Bill.com vs Zoho Expense Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
| Bill.com | Zoho Expense | |
|---|---|---|
| Starts at | Custom | $4/mo |
| Number of plans | 0 | 3 |
| Free plan | — | |
| Free trial | — | |
| Pricing model | N/A | per-seat |
FREE
- Maximum users: 3
- Expense reports
- Expense tracking via personal cards
- Mileage expenses via GPS
- Accounting integrations
- Global tax compliance
- Multi factor authentication
- Multi-currency expenses
- Customer /project tracking
- Basic audit trail
- 5 GB receipt storage
- 20 Receipt Autoscans
- Email Support
STANDARD
- Corporate card management
- Real-time card feeds
- Multiple expense policies
- Multi-level approval
- Split expenses
- Custom user roles
- Expense access delegation
- Cash advance management
- ACH Payments
- Direct bank reimbursements
- Attendee expense management
- 20 Autoscan per user
- Email & call support
- Single sign-on (SSO)
- ERP and HRMS integrations (Add-on)
PREMIUM
Popular- Online travel booking tool
- Inbuilt travel desk management tool
- GSA compliant automated per diem management
- Auto mileage capture with live tracking
- Live budget tracking
- Itemized receipt Autoscan
- Advanced approval management and policy customization
- Advanced customization
- Multi-entity/country expense management
Bill.com vs Zoho Expense FAQ
- Which one is cheaper?
- One or both use custom pricing, so it depends on your specific needs.
- Can I use either one for free?
- Zoho Expense has a free plan. Bill.com doesn't — you'll need to pay from day one.
- How do they charge?
- Check each product's pricing page for the latest details on how billing works.
- Which one is a better deal?
- Depends on what you need. Zoho Expense: Zoho is playing the aggressive value card here — $4–$6/seat undercuts most dedicated expense tools like Expensify or Concur by a meaningful margin. They're going after cost-conscious SMBs and teams already in the Zoho ecosystem who want to avoid paying a premium for a standalone tool.
Keep tabs on both.
We'll monitor pricing changes for Bill.com and Zoho Expense and let you know when something moves.