Pilot vs Zoho Invoice Pricing (2026)

How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.

Pilot Zoho Invoice
Starts at $99/mo Custom
Number of plans 3 1
Free plan
Free trial
Pricing model flat-rate flat-rate

Essentials

$99/mo
  • Cash-basis bookkeeping using data from your bank and credit cards
  • Standard chart of accounts
  • Year-end package for your tax preparer
  • Instant AI answers about past transactions and current cash flow, plus run scenarios to plan ahead
  • Support through in-app messaging

Core

Popular
$299/mo
  • US-based bookkeeper who handles, explains, and reviews your books
  • Cash or accrual-basis bookkeeping that pulls from your bank, credit cards, payroll, AP, inventory, and payment platforms
  • Bill management for up to 10 vendor bills per month
  • Custom chart of accounts
  • Reports on the 10th business day
  • Support from your dedicated team in-app, email, and over the phone

Custom

Custom
  • Keep your existing QuickBooks account and historical data
  • Support for complex business structures
  • Custom workflows and reporting
  • Reports on the 6th business day
  • Full accounts receivable
  • Full accounts payable
  • Payroll administration
  • CFO advisory, financial planning, and fundraising support. Connect with your dedicated CFO in-app, by email, phone, or Slack

Zoho Invoice

$0/mo
  • Quotes
  • Recurring invoices
  • Sales receipts
  • Payment reminders
  • Expenses
  • Time tracking
  • Customer portal
  • Business reports
  • Stay tax-compliant
  • AI-powered invoicing

Pilot vs Zoho Invoice FAQ

Which one is cheaper?
One or both use custom pricing, so it depends on your specific needs.
Can I use either one for free?
Zoho Invoice has a free plan. Pilot doesn't — you'll need to pay from day one.
How do they charge?
Both use a flat-rate model, so the comparison is straightforward — it comes down to features and limits at each price point.
Which one is a better deal?
Depends on what you need. Pilot: With no free plan or trial, Pilot isn't competing on accessibility — they're positioning as a premium, done-for-you service aimed at funded startups who'd rather pay a human-backed team than DIY in QuickBooks. The pre-revenue startup discount on Core is a tell: they want high-potential companies locked in early, before they can shop around on price. Zoho Invoice: This is the most aggressive price point in the invoicing category — it undercuts FreshBooks, Wave's paid features, and even most freemium tools by just being fully free. They're explicitly targeting freelancers and small businesses who balk at paying $15-30/mo for invoicing alone.

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