Zoho Expense vs ChartMogul Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
| Zoho Expense pricing | ChartMogul pricing | |
|---|---|---|
| Starts at | $4/mo | $57/mo |
| Number of plans | 3 | 4 |
| Free plan | ||
| Free trial | ||
| Pricing model | per-seat | hybrid |
Price is one row. To weigh the features too, use our feature comparison template →
Free
- Maximum users: 3
- Receipt capture with AI-powered OCR
- Zoho Prepaid Mastercard® (NEW)
- Expense reports
- Expense tracking via personal cards
- Mileage expenses via GPS
- Accounting integrations
- Global tax compliance
- Multi factor authentication
- Multi-currency expenses
- Customer /project tracking
- Basic audit trail
- 5 GB receipt storage
- Email Support
- Zoho Expense MCP
Standard
- Itemised Receipt capture with AI-powered OCR in 38+ languages
- Corporate card management
- Real-time card feeds for Visa & Mastercard
- Multiple expense policies
- Attendee expense management (NEW)
- Custom user roles
- Expense access delegation
- Cash advance management
- ACH Payments
- Direct bank reimbursements
- Integration with WhatsApp, Slack (NEW)
- Email & call support
- Single sign-on (SSO)
- ERP and HRMS integrations (Add-on)
- Expense Intelligence with Zia AI (NEW)
- Agentic AI expense reporting and Approval
- Ask Zia AI bot
- AI insights dashboard
- AI powered expense Audit- Fraud and Alcohol detection
Premium
Popular- Employee Self-booking with OBT (NEW)
- Access to global inventory (Hotels, flights)
- Guest Booking (NEW)
- Inbuilt travel desk management tool
- GSA compliant automated per diem management
- Auto mileage capture with live tracking
- Live budget tracking
- Advanced approval management and policy customization
- Advanced customization
- Multi-entity/country expense management
- Duty of care
- Visa management automation
- Carbon emission tracking
Free
- Track investor-grade SaaS metrics
- Unify lead, trial, and billing data
- Segment customers and revenue with flexible filters
- Automate workflows based on subscriber activity
Starter
- Up to 3 team members
- Connect 1 billing system (e.g. Stripe) plus 2 custom or third-party sources
- Sync data to your CRM
- Share updates in Slack
Pro
Popular- Unlimited team members
- Connect multiple billing systems in one view
- Two-way CRM sync
- Push data to your warehouse
Enterprise
- Power your BI and analytics workflows
- Get dedicated expert support
Zoho Expense vs ChartMogul FAQ
- Which one is cheaper?
- Zoho Expense starts lower at $4/mo, compared to $57/mo for ChartMogul.
- Can I use either one for free?
- Both offer free plans, so you can try each without paying. Start with whichever fits your workflow better and upgrade when you hit the limits.
- How do they charge?
- Different approach here. Zoho Expense uses per-seat pricing, while ChartMogul goes with hybrid. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. Zoho Expense: At $4-6/seat, Zoho Expense undercuts most of the expense management category — Expensify, Rydoo, and SAP Concur all run notably higher per-user. They're clearly going after cost-sensitive SMBs and Zoho-ecosystem users rather than trying to win enterprise deals on features alone. ChartMogul: Starting at $57/mo (with annual billing toggled on) puts them mid-market in subscription analytics, well above a spreadsheet and the free tiers of Stripe's built-in reporting, but a long way from enterprise BI pricing. The $50/mo Startup Program discount for 12 months is a pointed move to win early-stage founders before competitors like Baremetrics or ProfitWell lock them in.
Still deciding? See the best Zoho Expense alternatives or the best ChartMogul alternatives, ranked with verified pricing.
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