ChartMogul vs Qonto Pricing (2026)

How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.

ChartMogul Qonto
Starts at $1188/mo $9/mo
Number of plans 2 3
Free plan
Free trial
Pricing model hybrid flat-rate

Price is one row. To weigh the features too, use our feature comparison template →

Pro

Popular
$1188/mo
  • Unlimited team members
  • Connect multiple billing systems in one view
  • Two-way CRM sync
  • Push data to your warehouse
  • Share updates in Slack
  • CRM sources
  • API, MCP, and standard CSV exports
  • Advanced CSV exports

Enterprise

$19900/mo
  • Power your BI and analytics workflows
  • Get dedicated expert support
  • CRM sources
  • API, MCP, and standard CSV exports
  • Advanced CSV exports

Basic

$9/mo
  • Business account with local IBAN
  • 30 transfers/month
  • 1 physical payment card + 2 virtual cards
  • Payment links, Tap to Pay & POS
  • Compliant electronic invoicing
  • 24/7 customer support
  • Qonto AI agent & Claude MCP

Smart

Popular
$19/mo
  • Account remuneration: 5% AER for 2 months, then 1.25% AER
  • 1 sub-account
  • 100 transfers/month
  • 2 physical payment cards + 50 virtual cards
  • Cash-flow tracking & forecasting
  • Accountant access & accounting integrations

Premium

$39/mo
  • Account remuneration: 5% AER for 2 months, then 1.25% AER
  • 4 sub-accounts
  • 200 transfers/month
  • 2 physical payment cards + 50 virtual cards + 50 Instant cards
  • Lower international FX (0.56%)
  • Priority support, 7 days a week
  • Subscription tracking & renewal alerts

ChartMogul vs Qonto FAQ

Which one is cheaper?
Qonto is the cheaper option, starting at $9/mo vs $1188/mo for ChartMogul.
Can I use either one for free?
Neither has a free plan. But ChartMogul and Qonto offer a free trial.
How do they charge?
Different approach here. ChartMogul uses hybrid pricing, while Qonto goes with flat-rate. That changes the math depending on your team size and usage.
Which one is a better deal?
Depends on what you need. ChartMogul: ChartMogul sits mid-to-premium in the subscription analytics space — pricier than scrappy dashboard tools but nowhere near the custom BI stack territory. The sub-$120K ARR free plan is a smart wedge to hook seed-stage startups before they can afford Pro, betting on land-and-expand as they scale. Qonto: At $9-39/month, Qonto sits in the affordable-to-mid range for neobank/business account tools aimed at freelancers, undercutting legacy business banking and positioning against other European neobanks like Revolut Business. They're clearly chasing self-employed and micro-business owners who find traditional bank fees absurd but still want a polished, feature-rich account.

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