Cin7 vs Melio Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
| Cin7 pricing | Melio pricing | |
|---|---|---|
| Starts at | $349/mo | $25/mo |
| Number of plans | 4 | 5 |
| Free plan | — | |
| Free trial | ||
| Pricing model | hybrid | hybrid |
Price is one row. To weigh the features too, use our feature comparison template →
Standard
- Access for 5 users
- 2 e-commerce and app integrations (more available for purchase)
- Sale order volume of 6,000/year
- Unlimited inventory locations
Pro
Popular- Access for 10 users
- 4 e-commerce and app integrations (more available for purchase)
- Sale order volume of 24,000/year
- Material requirements planning
Advanced
- Access for 15 users
- 6 e-commerce and app integrations (more available for purchase)
- Sale order volume of 120,000/year (more available for purchase)
- Advanced warehouse management
Omni
Go
- 5 free ACH/month
- Pay by ACH, wire, or check
- Fast/Instant payments
- Set auto-pay
- Pay any bill by card
- AI bill capture
- Dedicated bills inbox
- Pay internationally
- Expense management
- 6-month free Xero subscription
- Free AR & Invoicing
- Create invoices
- Get paid by card or bank
- Create payment links
Core
- 20 free ACH/month
- Pay by ACH, wire, or check
- Fast/Instant payments
- Set auto-pay
- Pay any bill by card
- AI bill capture
- Dedicated bills inbox
- Pay internationally
- Expense management
- 6-month free Xero subscription
- QuickBooks Online sync
- Xero sync
- Batch payments
- Custom approval workflows
- W-9 collection
- 1099 automation
- AI assistant
- Priority chat support
- Free AR & Invoicing
- Create invoices
- Get paid by card or bank
- Create payment links
- Create branded invoices
Boost
- 50 free ACH/month
- Pay by ACH, wire, or check
- Fast/Instant payments
- Set auto-pay
- Pay any bill by card
- AI bill capture
- Dedicated bills inbox
- Pay internationally
- Expense management
- 6-month free Xero subscription
- QuickBooks Online sync
- Xero sync
- Batch payments
- Custom approval workflows
- W-9 collection
- 1099 automation
- AI assistant
- Priority chat support
- Advanced user roles
- Apply vendor credits
- QuickBooks Desktop sync
- Premium phone support
- Free AR & Invoicing
- Create invoices
- Get paid by card or bank
- Create payment links
- Create branded invoices
Unlimited
Popular- Unlimited free ACH
- Pay by ACH, wire, or check
- Fast/Instant payments
- Set auto-pay
- Pay any bill by card
- AI bill capture
- Dedicated bills inbox
- Pay internationally
- Expense management
- 6-month free Xero subscription
- QuickBooks Online sync
- Xero sync
- Batch payments
- Custom approval workflows
- W-9 collection
- 1099 automation
- AI assistant
- Priority chat support
- Advanced user roles
- Apply vendor credits
- QuickBooks Desktop sync
- Premium phone support
- Unlimited user seats
- NetSuite sync
- Free AR & Invoicing
- Create invoices
- Get paid by card or bank
- Create payment links
- Create branded invoices
Platinum
- Exclusive for Platinum users:
- Custom transaction fees
- Preferred card fees
- Priority payment processing
- Faster settlement times
- White-glove account management
- Discounted exchange rates
- Custom integrations & API access
Cin7 vs Melio FAQ
- Which one is cheaper?
- Melio is the cheaper option, starting at $25/mo vs $349/mo for Cin7.
- Can I use either one for free?
- Melio has a free plan. Cin7 doesn't — though they do offer a free trial.
- How do they charge?
- Both use a hybrid model, so the comparison is straightforward — it comes down to features and limits at each price point.
- Which one is a better deal?
- Depends on what you need. Cin7: At $349-$1199/mo before you even hit the custom tier, Cin7 sits firmly in the mid-to-premium range for inventory management — priced well above lightweight tools like inFlow but positioned to compete with heavier ERPs like NetSuite for growing omnichannel retailers who need more than basic stock tracking. Melio: Free-to-$80 puts Melio well below dedicated AP automation platforms like Bill.com or Tipalti, which is the whole pitch — they're going after price-sensitive SMBs who'd otherwise cobble together bank bill pay and spreadsheets, not enterprises comparing AP suites feature-for-feature.
Still deciding? See the best Cin7 alternatives or the best Melio alternatives, ranked with verified pricing.
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