Relay vs ChartMogul Pricing (2026)

How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.

Relay ChartMogul
Starts at $30/mo $1188/mo
Number of plans 3 2
Free plan
Free trial
Pricing model flat-rate hybrid

Starter

$0/mo
  • 50 credit & debit cards
  • Invoice creation & tracking
  • Accounting integrations
  • Unlimited users
  • 1.11% APY on savings accounts
  • 1% cash back* on credit cards
  • 20 checking accounts
  • Built-in spend controls
  • Receipt upload reminders

Grow

Popular
$30/mo
  • 50 credit & debit cards
  • Invoice creation & tracking
  • Accounting integrations
  • Unlimited users
  • 1.75% APY on savings accounts
  • 1.25% cash back* on credit cards
  • Multi-step approval rules
  • Recurring invoices
  • Bookkeeping automations

Scale

$120/mo
  • 50 credit & debit cards
  • Invoice creation & tracking
  • Accounting integrations
  • Unlimited users
  • 3.00% APY on savings accounts
  • 1.5% cash back* on credit cards
  • 50 checking accounts per business
  • 10 free same-day ACH per month

Pro

Popular
$1188/mo
  • Unlimited team members
  • Connect multiple billing systems in one view
  • Two-way CRM sync
  • Push data to your warehouse
  • Share updates in Slack
  • CRM sources
  • API, MCP, and standard CSV exports
  • Advanced CSV exports

Enterprise

$19900/mo
  • Power your BI and analytics workflows
  • Get dedicated expert support
  • CRM sources
  • API, MCP, and standard CSV exports
  • Advanced CSV exports

Relay vs ChartMogul FAQ

Which one is cheaper?
Relay starts lower at $30/mo, compared to $1188/mo for ChartMogul.
Can I use either one for free?
Relay has a free plan. ChartMogul doesn't — though they do offer a free trial.
How do they charge?
Different approach here. Relay uses flat-rate pricing, while ChartMogul goes with hybrid. That changes the math depending on your team size and usage.
Which one is a better deal?
Depends on what you need. Relay: Sits in the mid-market range for fintech-banking hybrids — not free-forever like a basic business checking account, but far cheaper than enterprise treasury platforms. They're clearly courting startups and SMBs who've outgrown a plain bank account but aren't ready for enterprise financial ops software. ChartMogul: ChartMogul sits mid-to-premium in the subscription analytics space — pricier than scrappy dashboard tools but nowhere near the custom BI stack territory. The sub-$120K ARR free plan is a smart wedge to hook seed-stage startups before they can afford Pro, betting on land-and-expand as they scale.

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