Best Stripe Alternatives (2026)
Looking for something other than Stripe for payments? Here are the 10 alternatives we track, ranked, with verified pricing for each.
Pricing verified Oct 14, 2026
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Stripe alternatives at a glance
| Product | Entry price | Plans | Free plan | Free trial |
|---|---|---|---|---|
| Stripe this page's subject | Custom | 2 | No | No |
| Paddle | Custom | 2 | No | No |
| Lemon Squeezy | Custom | 2 | Yes | Yes |
| Gumroad | Custom | 1 | Yes | No |
| Adapty | Custom | 2 | Yes | No |
| Braintree | Custom | 2 | No | No |
| Chargebee | Custom | 2 | Yes | No |
| GoCardless | Custom | 4 | No | No |
| Mollie | Custom | 2 | Yes | No |
| Qonversion | Custom | 2 | Yes | No |
| Recurly | $249/mo | 5 | No | Yes |
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Paddle
PaymentsRevenue platform for SaaS.
Sitting in the merchant-of-record space next to Stripe and Lemon Squeezy, Paddle isn't the cheapest per-transaction but bundles in tax/compliance handling, so it's positioned as the 'pay more, worry less' option. They're chasing SaaS teams who'd rather outsource global sales tax headaches than DIY it with a cheaper processor.
Plans: Pay-as-you-go Contact Sales · Custom pricing Contact Sales
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Lemon Squeezy
E-commerceMerchant of record for digital products.
That 5% + 50¢ puts them in premium territory compared to Stripe's ~3%, but they're betting on simplicity over raw cost efficiency. They're going after creators who want everything bundled rather than price-sensitive merchants.
Plans: email marketing $0/mo · ecommerce Contact Sales
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Adapty
PaymentsGrow mobile subscription revenue.
Adapty undercuts flat-fee subscription tools like RevenueCat by staying free for early-stage apps and only charging once you're making real money — making it the low-risk pick for indie devs and small teams testing monetization. It's not trying to be premium; it's positioned as the tool you can adopt on day one without a pricing conversation.
Plans: Pro $0/mo · Enterprise Contact Sales
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Braintree
PaymentsPayments platform from PayPal.
Braintree targets mid-market to enterprise merchants who've outgrown Stripe's standard rates and want negotiated pricing without moving to a full acquiring bank relationship. They're not the cheapest, but the custom rate structure means high-volume businesses can potentially undercut what they'd pay on Stripe's published rates.
Plans: Standard Contact Sales · Charity Contact Sales
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Chargebee
PaymentsSubscription management and billing.
Zero fixed cost plus a sub-1% take rate undercuts the old guard of sales-led billing vendors and lets them compete for startups that would otherwise start with Stripe Billing. They're clearly betting on land-cheap, grow-with-you economics rather than winning on sticker price at scale.
Plans: Flow $0/mo · Enterprise Contact Sales
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GoCardless
PaymentsBank payment collection at scale.
GoCardless sits mid-pack against Stripe and Adyen — not fighting on subscription price since there isn't one, but competing on transaction fees for bank-to-bank payments specifically, which undercuts card-based processors for recurring billing use cases. They're chasing subscription businesses and B2B billing teams tired of card decline rates and interchange fees.
Plans: Standard Contact Sales · Advanced Contact Sales · Pro Contact Sales · Custom Contact Sales
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Mollie
PaymentsEffortless payments for Europe.
Plans: Standard pricing $0/mo · Volume pricing Contact Sales
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Qonversion
PaymentsMobile subscription analytics.
Qonversion undercuts flat-fee competitors like RevenueCat by staying free for smaller apps and only charging once you're generating real revenue, making it the cheaper option for anyone under that $7K MTR line. They're clearly courting indie developers and small teams who resent paying fixed SaaS fees before they've proven product-market fit, while still leaving a path to bigger accounts via Enterprise.
Plans: Pro $0/mo · Enterprise Contact Sales
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Recurly
PaymentsSubscription management platform.
This sits mid-to-premium in the subscription billing space — cheaper to start than enterprise players like Zuora, but the revenue-share model plus custom enterprise pricing on All-Access signals they're chasing mid-market and up, not scrappy startups. They're not competing on sticker price; they're betting that companies with real billing complexity will pay for reliability over cost.
Plans: Starter $249/mo · RevRec $850/mo · Engage $1600/mo · All-Access Contact Sales · All-Access for Shopify Contact Sales
Comparing on features, not just price? Use our feature comparison template →
None of these fit? See every payments tool we price →
Stripe Alternatives FAQ
- What is the best alternative to Stripe?
- Paddle is the closest Stripe alternative we track for payments. Lemon Squeezy and Gumroad are also worth a look.
- Are there free alternatives to Stripe?
- Yes — Lemon Squeezy, Gumroad, Adapty and 3 more offer a free plan, so you can switch without paying up front.
- How much do Stripe alternatives cost?
- Recurly starts at $249/mo. The rest of the list uses custom (contact-sales) pricing.
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