ChartMogul vs Expensify Pricing (2026)

How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.

ChartMogul Expensify
Starts at $1188/mo $5/mo
Number of plans 2 2
Free plan
Free trial
Pricing model hybrid per-seat

Pro

Popular
$1188/mo
  • Unlimited team members
  • Connect multiple billing systems in one view
  • Two-way CRM sync
  • Push data to your warehouse
  • Share updates in Slack
  • CRM sources
  • API, MCP, and standard CSV exports
  • Advanced CSV exports

Enterprise

$19900/mo
  • Power your BI and analytics workflows
  • Get dedicated expert support
  • CRM sources
  • API, MCP, and standard CSV exports
  • Advanced CSV exports

Collect

Popular
$5/mo
  • Receipt scanning
  • Reimbursements
  • Corporate card management
  • Expense and travel approvals
  • Travel booking and rules
  • QuickBooks/Xero integrations
  • Chat on expenses, reports, and rooms
  • AI and human support
  • Unlimited SmartScans
  • Distance tracking
  • Expense approvals
  • Third-party card feeds and reconciliation
  • Expense categories and tags
  • ACH reimbursement
  • QuickBooks Online and Xero
  • Delegated access
  • In-product reporting
  • NetSuite, Sage Intacct, and QuickBooks Desktop
  • Certinia, Workday, Gusto and Zenefits
  • Multiple expense approvers
  • SAML/SSO
  • Admin-enforced controls
  • Custom insights and reporting
  • Budgeting
  • Unlimited cards
  • Smart Limits
  • Up to 2% cash back*
  • Virtual cards
  • Save up to 50% on Expensify
  • Unlimited travel bookings
  • Flights, hotels, cars, and rail
  • Customizable travel rules
  • Unlimited group policies
  • Integrated with expense rules
  • Trip approvals
  • 24/7 travel support line
  • Travel reporting
  • 24/7 realtime chat with humans
  • AI-driven alerts
  • Account executive
  • Account manager
  • Quarterly business reviews
  • Expense and report-level commenting
  • Customized chat rooms
  • Employee DMs
  • Detailed audit history
  • Invoice/bill scanning
  • Digital address for processing
  • Automated payments
  • Invoice chat rooms for collaboration

Control

Custom
  • Multiple approval flows
  • Custom expense rules
  • ERP integration (NetSuite, Sage Intacct)
  • HR integrations with Workday/Certinia
  • SAML/SSO
  • Custom insights and reporting
  • Budgeting
  • Unlimited SmartScans
  • Distance tracking
  • Expense approvals
  • Third-party card feeds and reconciliation
  • Expense categories and tags
  • ACH reimbursement
  • QuickBooks Online and Xero
  • Delegated access
  • In-product reporting
  • NetSuite, Sage Intacct, and QuickBooks Desktop
  • Certinia, Workday, Gusto and Zenefits
  • Multiple expense approvers
  • Admin-enforced controls
  • Unlimited cards
  • Smart Limits
  • Up to 2% cash back*
  • Virtual cards
  • Save up to 50% on Expensify
  • Unlimited travel bookings
  • Flights, hotels, cars, and rail
  • Customizable travel rules
  • Unlimited group policies
  • Integrated with expense rules
  • Trip approvals
  • 24/7 travel support line
  • Travel reporting
  • 24/7 realtime chat with humans
  • AI-driven alerts
  • Account executive
  • Account manager
  • Quarterly business reviews
  • Expense and report-level commenting
  • Customized chat rooms
  • Employee DMs
  • Detailed audit history
  • Invoice/bill scanning
  • Digital address for processing
  • Automated payments
  • Invoice chat rooms for collaboration

ChartMogul vs Expensify FAQ

Which one is cheaper?
Expensify is the cheaper option, starting at $5/mo vs $1188/mo for ChartMogul.
Can I use either one for free?
Expensify has a free plan. ChartMogul doesn't — though they do offer a free trial.
How do they charge?
Different approach here. ChartMogul uses hybrid pricing, while Expensify goes with per-seat. That changes the math depending on your team size and usage.
Which one is a better deal?
Depends on what you need. ChartMogul: ChartMogul sits mid-to-premium in the subscription analytics space — pricier than scrappy dashboard tools but nowhere near the custom BI stack territory. The sub-$120K ARR free plan is a smart wedge to hook seed-stage startups before they can afford Pro, betting on land-and-expand as they scale. Expensify: At $5-9 per active user, they're undercutting Concur and Certinia significantly while sitting in the same ballpark as Ramp and Brex — but those are card-first products. Expensify is going after mid-market finance teams that want a dedicated expense tool without enterprise pricing.

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