Invoice Ninja vs Pilot Pricing (2026)

How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.

Invoice Ninja Pilot
Starts at $14/mo $99/mo
Number of plans 4 3
Free plan
Free trial
Pricing model hybrid flat-rate

Free

$0/mo
  • 5 Clients + Unlimited Invoicing
  • 4 Professional Invoice Templates
  • Brand Invoices with Your Logo
  • Accept Payments Online with a Click
  • Auto-Billing & Recurring Invoices
  • Product & Inventory Management
  • Create Projects & Track Billable Time
  • Kanban Boards for Projects
  • Setup Vendors & Track Expenses
  • Client-Side Invoice & Payment Portal
  • Accept Deposits & Partial Payments
  • Real-time Invoice PDF Preview
  • Automatic Currency Conversions

Ninja Pro

Popular
$14/mo
  • Unlimited Clients & Invoices
  • Remove "Created by Invoice Ninja"
  • Email via Gmail, MSN & custom SMTP
  • Branded URL: YourSite.invoicing.co
  • 11 Professional Invoice Templates
  • Fully Customize Invoice Designs
  • API Integration with 3rd Party Apps
  • Auto Late-Payment Reminder Emails
  • Reports: Invoices, Expenses, P&L
  • Bulk Email Invoices & Quotes
  • Interlink 10 Companies with 1 Login
  • Auto Sales Tax Calculation (US States)
  • Client Group Settings

Enterprise

$18/mo
  • Add Account Users (up to 100!)
  • Set Access Permissions per User
  • Attach Files to Emails & Client Portal
  • Branded Portal: Billing.YourCompany.com
  • Bank Account Sync (Yodlee / GoCardless)
  • e-Invoicing & PEPPOL Network Access
  • 250 PEPPOL credits included
  • Lock Documents Until After Payment
  • Client & Vendor Document Upload

Premium Business

Custom
  • Developer Concierge
  • Direct Priority Support
  • Invoice Design Service
  • Feature Request Priority
  • Data Migration Assistance
  • Custom Reports Built for You

Essentials

$99/mo
  • Cash-basis bookkeeping using data from your bank and credit cards
  • Standard chart of accounts
  • Year-end package for your tax preparer
  • Instant AI answers about past transactions and current cash flow, plus run scenarios to plan ahead
  • Support through in-app messaging

Core

Popular
$299/mo
  • US-based bookkeeper who handles, explains, and reviews your books
  • Cash or accrual-basis bookkeeping that pulls from your bank, credit cards, payroll, AP, inventory, and payment platforms
  • Bill management for up to 10 vendor bills per month
  • Custom chart of accounts
  • Reports on the 10th business day
  • Support from your dedicated team in-app, email, and over the phone

Custom

Custom
  • Keep your existing QuickBooks account and historical data
  • Support for complex business structures
  • Custom workflows and reporting
  • Reports on the 6th business day
  • Full accounts receivable
  • Full accounts payable
  • Payroll administration
  • CFO advisory, financial planning, and fundraising support. Connect with your dedicated CFO in-app, by email, phone, or Slack

Invoice Ninja vs Pilot FAQ

Which one is cheaper?
Invoice Ninja starts lower at $14/mo, compared to $99/mo for Pilot.
Can I use either one for free?
Invoice Ninja has a free plan. Pilot doesn't — you'll need to pay from day one.
How do they charge?
Different approach here. Invoice Ninja uses hybrid pricing, while Pilot goes with flat-rate. That changes the math depending on your team size and usage.
Which one is a better deal?
Depends on what you need. Invoice Ninja: At $14-18/mo entry pricing with a genuinely usable free tier, Invoice Ninja undercuts most invoicing/accounting SaaS competitors that charge $25-50/mo just to get started. They're clearly playing the budget-conscious freelancer and small-agency card, not chasing enterprise accounts that want white-glove service — though the custom Premium tier is a hedge to not leave that money on the table. Pilot: With no free plan or trial, Pilot isn't competing on accessibility — they're positioning as a premium, done-for-you service aimed at funded startups who'd rather pay a human-backed team than DIY in QuickBooks. The pre-revenue startup discount on Core is a tell: they want high-potential companies locked in early, before they can shop around on price.

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