Zoho Expense vs ChartMogul Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
| Zoho Expense | ChartMogul | |
|---|---|---|
| Starts at | $4/mo | $1188/mo |
| Number of plans | 3 | 2 |
| Free plan | — | |
| Free trial | ||
| Pricing model | per-seat | hybrid |
Free
- Maximum users: 3
- Receipt capture with AI-powered OCR
- Expense reports
- Expense tracking via personal cards
- Mileage expenses via GPS
- Accounting integrations
- Global tax compliance
- Multi factor authentication
- Multi-currency expenses
- Customer /project tracking
- Basic audit trail
- 5 GB receipt storage
- Email Support
Standard
- Itemized receipt capture with AI-powered OCR
- Corporate card management
- Real-time card feeds
- Multiple expense policies
- Multi-level approval
- Split expenses
- Custom user roles
- Expense access delegation
- Cash advance management
- ACH Payments
- Direct bank reimbursements
- Attendee expense management
- Email & call support
- Single sign-on (SSO)
- ERP and HRMS integrations (Add-on)
Premium
Popular- Employee self-booking tool
- Inbuilt travel desk management tool
- GSA compliant automated per diem management
- Auto mileage capture with live tracking
- Live budget tracking
- Advanced approval management and policy customization
- Advanced customization
- Multi-entity/country expense management
Pro
Popular- Unlimited team members
- Connect multiple billing systems in one view
- Two-way CRM sync
- Push data to your warehouse
- Share updates in Slack
- CRM sources
- API, MCP, and standard CSV exports
- Advanced CSV exports
Enterprise
- Power your BI and analytics workflows
- Get dedicated expert support
- CRM sources
- API, MCP, and standard CSV exports
- Advanced CSV exports
Zoho Expense vs ChartMogul FAQ
- Which one is cheaper?
- Zoho Expense starts lower at $4/mo, compared to $1188/mo for ChartMogul.
- Can I use either one for free?
- Zoho Expense has a free plan. ChartMogul doesn't — though they do offer a free trial.
- How do they charge?
- Different approach here. Zoho Expense uses per-seat pricing, while ChartMogul goes with hybrid. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. Zoho Expense: This is budget pricing, full stop — $6/mo tops out cheaper than what most competitors charge for their entry-level paid tier. Zoho's playing the value game here, likely banking on existing Zoho ecosystem customers who want expense management bundled in without paying SAP Concur or Expensify-level prices. ChartMogul: ChartMogul sits mid-to-premium in the subscription analytics space — pricier than scrappy dashboard tools but nowhere near the custom BI stack territory. The sub-$120K ARR free plan is a smart wedge to hook seed-stage startups before they can afford Pro, betting on land-and-expand as they scale.
Still deciding? See the best Zoho Expense alternatives or the best ChartMogul alternatives, ranked with verified pricing.
Keep tabs on both.
We'll monitor pricing changes for Zoho Expense and ChartMogul and let you know when something moves. See how competitor pricing monitoring works.