Mollie vs Stripe Pricing (2026)

How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.

Mollie Stripe
Starts at $20/mo Custom
Number of plans 4 2
Free plan
Free trial
Pricing model usage-based usage-based

Standard pricing

$0/mo
  • Access all features
  • Pay per transaction only
  • Cancel anytime
  • Easy setup

Volume pricing

Custom
  • Dedicated account manager
  • IC++ pricing
  • Volume discounts
  • Multi-product discounts
  • Country-specific rates

Pay as you go

$0/mo
  • Domestic consumer debit & credit cards
  • Other consumer cards
  • American Express
  • All commercial cards

Pro

$20/mo
  • Domestic consumer debit & credit cards
  • Other consumer cards
  • American Express
  • All commercial cards

Standard

Custom

Custom

Custom
  • IC+ pricing
  • Volume discounts
  • Multi-product discounts
  • Country-specific rates

Mollie vs Stripe FAQ

Which one is cheaper?
One or both use custom pricing, so it depends on your specific needs.
Can I use either one for free?
Mollie has a free plan. Stripe doesn't — you'll need to pay from day one.
How do they charge?
Both use a usage-based model, so the comparison is straightforward — it comes down to features and limits at each price point.
Which one is a better deal?
Depends on what you need. Mollie: Mollie positions as the accessible, no-commitment option for European SMBs — not the cheapest on per-transaction rates, but the lowest barrier to entry with no monthly minimums. They're going after merchants who'd otherwise default to Stripe or PayPal but want a Europe-first provider with local payment method coverage. Stripe: Stripe sits at the premium end of payment processing — Square and PayPal can undercut on rate for certain use cases, but Stripe is targeting developers and scaling startups who prioritize API quality and ecosystem over squeezing every basis point. They're not trying to win on price; they're winning on infrastructure.

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