Jirav vs Mercury Pricing (2026)

How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.

Jirav Mercury
Starts at $50/mo $35/mo
Number of plans 2 3
Free plan
Free trial
Pricing model flat-rate flat-rate

Controller Essentials

$50/mo
  • Auto-Generated Intelligent Budget
  • 2 Plans
  • 1 Year Forecast Duration
  • Company level or up to 50 Departments

CFO Enterprise

$150/mo
  • Advanced with Drivers, Staffing and Custom Bottoms Up Models
  • 5 Active Scenarios
  • 7 Years Forecast Duration
  • Company Level or up to 50 Departments

Mercury

$0/mo
  • Banking
  • Sending and receiving money
  • Access to Treasury*
  • Company cards
  • Expense management
  • Invoicing
  • Bill pay
  • Accounting
  • Taxes

Mercury Plus

Popular
$35/mo
  • Invoice with ACH debit ($1/transaction)
  • Recurring invoices
  • Invoicing API (500 invoices created/month)
  • Unlimited 1099 tax filings
  • $50 off eligible LegalZoom Compliance Plans
  • 6 months free Xero

Mercury Pro

$299/mo
  • Relationship manager
  • Invoice with ACH debit ($0/transaction)
  • Invoicing API (unlimited invoices created/mo)
  • NetSuite categorizations
  • Unlimited 1099 tax filings
  • $50 off eligible LegalZoom Compliance Plans
  • 6 months free Xero

Jirav vs Mercury FAQ

Which one is cheaper?
Mercury is the cheaper option, starting at $35/mo vs $50/mo for Jirav.
Can I use either one for free?
Mercury has a free plan. Jirav doesn't — you'll need to pay from day one.
How do they charge?
Both use a flat-rate model, so the comparison is straightforward — it comes down to features and limits at each price point.
Which one is a better deal?
Depends on what you need. Mercury: Mercury sits mid-to-premium in the startup banking space — free tier keeps them competitive with Brex and Ramp on customer acquisition, but the $299 Pro tier signals they're chasing more mature, funded companies willing to pay for treasury and yield features rather than staying purely ad-supported-free like some fintech competitors.

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