Datarails vs Mercury Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
| Datarails pricing | Mercury pricing | |
|---|---|---|
| Starts at | Custom | $29/mo |
| Number of plans | 3 | 3 |
| Free plan | — | |
| Free trial | — | — |
| Pricing model | custom | flat-rate |
Price is one row. To weigh the features too, use our feature comparison template →
Professional
- FinanceOS
- Unlimited Dashboards, Reporting & Planning
- 2 Users
- 1 Integration
- Datarails AI Agents
- FinanceOS AI Connector
- Standard Support
Premium
Popular- Everything in Professional
- Spend (Cards, Bill Pay, Contracts)
- 5 Users
- 2 Integrations
- Premium support
Expert
- Everything in Premium
- Cash Management
- Month-End Close
- Receivables
- Desk
- 15 Users + 50 Viewers
- 3 Integrations
- Premium support
Mercury
- Banking
- Sending and receiving money
- Access to Treasury*
- Company cards
- Expense management
- Invoicing
- Bill pay
- Accounting
- Taxes
- Mercury Books
Mercury Plus
- Invoice with ACH debit ($1/transaction)
- Recurring invoices
- Unlimited 1099 tax filings
- $50 off eligible LegalZoom Compliance Plans
- 6 months free Xero + $100 Amazon gift card
Mercury Pro
- Relationship manager
- Invoice with ACH debit ($0/transaction)
- NetSuite categorizations
- Unlimited 1099 tax filings
- $50 off eligible LegalZoom Compliance Plans
- 6 months free Xero + $100 Amazon gift card
Datarails vs Mercury FAQ
- Which one is cheaper?
- One or both use custom pricing, so it depends on your specific needs.
- Can I use either one for free?
- Mercury has a free plan. Datarails doesn't — you'll need to pay from day one.
- How do they charge?
- Different approach here. Datarails uses custom pricing, while Mercury goes with flat-rate. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. Datarails: With no free trial, no free plan, and everything gated behind a sales call, Datarails is clearly not chasing budget-conscious teams or self-serve buyers — this is a mid-market-to-enterprise FP&A play competing with tools like Vena and Planful rather than lightweight spreadsheet add-ons. They're betting that finance leaders want a guided, high-touch buying experience, not a price list. Mercury: Mercury undercuts traditional business banking (which often bundles fees invisibly) by being transparent and cheap at the low end, but Pro at $299/mo positions them as a serious mid-market play competing with treasury and finance-ops tools, not just checking accounts. They're clearly hunting VC-backed startups and scale-ups who'll eventually need Treasury's $250K-balance unlock, not mom-and-pop shops.
Still deciding? See the best Datarails alternatives or the best Mercury alternatives, ranked with verified pricing.
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