Cin7 vs Qonto Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
| Cin7 pricing | Qonto pricing | |
|---|---|---|
| Starts at | $349/mo | $9/mo |
| Number of plans | 4 | 3 |
| Free plan | — | — |
| Free trial | ||
| Pricing model | hybrid | flat-rate |
Price is one row. To weigh the features too, use our feature comparison template →
Standard
- Access for 5 users
- 2 e-commerce and app integrations (more available for purchase)
- Sale order volume of 6,000/year
- Unlimited inventory locations
Pro
Popular- Access for 10 users
- 4 e-commerce and app integrations (more available for purchase)
- Sale order volume of 24,000/year
- Material requirements planning
Advanced
- Access for 15 users
- 6 e-commerce and app integrations (more available for purchase)
- Sale order volume of 120,000/year (more available for purchase)
- Advanced warehouse management
Omni
Basic
- Business account with local IBAN
- 30 transfers/month
- 1 physical payment card + 2 virtual cards
- Payment links, Tap to Pay & POS
- Compliant electronic invoicing
- 24/7 customer support
- Qonto AI agent & Claude MCP
Smart
Popular- Account remuneration: 5% AER for 2 months, then 1.5% AER
- 1 sub-account
- 100 transfers/month
- 2 physical payment cards + 50 virtual cards
- Cash-flow tracking & forecasting
- Accountant access & accounting integrations
Premium
- Account remuneration: 5% AER for 2 months, then 1.5% AER
- 4 sub-accounts
- 200 transfers/month
- 2 physical payment cards + 50 virtual cards + 50 Instant cards
- Lower international FX (0.56%)
- Priority support, 7 days a week
- Subscription tracking & renewal alerts
Cin7 vs Qonto FAQ
- Which one is cheaper?
- Qonto is the cheaper option, starting at $9/mo vs $349/mo for Cin7.
- Can I use either one for free?
- Neither has a free plan. But Cin7 and Qonto offer a free trial.
- How do they charge?
- Different approach here. Cin7 uses hybrid pricing, while Qonto goes with flat-rate. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. Cin7: At $349-$1199/mo before you even hit the custom tier, Cin7 sits firmly in the mid-to-premium range for inventory management — priced well above lightweight tools like inFlow but positioned to compete with heavier ERPs like NetSuite for growing omnichannel retailers who need more than basic stock tracking. Qonto: This sits mid-pack for European neobanks — pricier than bare-bones business account alternatives but cheaper than legacy bank business banking with all its fees. Qonto's clearly chasing SMBs who want a modern interface and fast onboarding without paying enterprise-grade fintech prices.
Still deciding? See the best Cin7 alternatives or the best Qonto alternatives, ranked with verified pricing.
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