ChartMogul vs Zoho Expense Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
| ChartMogul | Zoho Expense | |
|---|---|---|
| Starts at | $1188/mo | $4/mo |
| Number of plans | 2 | 3 |
| Free plan | — | |
| Free trial | ||
| Pricing model | hybrid | per-seat |
Pro
Popular- Unlimited team members
- Connect multiple billing systems in one view
- Two-way CRM sync
- Push data to your warehouse
- Share updates in Slack
- CRM sources
- API, MCP, and standard CSV exports
- Advanced CSV exports
Enterprise
- Power your BI and analytics workflows
- Get dedicated expert support
- CRM sources
- API, MCP, and standard CSV exports
- Advanced CSV exports
Free
- Maximum users: 3
- Receipt capture with AI-powered OCR
- Expense reports
- Expense tracking via personal cards
- Mileage expenses via GPS
- Accounting integrations
- Global tax compliance
- Multi factor authentication
- Multi-currency expenses
- Customer /project tracking
- Basic audit trail
- 5 GB receipt storage
- Email Support
Standard
- Itemized receipt capture with AI-powered OCR
- Corporate card management
- Real-time card feeds
- Multiple expense policies
- Multi-level approval
- Split expenses
- Custom user roles
- Expense access delegation
- Cash advance management
- ACH Payments
- Direct bank reimbursements
- Attendee expense management
- Email & call support
- Single sign-on (SSO)
- ERP and HRMS integrations (Add-on)
Premium
Popular- Employee self-booking tool
- Inbuilt travel desk management tool
- GSA compliant automated per diem management
- Auto mileage capture with live tracking
- Live budget tracking
- Advanced approval management and policy customization
- Advanced customization
- Multi-entity/country expense management
ChartMogul vs Zoho Expense FAQ
- Which one is cheaper?
- Zoho Expense is the cheaper option, starting at $4/mo vs $1188/mo for ChartMogul.
- Can I use either one for free?
- Zoho Expense has a free plan. ChartMogul doesn't — though they do offer a free trial.
- How do they charge?
- Different approach here. ChartMogul uses hybrid pricing, while Zoho Expense goes with per-seat. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. ChartMogul: ChartMogul sits mid-to-premium in the subscription analytics space — pricier than scrappy dashboard tools but nowhere near the custom BI stack territory. The sub-$120K ARR free plan is a smart wedge to hook seed-stage startups before they can afford Pro, betting on land-and-expand as they scale. Zoho Expense: This is budget pricing, full stop — $6/mo tops out cheaper than what most competitors charge for their entry-level paid tier. Zoho's playing the value game here, likely banking on existing Zoho ecosystem customers who want expense management bundled in without paying SAP Concur or Expensify-level prices.
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