Expensify vs Melio Pricing (2026)

Price is one row. To weigh the features too, use our feature comparison template →

Which one is cheaper?

Expensify starts lower at $5/mo, compared to $25/mo for Melio.

Can I use either one for free?

Both offer free plans, so you can try each without paying. Start with whichever fits your workflow better and upgrade when you hit the limits.

How do they charge?

Different approach here. Expensify uses per-seat pricing, while Melio goes with hybrid. That changes the math depending on your team size and usage.

Which one is a better deal?

Depends on what you need. Expensify: At $5-9 per active user, they're undercutting Concur and Certinia significantly while sitting in the same ballpark as Ramp and Brex — but those are card-first products. Expensify is going after mid-market finance teams that want a dedicated expense tool without enterprise pricing. Melio: Free-to-$80 puts Melio well below dedicated AP automation platforms like Bill.com or Tipalti, which is the whole pitch — they're going after price-sensitive SMBs who'd otherwise cobble together bank bill pay and spreadsheets, not enterprises comparing AP suites feature-for-feature.

Still deciding? See the best Expensify alternatives or the best Melio alternatives, ranked with verified pricing.