GoCardless vs Mollie Pricing (2026)

How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.

GoCardless Mollie
Starts at Custom $20/mo
Number of plans 4 4
Free plan
Free trial
Pricing model usage-based usage-based

Standard

Custom
  • Collect payments
  • Easy payment management
  • International payments
  • Flexible Direct Debit setup
  • 350+ integrations
  • Customisable checkout
  • Security and compliance
  • 24/7 customer support

Advanced

Custom
  • Collect payments
  • Easy payment management
  • International payments
  • Flexible Direct Debit setup
  • 350+ integrations
  • Customisable checkout
  • Security and compliance
  • 24/7 customer support
  • Reduce failed payments
  • Enhanced identity checks

Pro

Custom
  • Collect payments
  • Easy payment management
  • International payments
  • Flexible Direct Debit setup
  • 350+ integrations
  • Customisable checkout
  • Security and compliance
  • 24/7 customer support
  • Reduce failed payments
  • Enhanced identity checks
  • Enhanced fraud protection
  • Challenge chargebacks

Custom

Custom
  • Fully customised package
  • Volume-based discounts
  • Dedicated customer support

Standard pricing

$0/mo
  • Access all features
  • Pay per transaction only
  • Cancel anytime
  • Easy setup

Volume pricing

Custom
  • Dedicated account manager
  • IC++ pricing
  • Volume discounts
  • Multi-product discounts
  • Country-specific rates

Pay as you go

$0/mo
  • Domestic consumer debit & credit cards
  • Other consumer cards
  • American Express
  • All commercial cards

Pro

$20/mo
  • Domestic consumer debit & credit cards
  • Other consumer cards
  • American Express
  • All commercial cards

GoCardless vs Mollie FAQ

Which one is cheaper?
One or both use custom pricing, so it depends on your specific needs.
Can I use either one for free?
Mollie has a free plan. GoCardless doesn't — you'll need to pay from day one.
How do they charge?
Both use a usage-based model, so the comparison is straightforward — it comes down to features and limits at each price point.
Which one is a better deal?
Depends on what you need. GoCardless: GoCardless is positioning as a specialist bank debit alternative to card networks like Stripe, undercutting card processing fees significantly for recurring billing use cases. They're not the cheapest payment processor outright, but they're the premium option within the ACH/BACS/SEPA pull-payment niche — targeting subscription businesses tired of card interchange fees. Mollie: Mollie positions as the accessible, no-commitment option for European SMBs — not the cheapest on per-transaction rates, but the lowest barrier to entry with no monthly minimums. They're going after merchants who'd otherwise default to Stripe or PayPal but want a Europe-first provider with local payment method coverage.

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