Airwallex vs ChartMogul Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
| Airwallex | ChartMogul | |
|---|---|---|
| Starts at | $12/mo | $59/mo |
| Number of plans | 3 | 4 |
| Free plan | ||
| Free trial | — | |
| Pricing model | per-seat | usage-based |
Explore
- Open multiple accounts per entity
- Collect and hold in 20+ currencies
- Free batch transfers to 120+ countries
- Access to interbank FX rates
- Earn 3.21% on USD with Yield*
- Unlimited multi-currency corporate cards with zero international fees²
- Up to 2% cash rebates on local USD spend⁴
- Advanced card controls to limit spend and freeze/cancel cards
- Expense management, reimbursement, and spend requests
- Domestic and international bill pay with AI coding
- Batched Bill Payments
- Accounting hub for accountants (Coming soon)
- AI receipt matching with email forwarding and bulk uploading
- Online card and local payment method acceptance globally
- Like-for-like settlement in 20+ currencies
- Optimize 360 for AI payment optimization and fraud prevention
- Custom payment integration paths
- Create and send invoices globally
- Manage simple and hybrid multi-frequency subscription pricing models
- Bill customers based on actual usage
- Sync bank feeds, expenses, and bills with Xero and QuickBooks
Grow
- Earn 3.36% on USD with Yield*
- Late submission policies and automatic card freezing rules
- Credit line for corporate cards (Coming soon)
- Customizable, multi-conditional approvals
- Advanced rules-based automation for expenses
- Track planned budgets vs. actuals (Coming soon)
- AI expense policy agent
- Rules-based automation for bills
- Approval workflows for vendors
- Remittance advice for bills
- Sync bank feeds, expenses, and bills with Netsuite and Dynamics 365 Business Central
- HRIS platform integrations
- Single sign-on (Coming soon)
Accelerate
- Earn 3.48% on USD with Yield*
- Purchase orders and requests
- 3-way matching for goods receipts and invoices powered by AI
- Custom direct Spend API integration with ERP
- Centralized management of finances across global entities³ (up to 3 entities)
- Dedicated account manager
- Onboarding support
Free
- Track investor-grade SaaS metrics — free up to $10K MRR
- Unify lead, trial, and billing data
- Segment customers and revenue with flexible filters
- Automate workflows based on subscriber activity
Starter
- Up to 3 team members
- Connect 1 billing system (e.g. Stripe)
- Sync data to your CRM
- Share updates in Slack
Pro
Popular- Unlimited team members
- Connect multiple billing systems in one view
- Two-way CRM sync
- Push data to your warehouse
Enterprise
- Power your BI and analytics workflows
- Get dedicated expert support
Airwallex vs ChartMogul FAQ
- Which one is cheaper?
- Airwallex starts lower at $12/mo, compared to $59/mo for ChartMogul.
- Can I use either one for free?
- Both offer free plans, so you can try each without paying. Start with whichever fits your workflow better and upgrade when you hit the limits.
- How do they charge?
- Different approach here. Airwallex uses per-seat pricing, while ChartMogul goes with usage-based. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. Airwallex: Airwallex sits in the middle-to-value zone compared to legacy banking and enterprise treasury platforms — cheap enough to start free, but the real spend shows up in transaction fees once you're moving real money. They're chasing global-first SMBs and scaling startups who'd otherwise get nickel-and-dimed by traditional banks on FX spreads. ChartMogul: At $59-99/mo for the mid-tiers, ChartMogul undercuts heavier BI/analytics platforms but isn't chasing the rock-bottom free-tool crowd either — it's positioned as the approachable, SaaS-native option for founders who want investor-ready metrics without building a data team.
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