChartMogul vs Qonto FAQ

Which one is cheaper?
Qonto is the cheaper option, starting at $9/mo vs $59/mo for ChartMogul.
Can I use either one for free?
ChartMogul has a free plan. Qonto doesn't — though they do offer a free trial.
How do they charge?
Different approach here. ChartMogul uses usage-based pricing, while Qonto goes with flat-rate. That changes the math depending on your team size and usage.
Which one is a better deal?
Depends on what you need. ChartMogul: At $59-99/mo for the mid-tiers, ChartMogul undercuts heavier BI/analytics platforms but isn't chasing the rock-bottom free-tool crowd either — it's positioned as the approachable, SaaS-native option for founders who want investor-ready metrics without building a data team. Qonto: Qonto sits in the low-to-mid range for neobank/business account platforms — cheaper than legacy business banking but pricier than pure fintech challengers with free tiers. They're clearly going after SMBs and freelancers who want a bank alternative with some finance-ops tooling, not enterprises needing deep integrations.

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