Expensify vs Zoho Expense Pricing (2026)

Which one is cheaper?

Zoho Expense is the cheaper option, starting at $4/mo vs $5/mo for Expensify.

Can I use either one for free?

Both offer free plans, so you can try each without paying. Start with whichever fits your workflow better and upgrade when you hit the limits.

How do they charge?

Both use a per-seat model, so the comparison is straightforward — it comes down to features and limits at each price point.

Which one is a better deal?

Depends on what you need. Expensify: At $5-9 per active user, they're undercutting Concur and Certinia significantly while sitting in the same ballpark as Ramp and Brex — but those are card-first products. Expensify is going after mid-market finance teams that want a dedicated expense tool without enterprise pricing. Zoho Expense: Zoho is playing the aggressive value card here — $4–$6/seat undercuts most dedicated expense tools like Expensify or Concur by a meaningful margin. They're going after cost-conscious SMBs and teams already in the Zoho ecosystem who want to avoid paying a premium for a standalone tool.

Still deciding? See the best Expensify alternatives or the best Zoho Expense alternatives, ranked with verified pricing.