Cin7 vs Zoho Expense Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
| Cin7 pricing | Zoho Expense pricing | |
|---|---|---|
| Starts at | $349/mo | $4/mo |
| Number of plans | 4 | 3 |
| Free plan | — | |
| Free trial | ||
| Pricing model | hybrid | per-seat |
Price is one row. To weigh the features too, use our feature comparison template →
Standard
- Access for 5 users
- 2 e-commerce and app integrations (more available for purchase)
- Sale order volume of 6,000/year
- Unlimited inventory locations
Pro
Popular- Access for 10 users
- 4 e-commerce and app integrations (more available for purchase)
- Sale order volume of 24,000/year
- Material requirements planning
Advanced
- Access for 15 users
- 6 e-commerce and app integrations (more available for purchase)
- Sale order volume of 120,000/year (more available for purchase)
- Advanced warehouse management
Omni
Free
- Maximum users: 3
- Receipt capture with AI-powered OCR
- Zoho Prepaid Mastercard® (NEW)
- Expense reports
- Expense tracking via personal cards
- Mileage expenses via GPS
- Accounting integrations
- Global tax compliance
- Multi factor authentication
- Multi-currency expenses
- Customer /project tracking
- Basic audit trail
- 5 GB receipt storage
- Email Support
- Zoho Expense MCP
Standard
- Itemised Receipt capture with AI-powered OCR in 38+ languages
- Corporate card management
- Real-time card feeds for Visa & Mastercard
- Multiple expense policies
- Attendee expense management (NEW)
- Custom user roles
- Expense access delegation
- Cash advance management
- ACH Payments
- Direct bank reimbursements
- Integration with WhatsApp, Slack (NEW)
- Email & call support
- Single sign-on (SSO)
- ERP and HRMS integrations (Add-on)
- Expense Intelligence with Zia AI (NEW)
- Agentic AI expense reporting and Approval
- Ask Zia AI bot
- AI insights dashboard
- AI powered expense Audit- Fraud and Alcohol detection
Premium
Popular- Employee Self-booking with OBT (NEW)
- Access to global inventory (Hotels, flights)
- Guest Booking (NEW)
- Inbuilt travel desk management tool
- GSA compliant automated per diem management
- Auto mileage capture with live tracking
- Live budget tracking
- Advanced approval management and policy customization
- Advanced customization
- Multi-entity/country expense management
- Duty of care
- Visa management automation
- Carbon emission tracking
Cin7 vs Zoho Expense FAQ
- Which one is cheaper?
- Zoho Expense is the cheaper option, starting at $4/mo vs $349/mo for Cin7.
- Can I use either one for free?
- Zoho Expense has a free plan. Cin7 doesn't — though they do offer a free trial.
- How do they charge?
- Different approach here. Cin7 uses hybrid pricing, while Zoho Expense goes with per-seat. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. Cin7: At $349-$1199/mo before you even hit the custom tier, Cin7 sits firmly in the mid-to-premium range for inventory management — priced well above lightweight tools like inFlow but positioned to compete with heavier ERPs like NetSuite for growing omnichannel retailers who need more than basic stock tracking. Zoho Expense: At $4-6/seat, Zoho Expense undercuts most of the expense management category — Expensify, Rydoo, and SAP Concur all run notably higher per-user. They're clearly going after cost-sensitive SMBs and Zoho-ecosystem users rather than trying to win enterprise deals on features alone.
Still deciding? See the best Cin7 alternatives or the best Zoho Expense alternatives, ranked with verified pricing.
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