Brex vs Pleo Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
Essentials
- Global card acceptance and 1 local card program
- AI-powered custom rules
- Up to two entities (1 global entity)
- Accounting integrations
- Local currency wires
- Travel booking (free on Essentials)
- Real-time reporting
- Brex API access
- Bill pay
- Reimbursements
Premium
- Multiple, customizable expense policies (category rules, role-based policy exceptions, and auto-approval rules)
- Dynamic expense review chains
- AI-powered compliance audit detection and insights
- Advanced approvals with dynamic Spend Limit approval chains
- Multi-entity (US & International)
- Customizable ERP integrations and HRIS integrations
- VAT documentation
- Group travel and advanced travel rules
- Live budgets
Enterprise
- Unlimited US or global entities
- Local card issuance, collections, reimbursements, and policies
- Named account manager for personalized support
- Admin center
- Fully customizable implementation services
Starter
- Physical and virtual cards
- Accounts payable
- Real-time expense tracking
- Automated expense reports
- Accounting system integrations
- Chat support
- 1 vendor card
- Credit limit up to GBP 5,000*
Essential
- Reimbursements
- Mileage
- AI-powered spend guidelines
- Flexible card limits
- Up to 25 vendor cards
- Approval workflows
- Recurring vendor tracking
- Credit limit up to GBP 20,000*
Advanced
- Cashback*
- Advanced card controls
- Up to 100 vendor cards
- Budgets
- HRIS integrations
- Advanced approval workflows
- Credit limit up to GBP 250,000*
Business
- Multi-entity management
- Premium integrations**
- AI-powered expense review
- Advanced vendor management
- Cash management
- Spending insights
- Assisted onboarding
- Credit limit up to GBP 500,000*
Brex vs Pleo FAQ
- Which one is cheaper?
- Pleo is the cheaper option, starting at $9/mo vs $12/mo for Brex.
- Can I use either one for free?
- Brex has a free plan. Pleo doesn't — though they do offer a free trial.
- How do they charge?
- Different approach here. Brex uses per-seat pricing, while Pleo goes with hybrid. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. Brex: Brex undercuts on sticker price compared to Ramp and Airbase, especially with a genuinely free tier, but the $12/seat Premium plan signals they're not trying to win on being the budget option forever. This is a land-grab strategy — get startups in free, then monetize as they scale and become harder to rip out. Pleo: Pleo sits mid-market — not the budget expense tool, not quite the enterprise-grade Brex/Ramp competitor either, especially with VAT excluded and the top tier hidden behind 'contact us' pricing. They're clearly chasing European SMBs and scale-ups who've outgrown spreadsheets but aren't ready for a heavyweight finance stack.
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