Expensify vs Zoho Inventory Pricing (2026)

How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.

Expensify Zoho Inventory
Starts at $5/mo $29/mo
Number of plans 2 5
Free plan
Free trial
Pricing model per-seat flat-rate

Collect

Popular
$5/mo
  • Receipt scanning
  • Reimbursements
  • Corporate card management
  • Expense and travel approvals
  • Travel booking and rules
  • QuickBooks/Xero integrations
  • Chat on expenses, reports, and rooms
  • AI and human support
  • Unlimited SmartScans
  • Distance tracking
  • Expense approvals
  • Third-party card feeds and reconciliation
  • Expense categories and tags
  • ACH reimbursement
  • QuickBooks Online and Xero
  • Delegated access
  • In-product reporting
  • NetSuite, Sage Intacct, and QuickBooks Desktop
  • Certinia, Workday, Gusto and Zenefits
  • Multiple expense approvers
  • SAML/SSO
  • Admin-enforced controls
  • Custom insights and reporting
  • Budgeting
  • Unlimited cards
  • Smart Limits
  • Up to 2% cash back*
  • Virtual cards
  • Save up to 50% on Expensify
  • Unlimited travel bookings
  • Flights, hotels, cars, and rail
  • Customizable travel rules
  • Unlimited group policies
  • Integrated with expense rules
  • Trip approvals
  • 24/7 travel support line
  • Travel reporting
  • 24/7 realtime chat with humans
  • AI-driven alerts
  • Account executive
  • Account manager
  • Quarterly business reviews
  • Expense and report-level commenting
  • Customized chat rooms
  • Employee DMs
  • Detailed audit history
  • Invoice/bill scanning
  • Digital address for processing
  • Automated payments
  • Invoice chat rooms for collaboration

Control

Custom
  • Multiple approval flows
  • Custom expense rules
  • ERP integration (NetSuite, Sage Intacct)
  • HR integrations with Workday/Certinia
  • SAML/SSO
  • Custom insights and reporting
  • Budgeting
  • Unlimited SmartScans
  • Distance tracking
  • Expense approvals
  • Third-party card feeds and reconciliation
  • Expense categories and tags
  • ACH reimbursement
  • QuickBooks Online and Xero
  • Delegated access
  • In-product reporting
  • NetSuite, Sage Intacct, and QuickBooks Desktop
  • Certinia, Workday, Gusto and Zenefits
  • Multiple expense approvers
  • Admin-enforced controls
  • Unlimited cards
  • Smart Limits
  • Up to 2% cash back*
  • Virtual cards
  • Save up to 50% on Expensify
  • Unlimited travel bookings
  • Flights, hotels, cars, and rail
  • Customizable travel rules
  • Unlimited group policies
  • Integrated with expense rules
  • Trip approvals
  • 24/7 travel support line
  • Travel reporting
  • 24/7 realtime chat with humans
  • AI-driven alerts
  • Account executive
  • Account manager
  • Quarterly business reviews
  • Expense and report-level commenting
  • Customized chat rooms
  • Employee DMs
  • Detailed audit history
  • Invoice/bill scanning
  • Digital address for processing
  • Automated payments
  • Invoice chat rooms for collaboration

STANDARD

$29/mo
  • 500 orders / month
  • 3 users
  • 2 locations
  • Composite items
  • Dropshipment
  • Backordering
  • Customer portal

PREMIUM

$79/mo
  • 3000 orders / month
  • 5 users
  • 4 locations
  • 500 bins / location
  • Contextual chat
  • UoM conversion
  • Customization & Automation
  • Barcode generation
  • Stock counting
  • Profit margin
  • Serial number tracking
  • Batch tracking
  • Vendor portal

PLUS

Popular
$129/mo
  • 7500 orders / month
  • 10 users
  • 6 locations
  • 500 bins / location
  • Online Store Builder
  • WhatsApp Commerce
  • Smart Product Recommendations
  • Built-in marketing tools
  • Abandoned cart recovery
  • Loyalty and coupon management

ENTERPRISE

$249/mo
  • 15000 orders / month
  • 10 users
  • 10 locations
  • 5000 bins / location
  • Zoho Analytics
  • Multi-currency transactions for each contact

Free plan

$0/mo
  • 50 orders
  • 1 user
  • 1 location
  • Composite items
  • Dropshipment
  • Backordering

Expensify vs Zoho Inventory FAQ

Which one is cheaper?
Expensify starts lower at $5/mo, compared to $29/mo for Zoho Inventory.
Can I use either one for free?
Both offer free plans, so you can try each without paying. Start with whichever fits your workflow better and upgrade when you hit the limits.
How do they charge?
Different approach here. Expensify uses per-seat pricing, while Zoho Inventory goes with flat-rate. That changes the math depending on your team size and usage.
Which one is a better deal?
Depends on what you need. Expensify: At $5-9 per active user, they're undercutting Concur and Certinia significantly while sitting in the same ballpark as Ramp and Brex — but those are card-first products. Expensify is going after mid-market finance teams that want a dedicated expense tool without enterprise pricing. Zoho Inventory: Zoho sits firmly in the budget-to-mid-market band, undercutting Cin7 and Fishbowl significantly while offering more native integrations than most tools at this price. They're clearly hunting QuickBooks Commerce refugees and small manufacturers who can't justify $500+/mo for a full ERP.

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