Jirav vs Relay Pricing (2026)

How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.

Jirav Relay
Starts at $50/mo $30/mo
Number of plans 2 3
Free plan
Free trial
Pricing model flat-rate flat-rate

Controller Essentials

$50/mo
  • Auto-Generated Intelligent Budget
  • 2 Plans
  • 1 Year Forecast Duration
  • Company level or up to 50 Departments

CFO Enterprise

$150/mo
  • Advanced with Drivers, Staffing and Custom Bottoms Up Models
  • 5 Active Scenarios
  • 7 Years Forecast Duration
  • Company Level or up to 50 Departments

Starter

$0/mo
  • 50 credit & debit cards
  • Invoice creation & tracking
  • Accounting integrations
  • Unlimited users
  • 1.11% APY on savings accounts
  • 1% cash back* on credit cards
  • 20 checking accounts
  • Built-in spend controls
  • Receipt upload reminders

Grow

Popular
$30/mo
  • 50 credit & debit cards
  • Invoice creation & tracking
  • Accounting integrations
  • Unlimited users
  • 1.75% APY on savings accounts
  • 1.25% cash back* on credit cards
  • Multi-step approval rules
  • Recurring invoices
  • Bookkeeping automations

Scale

$120/mo
  • 50 credit & debit cards
  • Invoice creation & tracking
  • Accounting integrations
  • Unlimited users
  • 3.00% APY on savings accounts
  • 1.5% cash back* on credit cards
  • 50 checking accounts per business
  • 10 free same-day ACH per month

Jirav vs Relay FAQ

Which one is cheaper?
Relay is the cheaper option, starting at $30/mo vs $50/mo for Jirav.
Can I use either one for free?
Relay has a free plan. Jirav doesn't — you'll need to pay from day one.
How do they charge?
Both use a flat-rate model, so the comparison is straightforward — it comes down to features and limits at each price point.
Which one is a better deal?
Depends on what you need. Relay: Sits in the mid-market range for fintech-banking hybrids — not free-forever like a basic business checking account, but far cheaper than enterprise treasury platforms. They're clearly courting startups and SMBs who've outgrown a plain bank account but aren't ready for enterprise financial ops software.

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