Best Stripe Alternatives (2026)
Looking for something other than Stripe for payments? Here are the 10 alternatives we track, ranked, with verified pricing for each.
Pricing verified Jul 26, 2026
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Stripe alternatives at a glance
| Product | Entry price | Plans | Free plan | Free trial |
|---|---|---|---|---|
| Stripe this page's subject | Custom | 2 | No | No |
| Paddle | Custom | 2 | No | No |
| Lemon Squeezy | Custom | 2 | Yes | Yes |
| Gumroad | Custom | 1 | Yes | No |
| Adapty | Custom | 4 | Yes | No |
| Braintree | Custom | 2 | No | No |
| Chargebee | $599/mo | 3 | Yes | Yes |
| GoCardless | Custom | 4 | No | No |
| Mollie | $20/mo | 4 | Yes | No |
| Qonversion | Custom | 4 | Yes | Yes |
| Recurly | $249/mo | 5 | No | Yes |
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Paddle
PaymentsRevenue platform for SaaS.
Paddle sits in the mid-to-premium range for merchant-of-record solutions — they're not the cheapest option (Stripe's standard rate is 2.9% + $0.30), but they're selling tax compliance and MoR liability coverage as part of the deal, which justifies the premium for international SaaS sellers. They're going after founders who want to offload global VAT/sales tax headaches, not price-sensitive teams just looking for a payment gateway.
Plans: Pay-as-you-go Contact Sales · Custom pricing Contact Sales
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Lemon Squeezy
E-commerceMerchant of record for digital products.
That 5% + 50¢ puts them in premium territory compared to Stripe's ~3%, but they're betting on simplicity over raw cost efficiency. They're going after creators who want everything bundled rather than price-sensitive merchants.
Plans: email marketing $0/mo · ecommerce Contact Sales
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Adapty
PaymentsGrow mobile subscription revenue.
They're positioning as the low-friction, founder-friendly option — no upfront cost means zero risk to start, which undercuts flat-fee competitors like RevenueCat's paid tiers for small apps. At scale, 1% of revenue is a meaningful line item, so they're competing on ease-of-entry rather than being the cheapest option for high-revenue apps.
Plans: Free $0/mo · Pro Contact Sales · Enterprise Contact Sales · Custom pricing Contact Sales
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Braintree
PaymentsPayments platform from PayPal.
Braintree targets mid-market to enterprise merchants who've outgrown Stripe's standard rates and want negotiated pricing without moving to a full acquiring bank relationship. They're not the cheapest, but the custom rate structure means high-volume businesses can potentially undercut what they'd pay on Stripe's published rates.
Plans: Standard Contact Sales · Charity Contact Sales
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Chargebee
PaymentsSubscription management and billing.
At $599/mo, Chargebee sits in the mid-market sweet spot — more expensive than DIY Stripe billing setups but significantly cheaper than Zuora or Salesforce Billing for comparable functionality. They're clearly targeting scaling SaaS companies that have outgrown basic payment tooling but aren't ready for enterprise-contract complexity.
Plans: Starter $0/mo · Performance $599/mo · Enterprise Contact Sales
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GoCardless
PaymentsBank payment collection at scale.
GoCardless is positioning as a specialist bank debit alternative to card networks like Stripe, undercutting card processing fees significantly for recurring billing use cases. They're not the cheapest payment processor outright, but they're the premium option within the ACH/BACS/SEPA pull-payment niche — targeting subscription businesses tired of card interchange fees.
Plans: Standard Contact Sales · Advanced Contact Sales · Pro Contact Sales · Custom Contact Sales
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Mollie
PaymentsEffortless payments for Europe.
Mollie positions as the accessible, no-commitment option for European SMBs — not the cheapest on per-transaction rates, but the lowest barrier to entry with no monthly minimums. They're going after merchants who'd otherwise default to Stripe or PayPal but want a Europe-first provider with local payment method coverage.
Plans: Standard pricing $0/mo · Pay as you go $0/mo · Pro $20/mo · Volume pricing Contact Sales
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Qonversion
PaymentsMobile subscription analytics.
Qonversion is positioning as the scrappy, founder-friendly alternative to RevenueCat — lower barrier to entry with a free plan and no credit card trial, and a revenue-share model that feels fair when you're small. They're going after indie developers and growth-stage mobile teams who don't want to pay a fixed platform fee before they've proven monetization.
Plans: Free $0/mo · Starter Contact Sales · Growth Contact Sales · Enterprise Contact Sales
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Recurly
PaymentsSubscription management platform.
At sub-1% of billing volume, Recurly is pitching itself as cheaper than Stripe Billing's percentage-based fees at scale, targeting mid-market SaaS and subscription commerce companies that have outgrown basic payment tools but aren't ready for a full Zuora implementation. They're the pragmatic middle ground — not the cheapest, not the most enterprise.
Plans: Starter $249/mo · RevRec $850/mo · Engage $1600/mo · All-Access Contact Sales · All-Access for Shopify Contact Sales
None of these fit? Browse the full pricing directory →
Stripe Alternatives FAQ
- What is the best alternative to Stripe?
- Paddle is the closest Stripe alternative we track for payments. Lemon Squeezy and Gumroad are also worth a look.
- Are there free alternatives to Stripe?
- Yes — Lemon Squeezy, Gumroad, Adapty and 3 more offer a free plan, so you can switch without paying up front.
- How much do Stripe alternatives cost?
- Entry prices range from $20/mo (Mollie) to $599/mo (Chargebee). Each product page has the full verified tier breakdown.
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