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PayHOA pricing teardown

https://www.payhoa.com/pricing

PayHOA runs a single-plan, unit-count-based pricing model that scales price with community size rather than offering distinct feature tiers — essentially one all-inclusive plan with a usage-based slider. This is unusually transparent for a niche B2B vertical (full pricing table, no 'contact sales'), but the lack of tiering means there's no upsell path or feature differentiation, and the toggle between 'Self-Managed' and 'Management Company' audiences isn't reflected in the visible pricing data.

Tier structure

Self-Managed

$54/mo (0-25 units), scaling to $0.55/unit/mo above 500 units ($275 min)

Value metric

usage-based, priced by number of HOA units under management

How limits scale

Monthly price (billed yearly) $49 (0-25 units) $59 (26-50) $99 (51-100) $169 (151-200) $249 (401-500)
Homeowners/units Unlimited across all bands
Admin roles & custom fields Unlimited on the single plan

Escalation logic

There is no good-better-best tier ladder — every customer gets the same full feature set, and price simply scales up with a unit-count selector (9 bands from 0-25 units up to 500+ at a flat per-unit rate).

Psychological anchors

  • Annual discount toggle — Monthly/Yearly switch advertises 'Save 10%' and shows both prices (e.g., $54/mo vs $49/mo billed yearly).
  • Usage-based slider as anchor — Dropdown for unit count re-prices the single plan live, letting small HOAs see a low $49 entry point while larger ones see the cost scale transparently.
  • Free trial with no credit card — '30-day free trial, no credit card required, cancel anytime' repeated at top and bottom reduces signup friction and anchors trust.
  • All-inclusive feature framing — Feature/fee table shows nearly everything as 'Unlimited' regardless of plan, reinforcing the one-plan value story instead of feature-gating.

What this page is optimizing for

Self-serve conversion — prices are fully visible, the trial requires no card, and the unit-count selector lets prospects self-quote instantly without a sales call.

Red flags

  • Only one real plan exists, so there's no upgrade/expansion mechanism beyond adding more units, limiting expansion revenue from feature upsells.
  • The 'Management Company' toggle is shown but its distinct pricing isn't visible in the data provided, leaving that audience's costs unclear.
  • À la carte fees (ACH $2.45, card 3.5%+$0.50, USPS mailing, bookkeeping add-ons) are buried in a separate features/fees table rather than integrated into the main pricing view, risking sticker shock later.
  • No highlighted/recommended tier or decoy pricing since there's only one plan, reducing psychological upsell pull.

Best-practices scorecard

What works · 4

  • Visible prices — Full price table by unit-count band is shown directly on the page with no gating.
  • Annual discount offered — Monthly/Yearly toggle clearly shows a 10% savings with updated numbers.
  • Value metric matches usage — Pricing by number of units is a natural, easy-to-understand metric for HOA software.
  • FAQ or objection handling — Detailed FAQ covers migration, limits, security, billing, and cancellation.

Half measures · 2

  • Trust signals present — Mentions bank-level encryption and 'thousands of communities trust PayHOA' but no logos, testimonials, or review scores visible on this page.
  • Clear CTAs per tier — Single consistent 'Start 30-day free trial' CTA is clear but repetitive since there's only one plan to act on.

What's missing · 2

  • Clear recommended tier — Single-plan structure means there's nothing to recommend or contrast against.
  • Tier differences are scannable — There are no tiers to compare — the only variable is unit count, so there's nothing to scan feature-by-feature.