Cin7 vs Melio Pricing (2026)

How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.

Cin7 Melio
Starts at $349/mo $25/mo
Number of plans 4 5
Free plan
Free trial
Pricing model flat-rate hybrid

Standard

$349/mo
  • Access for 5 users
  • 2 e-commerce and app integrations (more available for purchase)
  • Sale order volume of 6,000/year
  • Unlimited inventory locations

Pro

Popular
$599/mo
  • Access for 10 users
  • 4 e-commerce and app integrations (more available for purchase)
  • Sale order volume of 24,000/year
  • Material requirements planning

Advanced

$999/mo
  • Access for 15 users
  • 6 e-commerce and app integrations (more available for purchase)
  • Sale order volume of 120,000/year (more available for purchase)
  • Advanced warehouse management

Omni

Custom
  • Access for 8 users
  • 5 e-commerce and app integrations (more available for purchase)
  • Flexible sale order volume
  • Fully customizable

Go

$0/mo
  • 5 free ACH/month
  • Pay by ACH, wire, or check
  • Fast/Instant payments
  • Set auto-pay
  • Pay any bill by card
  • AI bill capture
  • Dedicated bills inbox
  • Pay internationally
  • Free AR & Invoicing
  • Create invoices
  • Get paid by card or bank
  • Create payment links

Core

$25/mo
  • 20 free ACH/month
  • Pay by ACH, wire, or check
  • Fast/Instant payments
  • Set auto-pay
  • Pay any bill by card
  • AI bill capture
  • Dedicated bills inbox
  • Pay internationally
  • QuickBooks Online sync
  • Xero sync
  • Batch payments
  • Custom approval workflows
  • W-9 collection
  • 1099 automation
  • AI assistant
  • Priority chat support
  • Free AR & Invoicing
  • Create invoices
  • Get paid by card or bank
  • Create payment links
  • Create branded invoices

Boost

$55/mo
  • 50 free ACH/month
  • Pay by ACH, wire, or check
  • Fast/Instant payments
  • Set auto-pay
  • Pay any bill by card
  • AI bill capture
  • Dedicated bills inbox
  • Pay internationally
  • QuickBooks Online sync
  • Xero sync
  • Batch payments
  • Custom approval workflows
  • W-9 collection
  • 1099 automation
  • AI assistant
  • Priority chat support
  • Advanced user roles
  • Apply vendor credits
  • QuickBooks Desktop sync
  • Premium phone support
  • Free AR & Invoicing
  • Create invoices
  • Get paid by card or bank
  • Create payment links
  • Create branded invoices

Unlimited

Popular
$80/mo
  • Unlimited free ACH
  • Pay by ACH, wire, or check
  • Fast/Instant payments
  • Set auto-pay
  • Pay any bill by card
  • AI bill capture
  • Dedicated bills inbox
  • Pay internationally
  • QuickBooks Online sync
  • Xero sync
  • Batch payments
  • Custom approval workflows
  • W-9 collection
  • 1099 automation
  • AI assistant
  • Priority chat support
  • Advanced user roles
  • Apply vendor credits
  • QuickBooks Desktop sync
  • Premium phone support
  • Unlimited user seats
  • NetSuite sync
  • Free AR & Invoicing
  • Create invoices
  • Get paid by card or bank
  • Create payment links
  • Create branded invoices

Platinum

Custom
  • Custom transaction fees
  • Preferred card fees
  • Priority payment processing
  • Faster settlement times
  • White-glove account management
  • Discounted exchange rates
  • Custom integrations & API access

Cin7 vs Melio FAQ

Which one is cheaper?
Melio is the cheaper option, starting at $25/mo vs $349/mo for Cin7.
Can I use either one for free?
Melio has a free plan. Cin7 doesn't — though they do offer a free trial.
How do they charge?
Different approach here. Cin7 uses flat-rate pricing, while Melio goes with hybrid. That changes the math depending on your team size and usage.
Which one is a better deal?
Depends on what you need. Cin7: At $349 to $999/mo before you even get to Omni, Cin7 sits firmly in the mid-to-premium range for inventory management platforms — well above lightweight tools like inFlow but positioned to compete with heavier ERP-adjacent players. They're chasing growing SMBs and mid-market brands who've outgrown spreadsheets or entry-level tools but aren't ready for full ERP price tags. Melio: Melio is positioned as the SMB-friendly alternative to heavier AP platforms like Bill.com — cheaper entry point, simpler UX, and a free plan that actually works. They're not chasing enterprise, but the Platinum tier signals they want a piece of high-volume mid-market before those accounts graduate to something like Tipalti.

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